X Financial annual free cash flow
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
X Financial Free Cash Flow (FCF) History (XYF)
X Financial reported ¥1.45B in free cash flow for fiscal 2025, a decrease of 4.21% from the previous fiscal year, with a free cash flow margin of 18.92%.
View full X Financial company overviewX Financial free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | ¥1.45B | −¥63.5M | −4.21% | +18.92% |
| 2024 | 2024-12-31 | ¥1.51B | ¥126.2M | +9.12% | +25.70% |
| 2023 | 2023-12-31 | ¥1.38B | ¥762.2M | +122.80% | +28.72% |
| 2022 | 2022-12-31 | ¥620.7M | ¥174.2M | +39.00% | +17.42% |
| 2021 | 2021-12-31 | ¥446.6M | ¥1.13B | — | +12.31% |
| 2020 | 2020-12-31 | −¥684.6M | −¥1.27B | — | −31.22% |
| 2019 | 2019-12-31 | ¥585.4M | ¥618.7M | — | +18.96% |
| 2018 | 2018-12-31 | −¥33.3M | ¥602.7M | — | −0.94% |
| 2017 | 2017-12-31 | −¥636.0M | −¥715.1M | — | −35.59% |
| 2016 | 2016-12-31 | ¥79.1M | — | — | +34.36% |
X Financial quarterly free cash flow
No reported data
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|
X Financial free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from −¥684.6M to ¥1.45B, a net increase of ¥2.13B.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review X Financial filings at SEC.gov ↗