Ameris Bancorp annual free cash flow
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2025
Ameris Bancorp Free Cash Flow (FCF) History (ABCB)
Ameris Bancorp reported $369.6M in free cash flow for fiscal 2025, an increase of 162.69% from the previous fiscal year, with a free cash flow margin of 30.60%.
View full Ameris Bancorp company overviewAmeris Bancorp free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $369.6M | $228.9M | +162.69% | +30.60% |
| 2024 | 2024-12-31 | $140.7M | −$410.7M | −74.48% | +12.32% |
| 2023 | 2023-12-31 | $551.4M | −$497.5M | −47.43% | +51.16% |
| 2022 | 2022-12-31 | $1.05B | $1.07B | — | +96.63% |
| 2021 | 2021-12-31 | −$16.3M | −$796.6M | — | −1.60% |
| 2020 | 2020-12-31 | $780.3M | $1.73B | — | +71.96% |
| 2019 | 2019-12-31 | −$951.8M | −$833.0M | — | −135.34% |
| 2018 | 2018-12-31 | −$118.8M | −$52.5M | — | −25.73% |
| 2017 | 2017-12-31 | −$66.3M | $14.4M | — | −18.19% |
| 2016 | 2016-12-31 | −$80.7M | −$42.9M | — | −24.83% |
| 2015 | 2015-12-31 | −$37.8M | −$26.5M | — | −14.48% |
| 2014 | 2014-12-31 | −$11.3M | −$39.3M | — | −5.31% |
| 2013 | 2013-12-31 | $28.0M | $4.8M | +20.84% | +17.21% |
| 2012 | 2012-12-31 | $23.2M | −$11.0M | −32.13% | +13.45% |
| 2011 | 2011-12-31 | $34.1M | −$5.8M | −14.53% | +20.53% |
| 2010 | 2010-12-31 | $39.9M | $22.9M | +134.11% | +32.08% |
| 2009 | 2009-12-31 | $17.1M | — | — | +12.89% |
Ameris Bancorp quarterly free cash flow
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Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $70.8M | $17.1M | +31.81% | +21.72% |
| Q1 2026 | 2026-03-31 | $249.4M | $135.2M | +118.46% | +79.34% |
| Q4 2025 | 2025-12-31 | $101.2M | −$24.9M | −19.75% | +32.96% |
| Q3 2025 | 2025-09-30 | $100.5M | $758,000 | +0.76% | +31.99% |
| Q2 2025 | 2025-06-30 | $53.7M | $154.1M | — | +17.86% |
| Q1 2025 | 2025-03-31 | $114.2M | $99.0M | +653.91% | +39.94% |
| Q4 2024 | 2024-12-31 | $126.1M | −$80.9M | −39.07% | +43.38% |
| Q3 2024 | 2024-09-30 | $99.8M | −$28.3M | −22.12% | +35.16% |
| Q2 2024 | 2024-06-30 | −$100.3M | −$188.2M | — | −33.38% |
| Q1 2024 | 2024-03-31 | $15.1M | −$113.3M | −88.21% | +5.67% |
| Q4 2023 | 2023-12-31 | $207.0M | $209.6M | — | +78.92% |
| Q3 2023 | 2023-09-30 | $128.1M | −$217.7M | −62.95% | +47.28% |
| Q2 2023 | 2023-06-30 | $87.8M | −$261.0M | −74.82% | +31.72% |
| Q1 2023 | 2023-03-31 | $128.4M | −$228.4M | −64.01% | +47.98% |
| Q4 2022 | 2022-12-31 | −$2.6M | −$265.8M | — | −0.95% |
| Q3 2022 | 2022-09-30 | $345.8M | $515.9M | — | +124.25% |
| Q2 2022 | 2022-06-30 | $348.8M | −$20.2M | −5.47% | +126.74% |
| Q1 2022 | 2022-03-31 | $356.9M | $835.3M | — | +137.55% |
| Q4 2021 | 2021-12-31 | $263.2M | −$151.8M | −36.58% | +105.88% |
| Q3 2021 | 2021-09-30 | −$170.1M | −$570.8M | — | −71.41% |
| Q2 2021 | 2021-06-30 | $369.0M | $701.9M | — | +146.96% |
