Old Second Bancorp annual free cash flow
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2025
Old Second Bancorp Free Cash Flow (FCF) History (OSBC)
Old Second Bancorp reported $117.8M in free cash flow for fiscal 2025, a decrease of 2.47% from the previous fiscal year, with a free cash flow margin of 34.70%.
View full Old Second Bancorp company overviewOld Second Bancorp free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $117.8M | −$3.0M | −2.47% | +34.70% |
| 2024 | 2024-12-31 | $120.7M | $16.7M | +16.07% | +42.30% |
| 2023 | 2023-12-31 | $104.0M | $11.0M | +11.84% | +36.36% |
| 2022 | 2022-12-31 | $93.0M | $64.0M | +220.58% | +37.31% |
| 2021 | 2021-12-31 | $29.0M | $6.9M | +31.49% | +21.34% |
| 2020 | 2020-12-31 | $22.1M | −$26.2M | −54.28% | +17.07% |
| 2019 | 2019-12-31 | $48.3M | −$4.8M | −8.96% | +36.41% |
| 2018 | 2018-12-31 | $53.0M | $17.0M | +47.05% | +43.35% |
| 2017 | 2017-12-31 | $36.0M | $10.8M | +42.66% | +34.25% |
| 2016 | 2016-12-31 | $25.3M | $5.4M | +27.26% | +27.46% |
| 2015 | 2015-12-31 | $19.9M | $27.3M | — | +22.47% |
| 2014 | 2014-12-31 | −$7.4M | −$40.9M | — | −8.58% |
| 2013 | 2013-12-31 | $33.5M | −$8.8M | −20.82% | +38.71% |
| 2012 | 2012-12-31 | $42.3M | $13.8M | +48.24% | +43.76% |
| 2011 | 2011-12-31 | $28.5M | −$39.7M | −58.24% | +28.51% |
| 2010 | 2010-12-31 | $68.3M | — | — | +55.25% |
Old Second Bancorp quarterly free cash flow
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Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $27.9M | $4.5M | +19.02% | +28.90% |
| Q1 2026 | 2026-03-31 | $36.2M | $19.9M | +122.87% | +38.57% |
| Q4 2025 | 2025-12-31 | $43.4M | $21.5M | +98.47% | +45.54% |
| Q3 2025 | 2025-09-30 | $34.7M | −$11.4M | −24.78% | +36.21% |
| Q2 2025 | 2025-06-30 | $23.5M | $14.8M | +170.04% | +31.22% |
| Q1 2025 | 2025-03-31 | $16.2M | −$27.8M | −63.17% | +22.20% |
| Q4 2024 | 2024-12-31 | $21.8M | −$3.1M | −12.33% | +29.85% |
| Q3 2024 | 2024-09-30 | $46.2M | −$30.4M | −39.74% | +64.86% |
| Q2 2024 | 2024-06-30 | $8.7M | $39.6M | — | +12.27% |
| Q1 2024 | 2024-03-31 | $44.1M | $10.6M | +31.74% | +62.69% |
| Q4 2023 | 2023-12-31 | $24.9M | −$10.7M | −30.04% | +35.62% |
| Q3 2023 | 2023-09-30 | $76.6M | $44.8M | +140.72% | +105.05% |
| Q2 2023 | 2023-06-30 | −$30.9M | −$56.5M | — | −43.07% |
| Q1 2023 | 2023-03-31 | $33.4M | $33.4M | +477671.43% | +46.82% |
| Q4 2022 | 2022-12-31 | $35.6M | $56.4M | — | +48.77% |
| Q3 2022 | 2022-09-30 | $31.8M | $5.9M | +22.67% | +47.44% |
| Q2 2022 | 2022-06-30 | $25.6M | $16.7M | +188.79% | +46.93% |
| Q1 2022 | 2022-03-31 | $7,000 | −$15.0M | −99.95% | +0.01% |
| Q4 2021 | 2021-12-31 | −$20.8M | −$28.8M | — | −52.98% |
| Q3 2021 | 2021-09-30 | $25.9M | $31.1M | — | +81.16% |
| Q2 2021 | 2021-06-30 | $8.9M | −$2.3M | −20.52% | +29.64% |
