X Financial Operating Margin Growth & History (XYF)

X Financial's operating margin was 21.34% for fiscal 2025.

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X Financial annual operating margin history

X Financial annual operating margin

Fiscal yearPeriod endedOperating marginChange (percentage points)
20252025-12-3121.34%−10.57 pp
20242024-12-3131.91%+1.54 pp
20232023-12-3130.37%−3.70 pp
20222022-12-3134.07%−2.09 pp
20212021-12-3136.15%+101.38 pp
20202020-12-31−65.22%−91.54 pp
20192019-12-3126.31%−9.70 pp
20182018-12-3136.02%+7.94 pp
20172017-12-3128.08%+87.46 pp
20162016-12-31−59.39%

X Financial operating margin trends

Over the last five reported fiscal years, X Financial's operating margin increased from −65.22% to 21.34%, a change of +86.56 percentage points.

About the metric

What operating margin means

Operating margin measures the percentage of revenue left after operating costs and expenses. It shows how much operating profit a company generates from each dollar of revenue.

Calculation and source

How operating margin is calculated

TickerStat calculates operating margin as SEC-reported operating income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.

Review X Financial filings at SEC.gov ↗