Consumers Bancorp annual free cash flow
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2025
Consumers Bancorp Free Cash Flow (FCF) History (CBKM)
Consumers Bancorp reported $4.9M in free cash flow for fiscal 2025, a decrease of 42.06% from the previous fiscal year, with a free cash flow margin of 104.63%.
View full Consumers Bancorp company overviewConsumers Bancorp free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-06-30 | $4.9M | −$3.5M | −42.06% | +104.63% |
| 2024 | 2024-06-30 | $8.4M | −$3.1M | −26.99% | +191.49% |
| 2023 | 2023-06-30 | $11.5M | −$2.0M | −14.66% | +277.72% |
| 2022 | 2022-06-30 | $13.5M | $611,000 | +4.75% | +348.60% |
| 2021 | 2021-06-30 | $12.9M | $7.8M | +152.34% | +376.54% |
| 2020 | 2020-06-30 | $5.1M | $381,000 | +8.08% | +158.46% |
| 2019 | 2019-06-30 | $4.7M | −$448,000 | −8.68% | +158.33% |
| 2018 | 2018-06-30 | $5.2M | $382,000 | +7.99% | +189.75% |
| 2017 | 2017-06-30 | $4.8M | $3.6M | +292.85% | +27.00% |
| 2016 | 2016-06-30 | $1.2M | $1.1M | +775.54% | +7.29% |
| 2015 | 2015-06-30 | $139,000 | −$2.3M | −94.29% | +0.85% |
| 2014 | 2014-06-30 | $2.4M | −$2.6M | −51.65% | +15.78% |
| 2013 | 2013-06-30 | $5.0M | $1.7M | +52.76% | +34.14% |
| 2012 | 2012-06-30 | $3.3M | $708,000 | +27.38% | +23.16% |
| 2011 | 2011-06-30 | $2.6M | — | — | +20.08% |
Consumers Bancorp quarterly free cash flow
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| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q3 2026 | 2026-03-31 | $764,000 | −$862,000 | −53.01% | +6.64% |
| Q2 2026 | 2025-12-31 | $3.2M | $1.3M | +71.00% | +28.28% |
| Q1 2026 | 2025-09-30 | $2.2M | $2.1M | +1731.40% | +20.12% |
| Q4 2025 | 2025-06-30 | $1.2M | −$256,000 | −17.39% | — |
| Q3 2025 | 2025-03-31 | $1.6M | −$8,000 | −0.49% | +16.60% |
| Q2 2025 | 2024-12-31 | $1.9M | −$65,000 | −3.31% | +19.63% |
| Q1 2025 | 2024-09-30 | $121,000 | −$3.2M | −96.36% | +1.28% |
| Q4 2024 | 2024-06-30 | $1.5M | $6.7M | — | — |
| Q3 2024 | 2024-03-31 | $1.6M | −$7.4M | −81.87% | +18.07% |
| Q2 2024 | 2023-12-31 | $2.0M | −$1.8M | −47.16% | +21.34% |
| Q1 2024 | 2023-09-30 | $3.3M | −$444,000 | −11.79% | +35.68% |
| Q4 2023 | 2023-06-30 | −$5.3M | $532,000 | — | — |
| Q3 2023 | 2023-03-31 | $9.0M | −$1.6M | −14.79% | +95.82% |
| Q2 2023 | 2022-12-31 | $3.7M | −$1.8M | −32.43% | +37.45% |
| Q1 2023 | 2022-09-30 | $3.8M | $1.5M | +67.38% | +39.53% |
| Q4 2022 | 2022-06-30 | −$5.8M | −$7.7M | — | — |
| Q3 2022 | 2022-03-31 | $10.6M | $5.1M | +93.13% | +117.06% |
| Q2 2022 | 2021-12-31 | $5.5M | $927,000 | +20.25% | +56.36% |
| Q1 2022 | 2021-09-30 | $2.3M | $1.3M | +140.64% | +24.33% |
| Q4 2021 | 2021-06-30 | $1.9M | $1.3M | +256.38% | — |
| Q3 2021 | 2021-03-31 | $5.5M | $2.9M | +112.58% | +74.10% |
| Q2 2021 | 2020-12-31 | $4.6M | $3.3M | +270.01% | +57.13% |
| Q1 2021 | 2020-09-30 | $935,000 | $177,000 | +23.35% | +11.93% |
