Customers Bancorp annual free cash flow
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2025
Customers Bancorp Free Cash Flow (FCF) History (CUBI)
Customers Bancorp reported $481.0M in free cash flow for fiscal 2025, an increase of 235.05% from the previous fiscal year, with a free cash flow margin of 58.78%.
View full Customers Bancorp company overviewCustomers Bancorp free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $481.0M | $337.5M | +235.05% | +58.78% |
| 2024 | 2024-12-31 | $143.6M | $19.4M | +15.65% | +20.08% |
| 2023 | 2023-12-31 | $124.1M | $149.0M | — | +16.38% |
| 2022 | 2022-12-31 | −$24.9M | −$319.8M | — | −3.79% |
| 2021 | 2021-12-31 | $294.9M | $166.6M | +129.77% | +38.66% |
| 2020 | 2020-12-31 | $128.4M | $51.6M | +67.22% | +319.34% |
| 2019 | 2019-12-31 | $76.8M | −$18.9M | −19.79% | +164.30% |
| 2018 | 2018-12-31 | $95.7M | $35.6M | +59.34% | +221.32% |
| 2017 | 2017-12-31 | $60.1M | −$25.9M | −30.15% | +107.32% |
| 2016 | 2016-12-31 | $86.0M | $445.6M | — | +28.11% |
| 2015 | 2015-12-31 | −$359.6M | $184.2M | — | −160.52% |
| 2014 | 2014-12-31 | −$543.8M | −$1.26B | — | −307.13% |
| 2013 | 2013-12-31 | $718.1M | $1.96B | — | +567.44% |
| 2012 | 2012-12-31 | −$1.24B | −$1.27B | — | −1232.32% |
| 2011 | 2011-12-31 | $27.2M | $252.0M | — | +54.09% |
| 2010 | 2010-12-31 | −$224.8M | −$222.0M | — | −345.73% |
| 2009 | 2009-12-31 | −$2.9M | — | — | −34.88% |
Customers Bancorp quarterly free cash flow
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| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $106.1M | −$56.0M | −34.56% | +46.64% |
| Q1 2026 | 2026-03-31 | $35.0M | −$58.4M | −62.52% | +15.52% |
| Q4 2025 | 2025-12-31 | $119.1M | −$13.8M | −10.40% | +50.26% |
| Q3 2025 | 2025-09-30 | $106.4M | $82.3M | +340.87% | +45.86% |
| Q2 2025 | 2025-06-30 | $162.1M | $156.3M | +2715.15% | +78.56% |
| Q1 2025 | 2025-03-31 | $93.4M | $112.7M | — | +65.36% |
| Q4 2024 | 2024-12-31 | $132.9M | $251.3M | — | +79.38% |
| Q3 2024 | 2024-09-30 | $24.1M | −$111.6M | −82.21% | +14.45% |
| Q2 2024 | 2024-06-30 | $5.8M | −$83.7M | −93.56% | +2.90% |
| Q1 2024 | 2024-03-31 | −$19.2M | −$36.6M | — | −10.59% |
| Q4 2023 | 2023-12-31 | −$118.4M | $180.9M | — | −61.96% |
| Q3 2023 | 2023-09-30 | $135.7M | $27.0M | +24.83% | +62.39% |
| Q2 2023 | 2023-06-30 | $89.4M | $40.4M | +82.40% | +49.34% |
| Q1 2023 | 2023-03-31 | $17.4M | −$99.3M | −85.08% | +10.36% |
| Q4 2022 | 2022-12-31 | −$299.3M | −$320.1M | — | −210.07% |
| Q3 2022 | 2022-09-30 | $108.7M | $123.6M | — | +72.48% |
| Q2 2022 | 2022-06-30 | $49.0M | −$39.9M | −44.86% | +27.61% |
| Q1 2022 | 2022-03-31 | $116.7M | −$83.4M | −41.69% | +62.76% |
| Q4 2021 | 2021-12-31 | $20.8M | −$38.3M | −64.75% | +9.88% |
| Q3 2021 | 2021-09-30 | −$14.9M | −$44.8M | — | −6.07% |
| Q2 2021 | 2021-06-30 | $88.9M | $14.3M | +19.14% | +57.16% |
