Nbt Bancorp annual free cash flow
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Nbt Bancorp Free Cash Flow (FCF) History (NBTB)
Nbt Bancorp reported $218.9M in free cash flow for fiscal 2025, an increase of 23.80% from the previous fiscal year, with a free cash flow margin of 119.66%.
View full Nbt Bancorp company overviewNbt Bancorp free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $218.9M | $42.1M | +23.80% | +119.66% |
| 2024 | 2024-12-31 | $176.8M | $28.6M | +19.31% | +106.71% |
| 2023 | 2023-12-31 | $148.2M | −$28.0M | −15.90% | +102.39% |
| 2022 | 2022-12-31 | $176.2M | $24.8M | +16.36% | +116.96% |
| 2021 | 2021-12-31 | $151.4M | $14.3M | +10.45% | +100.29% |
| 2020 | 2020-12-31 | $137.1M | −$9.7M | −6.61% | +97.30% |
| 2019 | 2019-12-31 | $146.8M | $6.4M | +4.59% | +109.19% |
| 2018 | 2018-12-31 | $140.4M | $10.2M | +7.80% | +111.39% |
| 2017 | 2017-12-31 | $130.2M | $23.0M | +21.40% | +114.78% |
| 2016 | 2016-12-31 | $107.3M | −$9.1M | −7.78% | +96.49% |
| 2015 | 2015-12-31 | $116.3M | $37.5M | +47.58% | +31.34% |
| 2014 | 2014-12-31 | $78.8M | −$34.7M | −30.59% | +20.85% |
| 2013 | 2013-12-31 | $113.5M | $31.7M | +38.69% | +33.27% |
| 2012 | 2012-12-31 | $81.9M | $8.0M | +10.90% | +28.08% |
| 2011 | 2011-12-31 | $73.8M | −$9.1M | −10.99% | +26.31% |
| 2010 | 2010-12-31 | $82.9M | $34.6M | +71.67% | +28.95% |
| 2009 | 2009-12-31 | $48.3M | −$32.9M | −40.54% | +17.46% |
| 2008 | 2008-12-31 | $81.2M | — | — | +31.52% |
Nbt Bancorp quarterly free cash flow
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| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $60.5M | $16.4M | +37.10% | +32.42% |
| Q1 2026 | 2026-03-31 | $48.6M | $10.3M | +26.92% | +26.35% |
| Q4 2025 | 2025-12-31 | $62.1M | $16.6M | +36.40% | — |
| Q3 2025 | 2025-09-30 | $74.3M | $26.5M | +55.46% | +39.96% |
| Q2 2025 | 2025-06-30 | $44.1M | −$5.0M | −10.16% | +25.79% |
| Q1 2025 | 2025-03-31 | $38.3M | $4.0M | +11.61% | +24.76% |
| Q4 2024 | 2024-12-31 | $45.5M | $12.8M | +39.13% | — |
| Q3 2024 | 2024-09-30 | $47.8M | −$3.4M | −6.55% | +32.44% |
| Q2 2024 | 2024-06-30 | $49.1M | $5.3M | +12.09% | +35.00% |
| Q1 2024 | 2024-03-31 | $34.3M | $13.9M | +67.78% | +24.42% |
| Q4 2023 | 2023-12-31 | $32.7M | $5.3M | +19.28% | — |
| Q3 2023 | 2023-09-30 | $51.2M | $4.2M | +9.02% | +37.87% |
| Q2 2023 | 2023-06-30 | $43.8M | −$23.9M | −35.28% | +36.19% |
| Q1 2023 | 2023-03-31 | $20.5M | −$13.6M | −40.00% | +16.17% |
| Q4 2022 | 2022-12-31 | $27.4M | $7.8M | +39.64% | — |
| Q3 2022 | 2022-09-30 | $46.9M | $7.7M | +19.62% | +35.66% |
| Q2 2022 | 2022-06-30 | $67.7M | $16.6M | +32.43% | +52.41% |
| Q1 2022 | 2022-03-31 | $34.1M | −$7.3M | −17.65% | +27.72% |
| Q4 2021 | 2021-12-31 | $19.7M | −$14.6M | −42.57% | — |
| Q3 2021 | 2021-09-30 | $39.2M | $9.8M | +33.31% | +33.26% |
| Q2 2021 | 2021-06-30 | $51.1M | $15.3M | +42.56% | +43.17% |
| Q1 2021 | 2021-03-31 | $41.4M | $3.8M | +10.17% | +35.66% |
| Q4 2020 | 2020-12-31 | $34.2M | −$12.7M | −27.00% | — |
