First Internet Bancorp annual free cash flow
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2025
First Internet Bancorp Free Cash Flow (FCF) History (INBK)
First Internet Bancorp reported $2.2M in free cash flow for fiscal 2025, a decrease of 78.64% from the previous fiscal year, with a free cash flow margin of 1.91%.
View full First Internet Bancorp company overviewFirst Internet Bancorp free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $2.2M | −$8.2M | −78.64% | +1.91% |
| 2024 | 2024-12-31 | $10.4M | $4.1M | +64.74% | +7.72% |
| 2023 | 2023-12-31 | $6.3M | −$58.9M | −90.32% | +6.25% |
| 2022 | 2022-12-31 | $65.2M | $40.3M | +161.37% | +55.10% |
| 2021 | 2021-12-31 | $24.9M | $37.4M | — | +20.89% |
| 2020 | 2020-12-31 | −$12.5M | $35.2M | — | −12.38% |
| 2019 | 2019-12-31 | −$47.7M | −$74.8M | — | −413.15% |
| 2018 | 2018-12-31 | $27.1M | $4.0M | +17.44% | +474.59% |
| 2017 | 2017-12-31 | $23.1M | −$190,000 | −0.82% | +294.88% |
| 2016 | 2016-12-31 | $23.3M | $14.9M | +178.51% | +43.33% |
| 2015 | 2015-12-31 | $8.4M | $7.3M | +685.45% | +20.46% |
| 2014 | 2014-12-31 | $1.1M | −$33.3M | −96.90% | +3.61% |
| 2013 | 2013-12-31 | $34.4M | $40.3M | — | +127.40% |
| 2012 | 2012-12-31 | −$6.0M | — | — | −21.98% |
First Internet Bancorp quarterly free cash flow
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Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $24.3M | $115.1M | — | +58.99% |
| Q1 2026 | 2026-03-31 | $75.3M | $42.6M | +130.54% | +174.53% |
| Q4 2025 | 2025-12-31 | $23.4M | $30.1M | — | +56.20% |
| Q3 2025 | 2025-09-30 | $37.0M | $37.2M | — | +647.98% |
| Q2 2025 | 2025-06-30 | −$90.8M | −$106.3M | — | −270.73% |
| Q1 2025 | 2025-03-31 | $32.6M | $30.8M | +1663.43% | +91.89% |
| Q4 2024 | 2024-12-31 | −$6.7M | −$18.6M | — | −16.84% |
| Q3 2024 | 2024-09-30 | −$270,000 | −$2.7M | — | −0.80% |
| Q2 2024 | 2024-06-30 | $15.5M | $26.6M | — | +47.80% |
| Q1 2024 | 2024-03-31 | $1.9M | −$1.3M | −42.05% | +6.36% |
| Q4 2023 | 2023-12-31 | $11.9M | $6.1M | +105.36% | +43.76% |
| Q3 2023 | 2023-09-30 | $2.4M | −$17.7M | −88.11% | +9.61% |
| Q2 2023 | 2023-06-30 | −$11.2M | −$29.5M | — | −46.51% |
| Q1 2023 | 2023-03-31 | $3.2M | −$17.9M | −84.83% | +12.77% |
| Q4 2022 | 2022-12-31 | $5.8M | $1.3M | +29.65% | +21.10% |
| Q3 2022 | 2022-09-30 | $20.0M | $27.4M | — | +70.79% |
| Q2 2022 | 2022-06-30 | $18.3M | $16.0M | +679.65% | +61.06% |
| Q1 2022 | 2022-03-31 | $21.1M | −$4.4M | −17.23% | +64.64% |
| Q4 2021 | 2021-12-31 | $4.5M | −$36.6M | −89.12% | +14.33% |
| Q3 2021 | 2021-09-30 | −$7.3M | $21.5M | — | −25.44% |