| Q4 2020 | 2020-06-30 | $525,000 | −$443,000 | −45.76% | +118.78% |
| Q3 2020 | 2020-03-31 | $2.6M | $2.3M | +942.91% | +322.00% |
| Q2 2020 | 2019-12-31 | $1.2M | −$2.1M | −62.71% | +151.97% |
| Q1 2020 | 2019-09-30 | $758,000 | $575,000 | +314.21% | +65.34% |
| Q4 2019 | 2019-06-30 | $968,000 | $552,000 | +132.69% | +152.92% |
| Q3 2019 | 2019-03-31 | $247,000 | −$1.1M | −82.26% | +35.19% |
| Q2 2019 | 2018-12-31 | $3.3M | $379,000 | +12.90% | +367.33% |
| Q1 2019 | 2018-09-30 | $183,000 | −$234,000 | −56.12% | +24.73% |
| Q4 2018 | 2018-06-30 | $416,000 | −$548,000 | −56.85% | +79.24% |
| Q3 2018 | 2018-03-31 | $1.4M | −$525,000 | −27.39% | +211.23% |
| Q2 2018 | 2017-12-31 | $2.9M | $1.4M | +94.57% | +381.06% |
| Q1 2018 | 2017-09-30 | $417,000 | $27,000 | +6.92% | +54.44% |
| Q4 2017 | 2017-06-30 | $964,000 | $656,000 | +212.99% | +21.41% |
| Q3 2017 | 2017-03-31 | $1.9M | $1.1M | +137.25% | +44.60% |
| Q2 2017 | 2016-12-31 | $1.5M | $1.5M | +3495.24% | +34.85% |
| Q1 2017 | 2016-09-30 | $390,000 | $331,000 | +561.02% | +8.52% |
| Q4 2016 | 2016-06-30 | $308,000 | −$71,000 | −18.73% | +7.30% |
| Q3 2016 | 2016-03-31 | $808,000 | $1.4M | — | +19.31% |
| Q2 2016 | 2015-12-31 | $42,000 | $144,000 | — | +1.01% |
| Q1 2016 | 2015-09-30 | $59,000 | −$379,000 | −86.53% | +1.43% |
| Q4 2015 | 2015-06-30 | $379,000 | −$847,000 | −69.09% | +9.00% |
| Q3 2015 | 2015-03-31 | −$576,000 | −$157,000 | — | −14.59% |
| Q2 2015 | 2014-12-31 | −$102,000 | −$1.2M | — | −2.46% |
| Q1 2015 | 2014-09-30 | $438,000 | −$102,000 | −18.89% | +10.74% |
| Q4 2014 | 2014-06-30 | $1.2M | −$825,000 | −40.22% | +30.84% |
| Q3 2014 | 2014-03-31 | −$419,000 | −$1.4M | — | −10.98% |
| Q2 2014 | 2013-12-31 | $1.1M | −$426,000 | −28.17% | +27.83% |
| Q1 2014 | 2013-09-30 | $540,000 | $22,000 | +4.25% | +14.48% |
| Q4 2013 | 2013-06-30 | $2.1M | $1.4M | +211.70% | +55.30% |
| Q3 2013 | 2013-03-31 | $951,000 | $970,000 | — | +26.01% |
| Q2 2013 | 2012-12-31 | $1.5M | $238,000 | +18.68% | +40.53% |
| Q1 2013 | 2012-09-30 | $518,000 | −$863,000 | −62.49% | +14.21% |
| Q4 2012 | 2012-06-30 | $658,000 | −$63,000 | −8.74% | +18.50% |
| Q3 2012 | 2012-03-31 | −$19,000 | −$394,000 | — | −0.54% |
| Q2 2012 | 2011-12-31 | $1.3M | $575,000 | +82.26% | +35.23% |
| Q1 2012 | 2011-09-30 | $1.4M | $590,000 | +74.59% | +38.93% |
| Q4 2011 | 2011-06-30 | $721,000 | — | — | +22.45% |
| Q3 2011 | 2011-03-31 | $375,000 | — | — | +12.06% |
| Q2 2011 | 2010-12-31 | $699,000 | — | — | +21.45% |
| Q1 2011 | 2010-09-30 | $791,000 | — | — | +23.98% |
Consumers Bancorp free cash flow growth trends
Over the last five reported fiscal years, free cash flow declined from $5.1M to $4.9M, a compound annual decline of 0.93%. Consumers Bancorp's latest reported quarter, Q3 2026, generated $764,000 in free cash flow, a decrease of 53.01% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Consumers Bancorp filings at SEC.gov ↗