Carver Bancorp Free Cash Flow (FCF) History (CARV)
Carver Bancorp reported −$12.9M in free cash flow for fiscal 2025, a decrease of $6.0M from the previous fiscal year, with a free cash flow margin of −430.90%.
View full Carver Bancorp company overviewCarver Bancorp free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-03-31 | −$12.9M | −$6.0M | — | −430.90% |
| 2024 | 2024-03-31 | −$6.9M | $3.8M | — | −234.31% |
| 2023 | 2023-03-31 | −$10.7M | −$17.7M | — | −370.40% |
| 2022 | 2022-03-31 | $7.0M | $5.0M | +255.83% | +139.70% |
| 2021 | 2021-03-31 | $2.0M | $3.3M | — | +46.53% |
| 2020 | 2020-03-31 | −$1.3M | $10.3M | — | −6.67% |
| 2019 | 2019-03-31 | −$11.6M | −$5.1M | — | −53.57% |
| 2018 | 2018-03-31 | −$6.6M | −$7.2M | — | −19.70% |
| 2017 | 2017-03-31 | $565,000 | $719,000 | — | +2.19% |
| 2016 | 2016-03-31 | −$154,000 | −$3.5M | — | −0.55% |
| 2015 | 2015-03-31 | $3.3M | −$11.9M | −78.16% | +13.90% |
| 2014 | 2014-03-31 | $15.2M | −$4.9M | −24.26% | +58.39% |
| 2013 | 2013-03-31 | $20.1M | −$11.3M | −35.88% | +77.53% |
| 2012 | 2012-03-31 | $31.4M | $27.6M | +724.81% | +157.84% |
| 2011 | 2011-03-31 | $3.8M | $5.4M | — | +14.20% |
| 2010 | 2010-03-31 | −$1.6M | — | — | −5.48% |
Carver Bancorp quarterly free cash flow
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2025-09-30 | −$1.7M | $1.4M | — | −141.04% |
| Q1 2026 | 2025-06-30 | −$398,000 | $2.1M | — | −41.29% |
| Q4 2025 | 2025-03-31 | −$6.2M | −$3.2M | — | −815.51% |
| Q3 2025 | 2024-12-31 | −$1.1M | −$4.3M | — | −115.22% |
| Q2 2025 | 2024-09-30 | −$3.1M | $2.3M | — | −440.65% |
| Q1 2025 | 2024-06-30 | −$2.5M | −$728,000 | — | −433.04% |
| Q4 2024 | 2024-03-31 | −$3.0M | −$1.3M | — | −385.14% |
| Q3 2024 | 2023-12-31 | $3.2M | $2.3M | +234.37% | +441.86% |
| Q2 2024 | 2023-09-30 | −$5.4M | −$5.2M | — | −704.69% |
| Q1 2024 | 2023-06-30 | −$1.8M | $8.0M | — | −258.75% |
| Q4 2023 | 2023-03-31 | −$1.7M | −$13.3M | — | −242.68% |
| Q3 2023 | 2022-12-31 | $966,000 | $750,000 | +347.22% | +143.96% |
| Q2 2023 | 2022-09-30 | −$164,000 | $295,000 | — | −19.59% |
| Q1 2023 | 2022-06-30 | −$9.8M | −$5.4M | — | −1441.56% |
| Q4 2022 | 2022-03-31 | $11.6M | $5.0M | +75.43% | +1713.02% |
| Q3 2022 | 2021-12-31 | $216,000 | $4.7M | — | +14.79% |
| Q2 2022 | 2021-09-30 | −$459,000 | $15.1M | — | −36.17% |
| Q1 2022 | 2021-06-30 | −$4.4M | −$19.9M | — | −277.55% |
| Q4 2021 | 2021-03-31 | $6.6M | $9.2M | — | — |
| Q3 2021 | 2020-12-31 | −$4.5M | −$5.0M | — | −89.86% |
| Q2 2021 | 2020-09-30 | −$15.6M | −$12.7M | — | −266.68% |
| Q1 2021 | 2020-06-30 | $15.5M | $11.8M | +321.78% | +295.95% |
| Q4 2020 | 2020-03-31 | −$2.6M | $2.7M | — | −53.54% |
| Q3 2020 | 2019-12-31 | $485,000 | $1.8M | — | +9.71% |
| Q2 2020 | 2019-09-30 | −$2.9M | $2.0M | — | −60.05% |
| Q1 2020 | 2019-06-30 | $3.7M | $3.8M | — | +71.76% |
| Q4 2019 | 2019-03-31 | −$5.3M | −$6.5M | — | −103.48% |
| Q3 2019 | 2018-12-31 | −$1.3M | $2.8M | — | −23.49% |
| Q2 2019 | 2018-09-30 | −$4.9M | −$2.8M | — | −91.27% |
| Q1 2019 | 2018-06-30 | −$151,000 | $1.4M | — | −2.60% |
| Q4 2018 | 2018-03-31 | $1.2M | $71,000 | +6.10% | +8.23% |
| Q3 2018 | 2017-12-31 | −$4.1M | −$5.7M | — | −67.95% |
| Q2 2018 | 2017-09-30 | −$2.1M | $789,000 | — | −34.28% |
| Q1 2018 | 2017-06-30 | −$1.6M | −$2.3M | — | −25.75% |
| Q4 2017 | 2017-03-31 | $1.2M | $155,000 | +15.36% | +17.29% |
| Q3 2017 | 2016-12-31 | $1.6M | $4.0M | — | +27.76% |
| Q2 2017 | 2016-09-30 | −$2.9M | −$3.6M | — | −45.96% |
| Q1 2017 | 2016-06-30 | $676,000 | $81,000 | +13.61% | +9.94% |
| Q4 2016 | 2016-03-31 | $1.0M | — | — | +16.06% |
| Q3 2016 | 2015-12-31 | −$2.4M | — | — | −27.89% |
| Q2 2016 | 2015-09-30 | $635,000 | — | — | +9.38% |
| Q1 2016 | 2015-06-30 | $595,000 | — | — | +9.38% |
Carver Bancorp free cash flow growth trends
Over the last five reported fiscal years, free cash flow declined from −$1.3M to −$12.9M, a net decrease of $11.6M. Carver Bancorp's latest reported quarter, Q2 2026, generated −$1.7M in free cash flow, an increase of $1.4M year over year.
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Carver Bancorp filings at SEC.gov ↗