Universal Insurance Holdings annual free cash flow
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Universal Insurance Holdings Free Cash Flow (FCF) History (UVE)
Universal Insurance Holdings reported $377.1M in free cash flow for fiscal 2025, an increase of 190.06% from the previous fiscal year, with a free cash flow margin of 23.51%.
View full Universal Insurance Holdings company overviewUniversal Insurance Holdings free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $377.1M | $247.1M | +190.06% | +23.51% |
| 2024 | 2024-12-31 | $130.0M | $63.0M | +94.15% | +8.55% |
| 2023 | 2023-12-31 | $67.0M | −$252.7M | −79.05% | +4.81% |
| 2022 | 2022-12-31 | $319.6M | $92.5M | +40.71% | +26.14% |
| 2021 | 2021-12-31 | $227.2M | $215.0M | +1772.34% | +20.25% |
| 2020 | 2020-12-31 | $12.1M | −$61.2M | −83.45% | +1.13% |
| 2019 | 2019-12-31 | $73.3M | −$150.1M | −67.19% | +7.80% |
| 2018 | 2018-12-31 | $223.4M | −$17.0M | −7.08% | +27.11% |
| 2017 | 2017-12-31 | $240.4M | $127.2M | +112.41% | +31.97% |
| 2016 | 2016-12-31 | $113.2M | −$94.2M | −45.43% | +16.51% |
| 2015 | 2015-12-31 | $207.4M | $93.3M | +81.81% | +37.95% |
| 2014 | 2014-12-31 | $114.1M | −$41.5M | −26.69% | +30.89% |
| 2013 | 2013-12-31 | $155.6M | $15.8M | +11.32% | +51.67% |
| 2012 | 2012-12-31 | $139.8M | $29.6M | +26.85% | +51.78% |
| 2011 | 2011-12-31 | $110.2M | $116.0M | — | +48.79% |
| 2010 | 2010-12-31 | −$5.8M | −$25.8M | — | −2.41% |
| 2009 | 2009-12-31 | $20.1M | — | — | +9.52% |
Universal Insurance Holdings quarterly free cash flow
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| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $100.2M | −$5.1M | −4.82% | +23.46% |
| Q1 2026 | 2026-03-31 | $153.2M | −$32.3M | −17.41% | +38.94% |
| Q4 2025 | 2025-12-31 | $25.0M | $127.2M | — | +6.13% |
| Q3 2025 | 2025-09-30 | $61.3M | −$19.7M | −24.33% | +15.28% |
| Q2 2025 | 2025-06-30 | $105.2M | $33.6M | +46.91% | +26.30% |
| Q1 2025 | 2025-03-31 | $185.5M | $105.9M | +133.04% | +46.99% |
| Q4 2024 | 2024-12-31 | −$102.2M | −$101.4M | — | −26.57% |
| Q3 2024 | 2024-09-30 | $81.0M | $12.7M | +18.67% | +20.89% |
| Q2 2024 | 2024-06-30 | $71.6M | $21.2M | +41.90% | +18.84% |
| Q1 2024 | 2024-03-31 | $79.6M | $130.6M | — | +21.64% |
| Q4 2023 | 2023-12-31 | −$810,000 | −$101.7M | — | −0.22% |
| Q3 2023 | 2023-09-30 | $68.2M | $71.1M | — | +18.95% |
| Q2 2023 | 2023-06-30 | $50.5M | −$200.4M | −79.88% | +14.87% |
| Q1 2023 | 2023-03-31 | −$50.9M | −$21.7M | — | −16.10% |
| Q4 2022 | 2022-12-31 | $100.8M | $142.8M | — | +30.53% |
| Q3 2022 | 2022-09-30 | −$2.9M | −$17.9M | — | −0.91% |
| Q2 2022 | 2022-06-30 | $250.9M | $56.9M | +29.30% | +85.92% |
| Q1 2022 | 2022-03-31 | −$29.3M | −$89.3M | — | −10.18% |
| Q4 2021 | 2021-12-31 | −$41.9M | $104.9M | — | −14.33% |
| Q3 2021 | 2021-09-30 | $15.0M | $36.7M | — | +5.22% |
| Q2 2021 | 2021-06-30 | $194.0M | $54.3M | +38.90% | +69.50% |
