nCino annual free cash flow
2020
2021
2022
2023
2024
2025
2026
nCino Free Cash Flow (FCF) History (NCNO)
nCino reported $82.6M in free cash flow for fiscal 2026, an increase of 54.66% from the previous fiscal year, with a free cash flow margin of 13.88%.
View full nCino company overviewnCino free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2026 | 2026-01-31 | $82.6M | $29.2M | +54.66% | +13.88% |
| 2025 | 2025-01-31 | $53.4M | −$387,000 | −0.72% | +9.87% |
| 2024 | 2024-01-31 | $53.8M | $87.5M | — | +11.28% |
| 2023 | 2023-01-31 | −$33.7M | −$9.0M | — | −8.26% |
| 2022 | 2022-01-31 | −$24.7M | −$29.6M | — | −9.02% |
| 2021 | 2021-01-31 | $4.9M | $19.6M | — | +2.39% |
| 2020 | 2020-01-31 | −$14.8M | — | — | −10.68% |
nCino quarterly free cash flow
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
Q3.26
Q4.26
Q1.27
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q1 2027 | 2026-04-30 | $80.8M | $28.2M | +53.59% | +50.68% |
| Q4 2026 | 2026-01-31 | $12.5M | $22.8M | — | +8.34% |
| Q3 2026 | 2025-10-31 | $4.9M | −$200,000 | −3.92% | +3.22% |
| Q2 2026 | 2025-07-31 | $12.6M | $8.0M | +176.36% | +8.46% |
| Q1 2026 | 2025-04-30 | $52.6M | −$1.5M | −2.77% | +36.49% |
| Q4 2025 | 2025-01-31 | −$10.4M | −$18.1M | — | −7.33% |
| Q3 2025 | 2024-10-31 | $5.1M | −$154,000 | −2.93% | +3.67% |
| Q2 2025 | 2024-07-31 | $4.6M | −$6.5M | −58.98% | +3.44% |
| Q1 2025 | 2024-04-30 | $54.1M | $24.4M | +82.17% | +42.24% |
| Q4 2024 | 2024-01-31 | $7.7M | $34.2M | — | +6.24% |
| Q3 2024 | 2023-10-31 | $5.3M | $13.9M | — | +4.31% |
| Q2 2024 | 2023-07-31 | $11.1M | $6.2M | +128.40% | +9.47% |
| Q1 2024 | 2023-04-30 | $29.7M | $33.1M | — | +26.13% |
| Q4 2023 | 2023-01-31 | −$26.5M | −$3.6M | — | −24.24% |
| Q3 2023 | 2022-10-31 | −$8.7M | $12.8M | — | −8.23% |
| Q2 2023 | 2022-07-31 | $4.9M | −$7.7M | −61.39% | +4.88% |
| Q1 2023 | 2022-04-30 | −$3.4M | −$10.5M | — | −3.66% |
| Q4 2022 | 2022-01-31 | −$22.9M | — | — | −30.52% |
| Q3 2022 | 2021-10-31 | −$21.4M | — | — | −30.62% |
| Q2 2022 | 2021-07-31 | $12.6M | — | — | +18.93% |
| Q1 2022 | 2021-04-30 | $7.0M | — | — | +11.28% |
nCino free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from $4.9M to $82.6M, a compound annual growth rate of 76.04%. nCino's latest reported quarter, Q1 2027, generated $80.8M in free cash flow, an increase of 53.59% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review nCino filings at SEC.gov ↗