TFS Financial annual free cash flow
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2025
TFS Financial Free Cash Flow (FCF) History (TFSL)
TFS Financial reported $71.0M in free cash flow for fiscal 2025, a decrease of 17.03% from the previous fiscal year, with a free cash flow margin of 22.08%.
View full TFS Financial company overviewTFS Financial free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-09-30 | $71.0M | −$14.6M | −17.03% | +22.08% |
| 2024 | 2024-09-30 | $85.5M | −$85,000 | −0.10% | +28.21% |
| 2023 | 2023-09-30 | $85.6M | $49.4M | +136.33% | +28.07% |
| 2022 | 2022-09-30 | $36.2M | −$45.6M | −55.72% | +12.44% |
| 2021 | 2021-09-30 | $81.8M | −$36.8M | −31.01% | +28.52% |
| 2020 | 2020-09-30 | $118.6M | $19.4M | +19.52% | +40.13% |
| 2019 | 2019-09-30 | $99.2M | $15.5M | +18.49% | +34.71% |
| 2018 | 2018-09-30 | $83.7M | −$13.3M | −13.68% | +27.69% |
| 2017 | 2017-09-30 | $97.0M | $21.2M | +28.01% | +32.48% |
| 2016 | 2016-09-30 | $75.8M | −$20.8M | −21.53% | +25.66% |
| 2015 | 2015-09-30 | $96.6M | −$4.1M | −4.08% | +32.81% |
| 2014 | 2014-09-30 | $100.7M | −$37.3M | −27.03% | +34.33% |
| 2013 | 2013-09-30 | $138.0M | −$10.3M | −6.95% | +46.46% |
| 2012 | 2012-09-30 | $148.3M | $15.3M | +11.54% | +51.73% |
| 2011 | 2011-09-30 | $133.0M | $20.8M | +18.57% | +47.72% |
| 2010 | 2010-09-30 | $112.1M | −$155.6M | −58.13% | +39.19% |
| 2009 | 2009-09-30 | $267.8M | $243.9M | +1023.44% | +90.02% |
| 2008 | 2008-09-30 | $23.8M | — | — | +8.91% |
TFS Financial quarterly free cash flow
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Q3.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q3 2026 | 2026-06-30 | $29.0M | $4.0M | +16.04% | +32.53% |
| Q2 2026 | 2026-03-31 | $13.4M | −$886,000 | −6.21% | +15.71% |
| Q1 2026 | 2025-12-31 | $57.1M | $12.2M | +27.12% | +68.18% |
| Q4 2025 | 2025-09-30 | −$13.2M | $46.1M | — | −15.50% |
| Q3 2025 | 2025-06-30 | $25.0M | −$70.9M | −73.91% | +30.50% |
| Q2 2025 | 2025-03-31 | $14.3M | $879,000 | +6.56% | +18.05% |
| Q1 2025 | 2024-12-31 | $44.9M | $9.3M | +26.06% | +60.01% |
| Q4 2024 | 2024-09-30 | −$59.4M | −$72.2M | — | −79.05% |
| Q3 2024 | 2024-06-30 | $95.9M | $63.7M | +197.99% | +127.00% |
| Q2 2024 | 2024-03-31 | $13.4M | $49.6M | — | +17.38% |
| Q1 2024 | 2023-12-31 | $35.6M | −$41.2M | −53.64% | +47.24% |
| Q4 2023 | 2023-09-30 | $12.8M | $26.2M | — | +16.93% |
| Q3 2023 | 2023-06-30 | $32.2M | $22.6M | +235.05% | +43.13% |
| Q2 2023 | 2023-03-31 | −$36.2M | −$68.8M | — | −48.51% |
| Q1 2023 | 2022-12-31 | $76.8M | $69.5M | +941.85% | +95.68% |
| Q4 2022 | 2022-09-30 | −$13.4M | $24.9M | — | −16.75% |
| Q3 2022 | 2022-06-30 | $9.6M | −$67.6M | −87.56% | +12.48% |
| Q2 2022 | 2022-03-31 | $32.6M | $13.4M | +69.51% | +47.75% |
| Q1 2022 | 2021-12-31 | $7.4M | −$16.3M | −68.83% | +11.18% |
| Q4 2021 | 2021-09-30 | −$38.3M | −$68.3M | — | −57.98% |
| Q3 2021 | 2021-06-30 | $77.2M | $49.7M | +180.67% | +116.07% |
| Q2 2021 | 2021-03-31 | $19.2M | −$12.9M | −40.22% | +25.97% |
| Q1 2021 | 2020-12-31 | $23.7M | −$5.2M | −18.00% | +29.50% |
