Nerdwallet annual free cash flow
2019
2020
2021
2022
2023
2024
2025
Nerdwallet Free Cash Flow (FCF) History (NRDS)
Nerdwallet reported $130.3M in free cash flow for fiscal 2025, an increase of 83.01% from the previous fiscal year, with a free cash flow margin of 15.57%.
View full Nerdwallet company overviewNerdwallet free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $130.3M | $59.1M | +83.01% | +15.57% |
| 2024 | 2024-12-31 | $71.2M | −$200,000 | −0.28% | +10.35% |
| 2023 | 2023-12-31 | $71.4M | $51.0M | +250.00% | +11.91% |
| 2022 | 2022-12-31 | $20.4M | $15.5M | +316.33% | +3.79% |
| 2021 | 2021-12-31 | $4.9M | −$9.2M | −65.25% | +1.29% |
| 2020 | 2020-12-31 | $14.1M | −$16.6M | −54.07% | +5.75% |
| 2019 | 2019-12-31 | $30.7M | — | — | +13.45% |
Nerdwallet quarterly free cash flow
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $41.1M | $24.3M | +144.64% | +20.83% |
| Q1 2026 | 2026-03-31 | $35.3M | $8.8M | +33.21% | +15.89% |
| Q4 2025 | 2025-12-31 | $38.6M | $28.9M | +297.94% | +17.13% |
| Q3 2025 | 2025-09-30 | $48.4M | $19.5M | +67.47% | +22.50% |
| Q2 2025 | 2025-06-30 | $16.8M | $6.9M | +69.70% | +8.99% |
| Q1 2025 | 2025-03-31 | $26.5M | $3.8M | +16.74% | +12.67% |
| Q4 2024 | 2024-12-31 | $9.7M | −$19.7M | −67.01% | +5.28% |
| Q3 2024 | 2024-09-30 | $28.9M | −$7.1M | −19.72% | +15.11% |
| Q2 2024 | 2024-06-30 | $9.9M | $20.0M | — | +6.57% |
| Q1 2024 | 2024-03-31 | $22.7M | $6.6M | +40.99% | +14.02% |
| Q4 2023 | 2023-12-31 | $29.4M | $9.6M | +48.48% | +21.99% |
| Q3 2023 | 2023-09-30 | $36.0M | $18.1M | +101.12% | +23.56% |
| Q2 2023 | 2023-06-30 | −$10.1M | $6.9M | — | −7.05% |
| Q1 2023 | 2023-03-31 | $16.1M | $16.4M | — | +9.49% |
| Q4 2022 | 2022-12-31 | $19.8M | $12.7M | +178.87% | +13.94% |
| Q3 2022 | 2022-09-30 | $17.9M | $1.6M | +9.82% | +12.55% |
| Q2 2022 | 2022-06-30 | −$17.0M | −$2.3M | — | −13.58% |
| Q1 2022 | 2022-03-31 | −$300,000 | $3.5M | — | −0.23% |
| Q4 2021 | 2021-12-31 | $7.1M | — | — | +7.14% |
| Q3 2021 | 2021-09-30 | $16.3M | — | — | +16.55% |
| Q2 2021 | 2021-06-30 | −$14.7M | — | — | −16.05% |
| Q1 2021 | 2021-03-31 | −$3.8M | — | — | −4.22% |
Nerdwallet free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from $14.1M to $130.3M, a compound annual growth rate of 56.01%. Nerdwallet's latest reported quarter, Q2 2026, generated $41.1M in free cash flow, an increase of 144.64% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Nerdwallet filings at SEC.gov ↗