American Coastal Insurance annual debt-to-equity ratio
2012
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2021
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2025
American Coastal Insurance Debt-to-Equity Ratio Growth & History (ACIC)
American Coastal Insurance's debt-to-equity ratio was 0.48 for fiscal 2025.
View full American Coastal Insurance company overviewAmerican Coastal Insurance annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.48 | −0.17 | −25.88% |
| 2024 | 2024-12-31 | 0.65 | −0.24 | −27.16% |
| 2023 | 2023-12-31 | 0.89 | — | — |
| 2021 | 2021-12-31 | 0.51 | 0.10 | +24.96% |
| 2020 | 2020-12-31 | 0.41 | 0.09 | +27.73% |
| 2019 | 2019-12-31 | 0.32 | 0.01 | +2.66% |
| 2018 | 2018-12-31 | 0.31 | 0.01 | +2.29% |
| 2017 | 2017-12-31 | 0.31 | 0.08 | +36.55% |
| 2016 | 2016-12-31 | 0.22 | 0.17 | +334.71% |
| 2015 | 2015-12-31 | 0.05 | −0.01 | −22.22% |
| 2014 | 2014-12-31 | 0.07 | −0.07 | −51.43% |
| 2013 | 2013-12-31 | 0.14 | −0.04 | −24.27% |
| 2012 | 2012-12-31 | 0.18 | — | — |
American Coastal Insurance quarterly debt-to-equity ratio
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Q4.13
Q4.14
Q4.15
Q4.16
Q4.17
Q4.18
Q1.19
Q2.19
Q3.19
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Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
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Q1.23
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Q3.23
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Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
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Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.01 | −0.00 | −20.14% |
| Q1 2026 | 2026-03-31 | 0.01 | −0.00 | −26.71% |
| Q4 2025 | 2025-12-31 | 0.48 | −0.17 | −25.88% |
| Q3 2025 | 2025-09-30 | 0.01 | 0.01 | +10912.97% |
| Q2 2025 | 2025-06-30 | 0.01 | 0.01 | +3599.64% |
| Q1 2025 | 2025-03-31 | 0.01 | 0.01 | +2359.01% |
| Q4 2024 | 2024-12-31 | 0.65 | −0.24 | −27.16% |
| Q3 2024 | 2024-09-30 | 0.00 | −0.01 | −98.86% |
| Q2 2024 | 2024-06-30 | 0.00 | −0.01 | −97.12% |
| Q1 2024 | 2024-03-31 | 0.00 | −0.02 | −96.72% |
| Q4 2023 | 2023-12-31 | 0.89 | — | — |
| Q3 2023 | 2023-09-30 | 0.01 | −0.01 | −55.82% |
| Q2 2023 | 2023-06-30 | 0.01 | 0.00 | +8.28% |
| Q1 2023 | 2023-03-31 | 0.02 | 0.01 | +129.98% |
| Q3 2022 | 2022-09-30 | 0.02 | 0.01 | +174.73% |
| Q2 2022 | 2022-06-30 | 0.01 | 0.00 | +49.63% |
| Q1 2022 | 2022-03-31 | 0.01 | 0.00 | +11.61% |
| Q4 2021 | 2021-12-31 | 0.51 | 0.10 | +24.96% |
| Q3 2021 | 2021-09-30 | 0.01 | 0.00 | +28.05% |
| Q2 2021 | 2021-06-30 | 0.01 | 0.00 | +41.02% |
| Q1 2021 | 2021-03-31 | 0.01 | 0.00 | +20.86% |
| Q4 2020 | 2020-12-31 | 0.41 | 0.09 | +27.73% |
| Q3 2020 | 2020-09-30 | 0.01 | 0.00 | +567.18% |
| Q2 2020 | 2020-06-30 | 0.00 | 0.00 | +487.48% |
| Q1 2020 | 2020-03-31 | 0.01 | 0.00 | +491.55% |
| Q4 2019 | 2019-12-31 | 0.32 | 0.01 | +2.66% |
| Q3 2019 | 2019-09-30 | 0.00 | — | — |
| Q2 2019 | 2019-06-30 | 0.00 | — | — |
| Q1 2019 | 2019-03-31 | 0.00 | — | — |
| Q4 2018 | 2018-12-31 | 0.31 | 0.01 | +2.29% |
| Q4 2017 | 2017-12-31 | 0.31 | 0.08 | +36.55% |
| Q4 2016 | 2016-12-31 | 0.22 | 0.17 | +334.71% |
| Q4 2015 | 2015-12-31 | 0.05 | −0.01 | −22.22% |
| Q4 2014 | 2014-12-31 | 0.07 | −0.07 | −51.43% |
| Q4 2013 | 2013-12-31 | 0.14 | −0.04 | −24.27% |
| Q4 2012 | 2012-12-31 | 0.18 | — | — |
American Coastal Insurance debt-to-equity ratio trends
Over the last five fiscal years, American Coastal Insurance's debt-to-equity ratio increased from 0.41 to 0.48, a change of 0.07. The latest reported quarter, Q2 2026, shows 0.01.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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