| Q1 2021 | 2021-03-31 | $200.1M | $235.3M | — | +132.33% |
| Q4 2020 | 2020-12-31 | $59.1M | $19.4M | +48.72% | +688.71% |
| Q3 2020 | 2020-09-30 | $29.9M | $3.4M | +12.72% | +336.84% |
| Q2 2020 | 2020-06-30 | $74.6M | $65.7M | +735.20% | +666.74% |
| Q1 2020 | 2020-03-31 | −$35.2M | −$29.1M | — | −304.94% |
| Q4 2019 | 2019-12-31 | $39.7M | $41.0M | — | +349.98% |
| Q3 2019 | 2019-09-30 | $26.5M | −$5.7M | −17.59% | +224.99% |
| Q2 2019 | 2019-06-30 | $8.9M | −$22.9M | −71.89% | +79.49% |
| Q1 2019 | 2019-03-31 | −$6.2M | −$39.2M | — | −49.83% |
| Q4 2018 | 2018-12-31 | −$1.3M | −$32.8M | — | −12.16% |
| Q3 2018 | 2018-09-30 | $32.2M | $14.2M | +78.83% | +312.30% |
| Q2 2018 | 2018-06-30 | $31.8M | $40.4M | — | +349.13% |
| Q1 2018 | 2018-03-31 | $33.1M | $13.8M | +72.06% | +255.39% |
| Q4 2017 | 2017-12-31 | $31.5M | −$585.7M | −94.90% | — |
| Q3 2017 | 2017-09-30 | $18.0M | $56.6M | — | +20.90% |
| Q2 2017 | 2017-06-30 | −$8.6M | $305.1M | — | −9.91% |
| Q1 2017 | 2017-03-31 | $19.2M | $198.1M | — | +22.57% |
| Q4 2016 | 2016-12-31 | $617.2M | $674.0M | — | +753.69% |
| Q3 2016 | 2016-09-30 | −$38.6M | −$320.6M | — | −41.91% |
| Q2 2016 | 2016-06-30 | −$313.7M | −$54.2M | — | −454.51% |
| Q1 2016 | 2016-03-31 | −$178.9M | $146.3M | — | −284.46% |
| Q4 2015 | 2015-12-31 | −$56.9M | $40.1M | — | −90.44% |
| Q3 2015 | 2015-09-30 | $282.0M | $442.2M | — | +502.61% |
| Q2 2015 | 2015-06-30 | −$259.5M | $106.4M | — | −490.00% |
| Q1 2015 | 2015-03-31 | −$325.2M | −$404.3M | — | −624.71% |
| Q4 2014 | 2014-12-31 | −$96.9M | −$229.8M | — | −190.88% |
| Q3 2014 | 2014-09-30 | −$160.2M | −$710.1M | — | −353.47% |
| Q2 2014 | 2014-06-30 | −$365.8M | −$313.4M | — | −834.48% |
| Q1 2014 | 2014-03-31 | $79.1M | −$8.7M | −9.86% | +213.19% |
| Q4 2013 | 2013-12-31 | $132.9M | $381.2M | — | +373.13% |
| Q3 2013 | 2013-09-30 | $549.9M | $1.44B | — | +1726.16% |
| Q2 2013 | 2013-06-30 | −$52.4M | $57.7M | — | −165.53% |
| Q1 2013 | 2013-03-31 | $87.7M | $84.1M | +2278.02% | +319.98% |
| Q4 2012 | 2012-12-31 | −$248.4M | −$302.1M | — | −1028.53% |
| Q3 2012 | 2012-09-30 | −$890.0M | −$839.0M | — | −2752.77% |
| Q2 2012 | 2012-06-30 | −$110.1M | −$112.6M | — | −401.91% |
| Q1 2012 | 2012-03-31 | $3.7M | −$18.2M | −83.11% | +21.53% |
| Q4 2011 | 2011-12-31 | $53.7M | — | — | +328.90% |
| Q3 2011 | 2011-09-30 | −$51.0M | — | — | −395.30% |
| Q2 2011 | 2011-06-30 | $2.5M | — | — | +21.87% |
| Q1 2011 | 2011-03-31 | $21.8M | — | — | +229.42% |
Customers Bancorp free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from $128.4M to $481.0M, a compound annual growth rate of 30.24%. Customers Bancorp's latest reported quarter, Q2 2026, generated $106.1M in free cash flow, a decrease of 34.56% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Customers Bancorp filings at SEC.gov ↗