| Q1 2021 | 2021-03-31 | −$478.4M | −$775.8M | — | −169.08% |
| Q4 2020 | 2020-12-31 | $415.1M | $773.6M | — | +150.61% |
| Q3 2020 | 2020-09-30 | $400.7M | $1.02B | — | +124.62% |
| Q2 2020 | 2020-06-30 | −$332.9M | −$299.1M | — | −116.91% |
| Q1 2020 | 2020-03-31 | $297.4M | $239.3M | +411.67% | +147.00% |
| Q4 2019 | 2019-12-31 | −$358.6M | −$340.6M | — | −170.37% |
| Q3 2019 | 2019-09-30 | −$617.5M | −$575.2M | — | −273.52% |
| Q2 2019 | 2019-06-30 | −$33.9M | $72.0M | — | −24.74% |
| Q1 2019 | 2019-03-31 | $58.1M | $10.8M | +22.72% | +44.66% |
| Q4 2018 | 2018-12-31 | −$17.9M | −$50.3M | — | −13.80% |
| Q3 2018 | 2018-09-30 | −$42.3M | −$14.3M | — | −32.77% |
| Q2 2018 | 2018-06-30 | −$105.9M | −$23.2M | — | −98.69% |
| Q1 2018 | 2018-03-31 | $47.4M | $35.3M | +293.58% | +49.72% |
| Q4 2017 | 2017-12-31 | $32.4M | $42.6M | — | +34.78% |
| Q3 2017 | 2017-09-30 | −$28.0M | $19.6M | — | −29.83% |
| Q2 2017 | 2017-06-30 | −$82.7M | −$49.3M | — | −90.57% |
| Q1 2017 | 2017-03-31 | $12.0M | $1.5M | +14.00% | +13.95% |
| Q4 2016 | 2016-12-31 | −$10.2M | −$1.5M | — | −12.56% |
| Q3 2016 | 2016-09-30 | −$47.6M | −$42.4M | — | −55.37% |
| Q2 2016 | 2016-06-30 | −$33.5M | −$327,000 | — | −40.35% |
| Q1 2016 | 2016-03-31 | $10.6M | $1.3M | +13.64% | +14.13% |
| Q4 2015 | 2015-12-31 | −$8.8M | −$17.7M | — | −12.32% |
| Q3 2015 | 2015-09-30 | −$5.2M | $28.8M | — | −7.17% |
| Q2 2015 | 2015-06-30 | −$33.1M | −$15.1M | — | −54.06% |
| Q1 2015 | 2015-03-31 | $9.3M | −$22.5M | −70.77% | +16.47% |
| Q4 2014 | 2014-12-31 | $9.0M | $10.3M | — | +15.64% |
| Q3 2014 | 2014-09-30 | −$34.0M | −$57.2M | — | −59.55% |
| Q2 2014 | 2014-06-30 | −$18.1M | $5.2M | — | −35.43% |
| Q1 2014 | 2014-03-31 | $31.8M | $2.3M | +7.92% | +67.28% |
| Q4 2013 | 2013-12-31 | −$1.4M | −$2.2M | — | −3.36% |
| Q3 2013 | 2013-09-30 | $23.2M | $21.2M | +1049.83% | +55.85% |
| Q2 2013 | 2013-06-30 | −$23.3M | −$37.0M | — | −57.08% |
| Q1 2013 | 2013-03-31 | $29.4M | $22.8M | +343.06% | +74.19% |
| Q4 2012 | 2012-12-31 | $873,000 | −$7.2M | −89.19% | +2.11% |
| Q3 2012 | 2012-09-30 | $2.0M | −$16.6M | −89.17% | +5.31% |
| Q2 2012 | 2012-06-30 | $13.6M | $13.9M | — | +36.11% |
| Q1 2012 | 2012-03-31 | $6.6M | −$1.1M | −13.84% | +12.09% |
| Q4 2011 | 2011-12-31 | $8.1M | −$23.9M | −74.75% | +20.35% |
| Q3 2011 | 2011-09-30 | $18.7M | — | — | +30.34% |
| Q2 2011 | 2011-06-30 | −$317,000 | — | — | −0.91% |
| Q1 2011 | 2011-03-31 | $7.7M | — | — | +25.38% |
| Q3 2010 | 2010-09-30 | $32.0M | — | — | +118.45% |
Ameris Bancorp free cash flow growth trends
Over the last five reported fiscal years, free cash flow declined from $780.3M to $369.6M, a compound annual decline of 13.88%. Ameris Bancorp's latest reported quarter, Q2 2026, generated $70.8M in free cash flow, an increase of 31.81% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Ameris Bancorp filings at SEC.gov ↗