| Q1 2021 | 2021-03-31 | $60.1M | $19.1M | +46.70% | +22.86% |
| Q4 2020 | 2020-12-31 | −$146.8M | −$173.3M | — | −53.76% |
| Q3 2020 | 2020-09-30 | −$21.7M | −$20.6M | — | −6.95% |
| Q2 2020 | 2020-06-30 | $139.7M | $116.8M | +510.69% | +55.28% |
| Q1 2020 | 2020-03-31 | $40.9M | $15.9M | +63.21% | +17.40% |
| Q4 2019 | 2019-12-31 | $26.4M | $21.4M | +421.99% | +11.03% |
| Q3 2019 | 2019-09-30 | −$1.1M | −$65.3M | — | −0.48% |
| Q2 2019 | 2019-06-30 | $22.9M | −$80.2M | −77.80% | +9.79% |
| Q1 2019 | 2019-03-31 | $25.1M | −$25.9M | −50.83% | +10.60% |
| Q4 2018 | 2018-12-31 | $5.1M | $47.2M | — | +2.34% |
| Q3 2018 | 2018-09-30 | $64.3M | −$80.1M | −55.48% | +31.17% |
| Q2 2018 | 2018-06-30 | $103.0M | $35.6M | +52.74% | +49.12% |
| Q1 2018 | 2018-03-31 | $51.0M | −$19.7M | −27.89% | +26.64% |
| Q4 2017 | 2017-12-31 | −$42.1M | $17.3M | — | −20.94% |
| Q3 2017 | 2017-09-30 | $144.3M | $120.7M | +511.73% | +75.87% |
| Q2 2017 | 2017-06-30 | $67.5M | −$39.5M | −36.94% | +36.37% |
| Q1 2017 | 2017-03-31 | $70.7M | $28.7M | +68.40% | +40.45% |
| Q4 2016 | 2016-12-31 | −$59.4M | −$36.0M | — | −33.27% |
| Q3 2016 | 2016-09-30 | $23.6M | −$7.1M | −23.24% | +13.68% |
| Q2 2016 | 2016-06-30 | $107.0M | −$39.7M | −27.06% | +63.01% |
| Q1 2016 | 2016-03-31 | $42.0M | −$11.0M | −20.81% | +25.55% |
| Q4 2015 | 2015-12-31 | −$23.5M | −$5.2M | — | −14.48% |
| Q3 2015 | 2015-09-30 | $30.7M | −$4.5M | −12.77% | +19.57% |
| Q2 2015 | 2015-06-30 | $146.7M | $78.7M | +115.77% | +118.69% |
| Q1 2015 | 2015-03-31 | $53.0M | $23.9M | +82.26% | +51.10% |
| Q4 2014 | 2014-12-31 | −$18.2M | $12.7M | — | −17.46% |
| Q3 2014 | 2014-09-30 | $35.2M | $40.0M | — | +34.05% |
| Q2 2014 | 2014-06-30 | $68.0M | $23.8M | +53.81% | +78.15% |
| Q1 2014 | 2014-03-31 | $29.1M | −$118.0M | −80.21% | +39.17% |
| Q4 2013 | 2013-12-31 | −$30.9M | −$28.2M | — | −39.84% |
| Q3 2013 | 2013-09-30 | −$4.7M | −$17.7M | — | −6.06% |
| Q2 2013 | 2013-06-30 | $44.2M | $8.4M | +23.36% | +56.84% |
| Q1 2013 | 2013-03-31 | $147.1M | $53.3M | +56.90% | +218.02% |
| Q4 2012 | 2012-12-31 | −$2.8M | $9.9M | — | −3.66% |
| Q3 2012 | 2012-09-30 | $13.0M | $84.7M | — | +17.40% |
| Q2 2012 | 2012-06-30 | $35.8M | −$39.3M | −52.30% | +59.79% |
| Q1 2012 | 2012-03-31 | $93.7M | −$25.7M | −21.50% | +155.58% |
| Q4 2011 | 2011-12-31 | −$12.6M | −$47.2M | — | −21.63% |
| Q3 2011 | 2011-09-30 | −$71.7M | — | — | −145.08% |
| Q2 2011 | 2011-06-30 | $75.1M | — | — | +139.94% |
| Q1 2011 | 2011-03-31 | $119.4M | — | — | +185.61% |
| Q3 2010 | 2010-09-30 | $34.6M | — | — | +48.91% |
Universal Insurance Holdings free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from $12.1M to $377.1M, a compound annual growth rate of 98.84%. Universal Insurance Holdings's latest reported quarter, Q2 2026, generated $100.2M in free cash flow, a decrease of 4.82% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Universal Insurance Holdings filings at SEC.gov ↗