| Q4 2020 | 2020-09-30 | $30.0M | $546,000 | +1.85% | +44.67% |
| Q3 2020 | 2020-06-30 | $27.5M | −$1.1M | −3.75% | +35.18% |
| Q2 2020 | 2020-03-31 | $32.2M | $24.5M | +320.85% | +43.52% |
| Q1 2020 | 2019-12-31 | $28.9M | −$4.7M | −13.89% | +37.91% |
| Q4 2019 | 2019-09-30 | $29.5M | $7.1M | +31.68% | +20.74% |
| Q3 2019 | 2019-06-30 | $28.6M | $15.3M | +115.56% | +40.49% |
| Q2 2019 | 2019-03-31 | $7.7M | $53.8M | — | +10.53% |
| Q1 2019 | 2018-12-31 | $33.5M | −$60.7M | −64.44% | +7380.40% |
| Q4 2018 | 2018-09-30 | $22.4M | $5.4M | +31.67% | +15.08% |
| Q3 2018 | 2018-06-30 | $13.3M | −$3.2M | −19.42% | +17.12% |
| Q2 2018 | 2018-03-31 | −$46.1M | −$12.9M | — | −60.44% |
| Q1 2018 | 2017-12-31 | $94.2M | −$2.6M | −2.66% | +37536.25% |
| Q4 2017 | 2017-09-30 | $17.0M | −$11.3M | −39.93% | +22.60% |
| Q3 2017 | 2017-06-30 | $16.5M | $3.8M | +29.65% | +21.92% |
| Q2 2017 | 2017-03-31 | −$33.2M | −$1.5M | — | −44.41% |
| Q1 2017 | 2016-12-31 | $96.8M | $30.2M | +45.45% | +131.51% |
| Q4 2016 | 2016-09-30 | $28.3M | $4.5M | +18.93% | +38.43% |
| Q3 2016 | 2016-06-30 | $12.7M | −$13.4M | −51.43% | +17.27% |
| Q2 2016 | 2016-03-31 | −$31.8M | −$8.0M | — | −42.65% |
| Q1 2016 | 2015-12-31 | $66.5M | −$3.9M | −5.51% | +90.22% |
| Q4 2015 | 2015-09-30 | $23.8M | $5.9M | +32.66% | +32.05% |
| Q3 2015 | 2015-06-30 | $26.1M | $2.2M | +9.41% | +35.45% |
| Q2 2015 | 2015-03-31 | −$23.8M | −$3.1M | — | −32.43% |
| Q1 2015 | 2014-12-31 | $70.4M | −$9.1M | −11.44% | +96.35% |
| Q4 2014 | 2014-09-30 | $17.9M | −$5.2M | −22.49% | +24.81% |
| Q3 2014 | 2014-06-30 | $23.9M | −$23.4M | −49.48% | +32.46% |
| Q2 2014 | 2014-03-31 | −$20.7M | $8.7M | — | −27.70% |
| Q1 2014 | 2013-12-31 | $79.5M | −$11.5M | −12.66% | +109.12% |
| Q4 2013 | 2013-09-30 | $23.1M | −$22.6M | −49.40% | +32.43% |
| Q3 2013 | 2013-06-30 | $47.3M | $1.6M | +3.51% | +63.09% |
| Q2 2013 | 2013-03-31 | −$29.3M | $4.2M | — | −39.61% |
| Q1 2013 | 2012-12-31 | $91.0M | $641,000 | +0.71% | +118.77% |
| Q4 2012 | 2012-09-30 | $45.7M | $67.3M | — | +63.24% |
| Q3 2012 | 2012-06-30 | $45.7M | −$58.8M | −56.30% | +63.29% |
| Q2 2012 | 2012-03-31 | −$33.5M | $1.3M | — | −46.46% |
| Q1 2012 | 2011-12-31 | $90.4M | $5.6M | +6.56% | +129.22% |
| Q4 2011 | 2011-09-30 | −$21.6M | −$138.3M | — | −30.36% |
| Q3 2011 | 2011-06-30 | $104.5M | $115.7M | — | +145.56% |
| Q2 2011 | 2011-03-31 | −$34.8M | −$44.0M | — | −50.32% |
| Q1 2011 | 2010-12-31 | $84.8M | $87.3M | — | +127.57% |
| Q4 2010 | 2010-09-30 | $116.7M | — | — | +188.29% |
| Q3 2010 | 2010-06-30 | −$11.2M | — | — | −13.05% |
| Q2 2010 | 2010-03-31 | $9.2M | — | — | +13.22% |
| Q1 2010 | 2009-12-31 | −$2.5M | — | — | −3.61% |
TFS Financial free cash flow growth trends
Over the last five reported fiscal years, free cash flow declined from $118.6M to $71.0M, a compound annual decline of 9.76%. TFS Financial's latest reported quarter, Q3 2026, generated $29.0M in free cash flow, an increase of 16.04% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review TFS Financial filings at SEC.gov ↗