American Coastal Insurance annual operating margin
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2025
American Coastal Insurance Operating Margin Growth & History (ACIC)
American Coastal Insurance's operating margin was 41.82% for fiscal 2025.
View full American Coastal Insurance company overviewAmerican Coastal Insurance annual operating margin history
| Fiscal year | Period ended | Operating margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 41.82% | +8.25 pp |
| 2024 | 2024-12-31 | 33.57% | −1.92 pp |
| 2023 | 2023-12-31 | 35.50% | +39.40 pp |
| 2022 | 2022-12-31 | −3.91% | +0.70 pp |
| 2021 | 2021-12-31 | −4.61% | +11.00 pp |
| 2020 | 2020-12-31 | −15.61% | −11.65 pp |
| 2019 | 2019-12-31 | −3.97% | −3.36 pp |
| 2018 | 2018-12-31 | −0.60% | −0.72 pp |
| 2017 | 2017-12-31 | 0.12% | −1.30 pp |
| 2016 | 2016-12-31 | 1.42% | −10.21 pp |
| 2015 | 2015-12-31 | 11.62% | −11.33 pp |
| 2014 | 2014-12-31 | 22.96% | +6.38 pp |
| 2013 | 2013-12-31 | 16.57% | +4.97 pp |
| 2012 | 2012-12-31 | 11.60% | −2.08 pp |
| 2011 | 2011-12-31 | 13.68% | +14.53 pp |
| 2010 | 2010-12-31 | −0.85% | −8.00 pp |
| 2009 | 2009-12-31 | 7.15% | — |
American Coastal Insurance quarterly operating margin
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| Fiscal quarter | Period ended | Operating margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 34.45% | −7.39 pp |
| Q1 2026 | 2026-03-31 | 35.86% | +1.06 pp |
| Q4 2025 | 2025-12-31 | 43.15% | +31.93 pp |
| Q3 2025 | 2025-09-30 | 46.14% | +2.23 pp |
| Q2 2025 | 2025-06-30 | 41.83% | +6.77 pp |
| Q1 2025 | 2025-03-31 | 34.80% | −11.09 pp |
| Q4 2024 | 2024-12-31 | 11.23% | −31.92 pp |
| Q3 2024 | 2024-09-30 | 43.91% | +9.08 pp |
| Q2 2024 | 2024-06-30 | 35.07% | +5.71 pp |
| Q1 2024 | 2024-03-31 | 45.88% | +9.06 pp |
| Q4 2023 | 2023-12-31 | 43.14% | +100.32 pp |
| Q3 2023 | 2023-09-30 | 34.82% | +63.48 pp |
| Q2 2023 | 2023-06-30 | 29.36% | +33.33 pp |
| Q1 2023 | 2023-03-31 | 36.82% | +48.31 pp |
| Q3 2022 | 2022-09-30 | −57.18% | −36.09 pp |
| Q2 2022 | 2022-06-30 | −28.65% | −12.40 pp |
| Q1 2022 | 2022-03-31 | −3.97% | +14.78 pp |
| Q3 2021 | 2021-09-30 | −11.49% | +35.78 pp |
| Q2 2021 | 2021-06-30 | −21.09% | −34.71 pp |
| Q1 2021 | 2021-03-31 | −16.25% | −7.27 pp |
| Q4 2020 | 2020-12-31 | −18.76% | −16.22 pp |
| Q3 2020 | 2020-09-30 | −47.28% | −29.89 pp |
| Q2 2020 | 2020-06-30 | 13.62% | +15.39 pp |
| Q1 2020 | 2020-03-31 | −8.98% | −15.07 pp |
| Q4 2019 | 2019-12-31 | −2.54% | +8.69 pp |
| Q3 2019 | 2019-09-30 | −17.39% | −8.92 pp |
| Q2 2019 | 2019-06-30 | −1.77% | −12.32 pp |
| Q1 2019 | 2019-03-31 | 6.09% | −0.37 pp |
| Q4 2018 | 2018-12-31 | −11.23% | −26.43 pp |
| Q3 2018 | 2018-09-30 | −8.47% | +18.13 pp |
| Q2 2018 | 2018-06-30 | 10.55% | +3.45 pp |
| Q1 2018 | 2018-03-31 | 6.46% | +1.65 pp |
| Q4 2017 | 2017-12-31 | 15.20% | +28.59 pp |
| Q3 2017 | 2017-09-30 | −26.60% | −30.56 pp |
| Q2 2017 | 2017-06-30 | 7.09% | −5.45 pp |
| Q1 2017 | 2017-03-31 | 4.81% | +0.81 pp |
| Q4 2016 | 2016-12-31 | −13.39% | −33.73 pp |
| Q3 2016 | 2016-09-30 | 3.95% | −10.38 pp |
| Q2 2016 | 2016-06-30 | 12.54% | +3.02 pp |
| Q1 2016 | 2016-03-31 | 4.01% | +3.75 pp |
| Q4 2015 | 2015-12-31 | 20.34% | −2.92 pp |
| Q3 2015 | 2015-09-30 | 14.34% | −5.30 pp |
| Q2 2015 | 2015-06-30 | 9.52% | −13.24 pp |
| Q1 2015 | 2015-03-31 | 0.26% | −25.93 pp |
| Q4 2014 | 2014-12-31 | 23.26% | +2.09 pp |
| Q3 2014 | 2014-09-30 | 19.64% | +6.67 pp |
| Q2 2014 | 2014-06-30 | 22.76% | +7.87 pp |
| Q1 2014 | 2014-03-31 | 26.19% | +10.15 pp |
| Q4 2013 | 2013-12-31 | 21.17% | +18.29 pp |
| Q3 2013 | 2013-09-30 | 12.97% | +9.42 pp |
| Q2 2013 | 2013-06-30 | 14.89% | −2.63 pp |
| Q1 2013 | 2013-03-31 | 16.04% | −9.24 pp |
| Q4 2012 | 2012-12-31 | 2.88% | −16.43 pp |
| Q3 2012 | 2012-09-30 | 3.55% | −19.42 pp |
| Q2 2012 | 2012-06-30 | 17.52% | +15.44 pp |
| Q1 2012 | 2012-03-31 | 25.28% | +16.85 pp |
| Q4 2011 | 2011-12-31 | 19.31% | +21.67 pp |
| Q3 2011 | 2011-09-30 | 22.97% | +17.17 pp |
| Q2 2011 | 2011-06-30 | 2.08% | — |
| Q1 2011 | 2011-03-31 | 8.43% | — |
| Q3 2010 | 2010-09-30 | −2.36% | — |
| Q2 2010 | 2010-06-30 | 5.79% | — |
American Coastal Insurance operating margin trends
Over the last five reported fiscal years, American Coastal Insurance's operating margin increased from −15.61% to 41.82%, a change of +57.43 percentage points. The latest reported quarter, Q2 2026, shows 34.45%.
About the metric
What operating margin means
Operating margin measures the percentage of revenue left after operating costs and expenses. It shows how much operating profit a company generates from each dollar of revenue.
Calculation and source
How operating margin is calculated
TickerStat calculates operating margin as SEC-reported operating income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review American Coastal Insurance filings at SEC.gov ↗