| Q1 2021 | 2021-03-31 | $15.0M | $6.9M | +84.97% | +43.19% |
| Q4 2020 | 2020-12-31 | $7.9M | −$5.1M | −39.08% | +24.33% |
| Q3 2020 | 2020-09-30 | −$5.2M | −$1.9M | — | −15.07% |
| Q2 2020 | 2020-06-30 | $11.1M | −$15.1M | −57.47% | +33.35% |
| Q1 2020 | 2020-03-31 | $8.1M | −$4.1M | −33.72% | +28.07% |
| Q4 2019 | 2019-12-31 | $13.0M | −$1.5M | −10.25% | +40.22% |
| Q3 2019 | 2019-09-30 | −$3.2M | −$14.8M | — | −8.84% |
| Q2 2019 | 2019-06-30 | $26.2M | $8.2M | +45.30% | +79.61% |
| Q1 2019 | 2019-03-31 | $12.3M | $3.4M | +37.94% | +40.22% |
| Q4 2018 | 2018-12-31 | $14.5M | $6.2M | +73.94% | +47.12% |
| Q3 2018 | 2018-09-30 | $11.6M | $18.0M | — | +36.63% |
| Q2 2018 | 2018-06-30 | $18.0M | −$9.6M | −34.81% | +56.73% |
| Q1 2018 | 2018-03-31 | $8.9M | $2.4M | +37.95% | +31.64% |
| Q4 2017 | 2017-12-31 | $8.4M | −$886,000 | −9.59% | +30.30% |
| Q3 2017 | 2017-09-30 | −$6.4M | −$15.1M | — | −23.61% |
| Q2 2017 | 2017-06-30 | $27.6M | $23.3M | +537.96% | +106.43% |
| Q1 2017 | 2017-03-31 | $6.5M | $3.5M | +117.17% | +26.24% |
| Q4 2016 | 2016-12-31 | $9.2M | $3.9M | +72.76% | +35.63% |
| Q3 2016 | 2016-09-30 | $8.7M | $803,000 | +10.14% | +39.77% |
| Q2 2016 | 2016-06-30 | $4.3M | $892,000 | +25.92% | +19.14% |
| Q1 2016 | 2016-03-31 | $3.0M | −$174,000 | −5.53% | +13.82% |
| Q4 2015 | 2015-12-31 | $5.3M | −$2.4M | −30.81% | +24.14% |
| Q3 2015 | 2015-09-30 | $7.9M | $2.5M | +47.44% | +38.73% |
| Q2 2015 | 2015-06-30 | $3.4M | $18.7M | — | +14.84% |
| Q1 2015 | 2015-03-31 | $3.1M | $8.4M | — | +13.93% |
| Q4 2014 | 2014-12-31 | $7.7M | −$7.5M | −49.41% | +34.77% |
| Q3 2014 | 2014-09-30 | $5.4M | $1.5M | +37.52% | +23.37% |
| Q2 2014 | 2014-06-30 | −$15.2M | −$28.4M | — | −71.98% |
| Q1 2014 | 2014-03-31 | −$5.3M | −$6.3M | — | −26.60% |
| Q4 2013 | 2013-12-31 | $15.3M | $1.3M | +9.58% | +87.12% |
| Q3 2013 | 2013-09-30 | $3.9M | −$6.8M | −63.50% | +17.96% |
| Q2 2013 | 2013-06-30 | $13.2M | $6.8M | +105.82% | +56.95% |
| Q1 2013 | 2013-03-31 | $1.0M | −$10.1M | −90.68% | +4.36% |
| Q4 2012 | 2012-12-31 | $13.9M | $5.6M | +67.91% | +69.98% |
| Q3 2012 | 2012-09-30 | $10.7M | $1.6M | +18.03% | +42.84% |
| Q2 2012 | 2012-06-30 | $6.4M | $1.7M | +35.56% | +24.64% |
| Q1 2012 | 2012-03-31 | $11.2M | $4.8M | +74.97% | +43.72% |
| Q4 2011 | 2011-12-31 | $8.3M | — | — | +34.35% |
| Q3 2011 | 2011-09-30 | $9.1M | — | — | +37.12% |
| Q2 2011 | 2011-06-30 | $4.7M | — | — | +18.33% |
| Q1 2011 | 2011-03-31 | $6.4M | — | — | +25.08% |
Old Second Bancorp free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from $22.1M to $117.8M, a compound annual growth rate of 39.78%. Old Second Bancorp's latest reported quarter, Q2 2026, generated $27.9M in free cash flow, an increase of 19.02% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Old Second Bancorp filings at SEC.gov ↗