Chemung Financial annual free cash flow
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2025
Chemung Financial Free Cash Flow (FCF) History (CHMG)
Chemung Financial reported $43.8M in free cash flow for fiscal 2025, an increase of 67.29% from the previous fiscal year, with a free cash flow margin of 46.07%.
View full Chemung Financial company overviewChemung Financial free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $43.8M | $17.6M | +67.29% | +46.07% |
| 2024 | 2024-12-31 | $26.2M | −$4.2M | −13.91% | +26.92% |
| 2023 | 2023-12-31 | $30.4M | −$4.2M | −12.14% | +30.72% |
| 2022 | 2022-12-31 | $34.6M | −$473,000 | −1.35% | +36.21% |
| 2021 | 2021-12-31 | $35.1M | $7.3M | +26.27% | +39.23% |
| 2020 | 2020-12-31 | $27.8M | $2.3M | +8.89% | +33.07% |
| 2019 | 2019-12-31 | $25.5M | −$480,000 | −1.85% | +31.63% |
| 2018 | 2018-12-31 | $26.0M | $3.8M | +17.32% | +31.12% |
| 2017 | 2017-12-31 | $22.2M | $1.7M | +8.40% | +28.61% |
| 2016 | 2016-12-31 | $20.4M | $7.5M | +57.65% | +27.82% |
| 2015 | 2015-12-31 | $13.0M | −$2.9M | −18.21% | +18.24% |
| 2014 | 2014-12-31 | $15.9M | −$3.4M | −17.67% | +20.78% |
| 2013 | 2013-12-31 | $19.3M | −$1.6M | −7.81% | +29.77% |
| 2012 | 2012-12-31 | $20.9M | $14.3M | +215.85% | +32.63% |
| 2011 | 2011-12-31 | $6.6M | −$9.1M | −57.97% | +10.78% |
| 2010 | 2010-12-31 | $15.7M | $8.9M | +129.44% | +29.05% |
| 2009 | 2009-12-31 | $6.9M | — | — | +14.04% |
Chemung Financial quarterly free cash flow
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Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $8.9M | −$474,000 | −5.05% | +28.59% |
| Q1 2026 | 2026-03-31 | $8.9M | $2.1M | +29.96% | +29.78% |
| Q4 2025 | 2025-12-31 | $15.7M | $11.4M | +264.55% | +51.56% |
| Q3 2025 | 2025-09-30 | $11.8M | $3.3M | +38.46% | +41.15% |
| Q2 2025 | 2025-06-30 | $9.4M | $3.9M | +71.62% | +92.90% |
| Q1 2025 | 2025-03-31 | $6.9M | −$1.0M | −12.75% | +26.66% |
| Q4 2024 | 2024-12-31 | $4.3M | $699,000 | +19.33% | +16.68% |
| Q3 2024 | 2024-09-30 | $8.6M | −$832,000 | −8.87% | +35.18% |
| Q2 2024 | 2024-06-30 | $5.5M | −$1.6M | −22.09% | +23.41% |
| Q1 2024 | 2024-03-31 | $7.9M | −$2.5M | −24.48% | +33.07% |
| Q4 2023 | 2023-12-31 | $3.6M | $1.3M | +54.57% | +15.22% |
| Q3 2023 | 2023-09-30 | $9.4M | −$5.1M | −35.23% | +36.33% |
| Q2 2023 | 2023-06-30 | $7.0M | −$4.8M | −40.41% | +29.20% |
| Q1 2023 | 2023-03-31 | $10.4M | $4.4M | +74.22% | +40.99% |
| Q4 2022 | 2022-12-31 | $2.3M | −$6.4M | −73.14% | +8.90% |
| Q3 2022 | 2022-09-30 | $14.5M | $5.6M | +62.92% | +60.30% |
| Q2 2022 | 2022-06-30 | $11.8M | $2.7M | +30.44% | +51.31% |
| Q1 2022 | 2022-03-31 | $6.0M | −$2.1M | −26.46% | +26.72% |
| Q4 2021 | 2021-12-31 | $8.7M | $212,000 | +2.49% | +38.42% |
| Q3 2021 | 2021-09-30 | $8.9M | $3.4M | +63.16% | +39.00% |
| Q2 2021 | 2021-06-30 | $9.0M | $1.4M | +17.79% | +40.02% |