| Q3 2020 | 2020-09-30 | $29.4M | −$11.3M | −27.67% | +25.45% |
| Q2 2020 | 2020-06-30 | $35.9M | $13.9M | +63.55% | +31.07% |
| Q1 2020 | 2020-03-31 | $37.6M | $276,000 | +0.74% | +33.37% |
| Q4 2019 | 2019-12-31 | $46.9M | $2.0M | +4.53% | — |
| Q3 2019 | 2019-09-30 | $40.7M | $314,000 | +0.78% | +34.56% |
| Q2 2019 | 2019-06-30 | $21.9M | $5.7M | +34.80% | +19.44% |
| Q1 2019 | 2019-03-31 | $37.3M | −$1.6M | −4.02% | +33.45% |
| Q4 2018 | 2018-12-31 | $44.8M | $7.0M | +18.57% | +141.81% |
| Q3 2018 | 2018-09-30 | $40.4M | $11.3M | +38.86% | +127.48% |
| Q2 2018 | 2018-06-30 | $16.3M | −$20.6M | −55.83% | +49.54% |
| Q1 2018 | 2018-03-31 | $38.9M | $12.4M | +46.88% | +130.17% |
| Q4 2017 | 2017-12-31 | $37.8M | $8.5M | +28.88% | +137.42% |
| Q3 2017 | 2017-09-30 | $29.1M | $1.8M | +6.74% | +98.60% |
| Q2 2017 | 2017-06-30 | $36.8M | $16.6M | +81.68% | +126.68% |
| Q1 2017 | 2017-03-31 | $26.5M | −$1.2M | −4.45% | +96.78% |
| Q4 2016 | 2016-12-31 | $29.3M | $1.1M | +3.89% | — |
| Q3 2016 | 2016-09-30 | $27.2M | −$8.1M | −22.93% | +28.29% |
| Q2 2016 | 2016-06-30 | $20.3M | −$3.5M | −14.59% | +21.26% |
| Q1 2016 | 2016-03-31 | $27.7M | −$1.3M | −4.36% | +29.80% |
| Q4 2015 | 2015-12-31 | $28.2M | $1.6M | +6.00% | +29.43% |
| Q3 2015 | 2015-09-30 | $35.4M | $22.7M | +178.67% | +37.02% |
| Q2 2015 | 2015-06-30 | $23.7M | $15.5M | +187.82% | +26.12% |
| Q1 2015 | 2015-03-31 | $29.0M | −$2.3M | −7.26% | +32.64% |
| Q4 2014 | 2014-12-31 | $26.6M | −$4.0M | −13.14% | +29.26% |
| Q3 2014 | 2014-09-30 | $12.7M | −$30.5M | −70.63% | +14.03% |
| Q2 2014 | 2014-06-30 | $8.3M | −$27.5M | −76.92% | +7.60% |
| Q1 2014 | 2014-03-31 | $31.2M | $27.3M | +698.70% | +35.56% |
| Q4 2013 | 2013-12-31 | $30.7M | $1.8M | +6.06% | +35.12% |
| Q3 2013 | 2013-09-30 | $43.2M | $20.6M | +91.30% | +48.33% |
| Q2 2013 | 2013-06-30 | $35.7M | $18.5M | +106.79% | +41.00% |
| Q1 2013 | 2013-03-31 | $3.9M | −$9.2M | −70.08% | +5.05% |
| Q4 2012 | 2012-12-31 | $28.9M | $17.0M | +141.82% | +38.87% |
| Q3 2012 | 2012-09-30 | $22.6M | $1.7M | +8.14% | +30.42% |
| Q2 2012 | 2012-06-30 | $17.3M | −$635,000 | −3.54% | +24.55% |
| Q1 2012 | 2012-03-31 | $13.1M | −$10.0M | −43.30% | +18.04% |
| Q4 2011 | 2011-12-31 | $12.0M | −$6.8M | −36.18% | +16.94% |
| Q3 2011 | 2011-09-30 | $20.9M | −$1.5M | −6.66% | +29.59% |
| Q2 2011 | 2011-06-30 | $17.9M | −$6.3M | −26.07% | +25.60% |
| Q1 2011 | 2011-03-31 | $23.0M | $5.5M | +31.16% | +33.22% |
| Q4 2010 | 2010-12-31 | $18.7M | −$11.5M | −38.09% | +25.77% |
| Q3 2010 | 2010-09-30 | $22.4M | — | — | +31.23% |
| Q2 2010 | 2010-06-30 | $24.2M | — | — | +34.18% |
| Q1 2010 | 2010-03-31 | $17.6M | — | — | +24.70% |
| Q3 2009 | 2009-09-30 | $30.3M | — | — | +43.54% |
Nbt Bancorp free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from $137.1M to $218.9M, a compound annual growth rate of 9.81%. Nbt Bancorp's latest reported quarter, Q2 2026, generated $60.5M in free cash flow, an increase of 37.10% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Nbt Bancorp filings at SEC.gov ↗