Bank Of Montreal annual free cash flow
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Bank Of Montreal Free Cash Flow (FCF) History (BMO)
Bank Of Montreal reported $8.51B in free cash flow for fiscal 2025, a decrease of 66.14% from the previous fiscal year, with a free cash flow margin of 23.46%.
View full Bank Of Montreal company overviewBank Of Montreal free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-10-31 | $8.51B | −$16.63B | −66.14% | +23.46% |
| 2024 | 2024-10-31 | $25.14B | $16.43B | +188.75% | +76.65% |
| 2023 | 2023-10-31 | $8.71B | $4.53B | +108.28% | +29.75% |
| 2022 | 2022-10-31 | $4.18B | −$39.38B | −90.41% | +12.40% |
| 2021 | 2021-10-31 | $43.56B | −$6.87B | −13.62% | +160.25% |
| 2020 | 2020-10-31 | $50.44B | $21.61B | +74.98% | +200.26% |
| 2019 | 2019-10-31 | $28.82B | $11.24B | +63.95% | +113.11% |
| 2018 | 2018-10-31 | $17.58B | $14.97B | +574.42% | +76.76% |
| 2017 | 2017-10-31 | $2.61B | $5.56B | — | +11.79% |
| 2016 | 2016-10-31 | −$2.95B | — | — | −14.00% |
Bank Of Montreal quarterly free cash flow
Q1.18
Q2.18
Q3.18
Q4.18
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q1 2026 | 2026-01-31 | $1.42B | −$3.07B | −68.44% | +14.41% |
| Q4 2025 | 2025-10-31 | $12.27B | $8.55B | +229.87% | +131.33% |
| Q3 2025 | 2025-07-31 | −$4.61B | −$6.44B | — | −51.30% |
| Q2 2025 | 2025-04-30 | −$3.63B | −$7.47B | — | −41.85% |
| Q1 2025 | 2025-01-31 | $4.49B | −$11.26B | −71.52% | +48.41% |
| Q4 2024 | 2024-10-31 | $3.72B | $478.0M | +14.75% | +41.52% |
| Q3 2024 | 2024-07-31 | $1.83B | −$8.66B | −82.55% | +22.34% |
| Q2 2024 | 2024-04-30 | $3.84B | $28.51B | — | +48.16% |
| Q1 2024 | 2024-01-31 | $15.75B | −$3.90B | −19.85% | +205.29% |
| Q4 2023 | 2023-10-31 | $3.24B | −$14.32B | −81.54% | +38.96% |
| Q3 2023 | 2023-07-31 | $10.49B | $12.63B | — | +130.25% |
| Q2 2023 | 2023-04-30 | −$24.67B | −$37.08B | — | −316.77% |
| Q1 2023 | 2023-01-31 | $19.65B | $43.30B | — | +385.37% |
| Q4 2022 | 2022-10-31 | $17.56B | $7.28B | +70.90% | +166.11% |
| Q3 2022 | 2022-07-31 | −$2.14B | $8.49B | — | −35.10% |
| Q2 2022 | 2022-04-30 | $12.41B | −$11.78B | −48.70% | +133.19% |
| Q1 2022 | 2022-01-31 | −$23.65B | −$43.38B | — | −306.20% |
| Q4 2021 | 2021-10-31 | $10.27B | $27.58B | — | +156.31% |
| Q3 2021 | 2021-07-31 | −$10.63B | −$34.33B | — | −140.64% |
| Q2 2021 | 2021-04-30 | $24.19B | −$9.15B | −27.44% | +398.16% |
| Q1 2021 | 2021-01-31 | $19.73B | $9.02B | +84.22% | +282.92% |
| Q4 2020 | 2020-10-31 | −$17.31B | −$35.28B | — | −289.12% |
| Q3 2020 | 2020-07-31 | $23.69B | $14.47B | +156.81% | +329.57% |
| Q2 2020 | 2020-04-30 | $33.34B | $38.00B | — | +633.34% |
| Q1 2020 | 2020-01-31 | $10.71B | $4.43B | +70.44% | +158.77% |
| Q4 2019 | 2019-10-31 | $17.98B | $14.12B | +365.73% | +295.33% |
| Q3 2019 | 2019-07-31 | $9.23B | $2.72B | +41.83% | +138.40% |
| Q2 2019 | 2019-04-30 | −$4.66B | −$3.72B | — | −75.05% |
| Q1 2019 | 2019-01-31 | $6.29B | −$1.87B | −22.97% | +96.44% |
| Q4 2018 | 2018-10-31 | $3.86B | — | — | +65.50% |
| Q3 2018 | 2018-07-31 | $6.50B | — | — | +112.27% |
| Q2 2018 | 2018-04-30 | −$942.0M | — | — | −16.88% |
| Q1 2018 | 2018-01-31 | $8.16B | — | — | +144.71% |
Bank Of Montreal free cash flow growth trends
Over the last five reported fiscal years, free cash flow declined from $50.44B to $8.51B, a compound annual decline of 29.94%. Bank Of Montreal's latest reported quarter, Q1 2026, generated $1.42B in free cash flow, a decrease of 68.44% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Bank Of Montreal filings at SEC.gov ↗