| Q2 2021 | 2021-06-30 | $2.3M | −$3.5M | −60.18% | +7.68% |
| Q1 2021 | 2021-03-31 | $25.4M | $56.1M | — | +88.01% |
| Q4 2020 | 2020-12-31 | $41.1M | $44.4M | — | +130.39% |
| Q3 2020 | 2020-09-30 | −$28.8M | −$20.6M | — | −100.26% |
| Q2 2020 | 2020-06-30 | $5.9M | $35.2M | — | +30.41% |
| Q1 2020 | 2020-03-31 | −$30.7M | −$23.8M | — | −144.57% |
| Q4 2019 | 2019-12-31 | −$3.2M | −$8.2M | — | — |
| Q3 2019 | 2019-09-30 | −$8.3M | −$15.4M | — | −39.66% |
| Q2 2019 | 2019-06-30 | −$29.3M | −$29.8M | — | −149.99% |
| Q1 2019 | 2019-03-31 | −$6.8M | −$21.3M | — | −36.78% |
| Q4 2018 | 2018-12-31 | $5.0M | $7.7M | — | — |
| Q3 2018 | 2018-09-30 | $7.2M | −$6.6M | −47.80% | +40.03% |
| Q2 2018 | 2018-06-30 | $510,000 | $8.5M | — | +2.89% |
| Q1 2018 | 2018-03-31 | $14.5M | −$5.6M | −27.81% | +80.59% |
| Q4 2017 | 2017-12-31 | −$2.7M | −$13.7M | — | — |
| Q3 2017 | 2017-09-30 | $13.8M | −$2.1M | −13.34% | +79.52% |
| Q2 2017 | 2017-06-30 | −$8.0M | $3.3M | — | −51.04% |
| Q1 2017 | 2017-03-31 | $20.0M | $12.3M | +159.76% | +147.54% |
| Q4 2016 | 2016-12-31 | $11.0M | $17.1M | — | +79.61% |
| Q3 2016 | 2016-09-30 | $15.9M | $9.8M | +160.82% | +104.34% |
| Q2 2016 | 2016-06-30 | −$11.3M | −$10.1M | — | −86.56% |
| Q1 2016 | 2016-03-31 | $7.7M | −$1.9M | −19.87% | +66.07% |
| Q4 2015 | 2015-12-31 | −$6.1M | −$1.7M | — | −57.31% |
| Q3 2015 | 2015-09-30 | $6.1M | $11.8M | — | +59.68% |
| Q2 2015 | 2015-06-30 | −$1.2M | $1.2M | — | −12.18% |
| Q1 2015 | 2015-03-31 | $9.6M | −$3.9M | −28.92% | +97.08% |
| Q4 2014 | 2014-12-31 | −$4.4M | $7.0M | — | −51.80% |
| Q3 2014 | 2014-09-30 | −$5.7M | −$31.2M | — | −74.41% |
| Q2 2014 | 2014-06-30 | −$2.4M | −$9.5M | — | −34.72% |
| Q1 2014 | 2014-03-31 | $13.6M | $2.0M | +17.02% | +212.48% |
| Q4 2013 | 2013-12-31 | −$11.4M | −$6.5M | — | −184.68% |
| Q3 2013 | 2013-09-30 | $25.5M | $41.8M | — | +426.08% |
| Q2 2013 | 2013-06-30 | $7.1M | $17.9M | — | +88.72% |
| Q1 2013 | 2013-03-31 | $11.6M | −$14.4M | −55.49% | +168.69% |
| Q4 2012 | 2012-12-31 | −$4.9M | — | — | −61.52% |
| Q3 2012 | 2012-09-30 | −$16.3M | — | — | −221.91% |
| Q2 2012 | 2012-06-30 | −$10.9M | — | — | −179.37% |
| Q1 2012 | 2012-03-31 | $26.0M | — | — | +435.73% |
First Internet Bancorp free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from −$12.5M to $2.2M, a net increase of $14.7M. First Internet Bancorp's latest reported quarter, Q2 2026, generated $24.3M in free cash flow, an increase of $115.1M year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review First Internet Bancorp filings at SEC.gov ↗