| Q1 2021 | 2021-03-31 | $8.1M | $1.9M | +31.49% | +37.92% |
| Q4 2020 | 2020-12-31 | $8.5M | $4.4M | +107.04% | +38.00% |
| Q3 2020 | 2020-09-30 | $5.5M | −$2.9M | −34.42% | +25.70% |
| Q2 2020 | 2020-06-30 | $7.7M | $1.7M | +28.10% | +37.10% |
| Q1 2020 | 2020-03-31 | $6.2M | −$947,000 | −13.30% | +31.19% |
| Q4 2019 | 2019-12-31 | $4.1M | −$3.3M | −44.43% | +20.22% |
| Q3 2019 | 2019-09-30 | $8.3M | −$968,000 | −10.43% | +41.35% |
| Q2 2019 | 2019-06-30 | $6.0M | $3.3M | +119.27% | +29.65% |
| Q1 2019 | 2019-03-31 | $7.1M | $515,000 | +7.80% | +35.44% |
| Q4 2018 | 2018-12-31 | $7.4M | $517,000 | +7.52% | +36.26% |
| Q3 2018 | 2018-09-30 | $9.3M | $2.1M | +29.18% | +41.31% |
| Q2 2018 | 2018-06-30 | $2.7M | $882,000 | +47.73% | +13.42% |
| Q1 2018 | 2018-03-31 | $6.6M | $344,000 | +5.49% | +32.42% |
| Q4 2017 | 2017-12-31 | $6.9M | $5.3M | +329.23% | +33.96% |
| Q3 2017 | 2017-09-30 | $7.2M | −$864,000 | −10.74% | +36.04% |
| Q2 2017 | 2017-06-30 | $1.8M | −$3.5M | −65.22% | +9.74% |
| Q1 2017 | 2017-03-31 | $6.3M | $777,000 | +14.17% | +34.14% |
| Q4 2016 | 2016-12-31 | $1.6M | −$2.1M | −56.67% | +8.80% |
| Q3 2016 | 2016-09-30 | $8.0M | $2.6M | +47.09% | +43.55% |
| Q2 2016 | 2016-06-30 | $5.3M | $4.7M | +723.88% | +29.22% |
| Q1 2016 | 2016-03-31 | $5.5M | $2.3M | +73.60% | +29.44% |
| Q4 2015 | 2015-12-31 | $3.7M | −$1.9M | −33.79% | +20.54% |
| Q3 2015 | 2015-09-30 | $5.5M | $1.0M | +23.36% | +31.07% |
| Q2 2015 | 2015-06-30 | $645,000 | −$2.8M | −81.28% | +3.59% |
| Q1 2015 | 2015-03-31 | $3.2M | $763,000 | +31.84% | +18.02% |
| Q4 2014 | 2014-12-31 | $5.6M | −$594,317 | −9.62% | +22.84% |
| Q3 2014 | 2014-09-30 | $4.4M | $1.4M | +47.75% | +25.47% |
| Q2 2014 | 2014-06-30 | $3.4M | −$3.5M | −50.42% | +19.71% |
| Q1 2014 | 2014-03-31 | $2.4M | −$739,000 | −23.57% | +14.10% |
| Q4 2013 | 2013-12-31 | $6.2M | −$161,937 | −2.56% | +35.70% |
| Q3 2013 | 2013-09-30 | $3.0M | $1.3M | +81.41% | +18.91% |
| Q2 2013 | 2013-06-30 | $7.0M | −$1.8M | −20.27% | +43.98% |
| Q1 2013 | 2013-03-31 | $3.1M | −$1.1M | −25.10% | +19.92% |
| Q4 2012 | 2012-12-31 | $6.3M | $10.2M | — | +40.02% |
| Q3 2012 | 2012-09-30 | $1.7M | −$2.2M | −57.13% | +10.48% |
| Q2 2012 | 2012-06-30 | $8.7M | $2.7M | +45.14% | +56.26% |
| Q1 2012 | 2012-03-31 | $4.2M | $3.6M | +563.27% | +24.74% |
| Q4 2011 | 2011-12-31 | −$3.9M | −$7.5M | — | −24.08% |
| Q3 2011 | 2011-09-30 | $3.9M | — | — | +23.86% |
| Q2 2011 | 2011-06-30 | $6.0M | — | — | +37.08% |
| Q1 2011 | 2011-03-31 | $631,086 | — | — | +4.89% |
| Q3 2010 | 2010-09-30 | $3.6M | — | — | +28.00% |
Chemung Financial free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from $27.8M to $43.8M, a compound annual growth rate of 9.53%. Chemung Financial's latest reported quarter, Q2 2026, generated $8.9M in free cash flow, a decrease of 5.05% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Chemung Financial filings at SEC.gov ↗