Ally Financial Return on Equity (ROE) Growth & History (ALLY)
Ally Financial's return on equity was 5.80% for fiscal 2025.
View full Ally Financial company overviewAlly Financial annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 5.80% | +0.96 pp |
| 2024 | 2024-12-31 | 4.84% | −2.37 pp |
| 2023 | 2023-12-31 | 7.21% | −4.26 pp |
| 2022 | 2022-12-31 | 11.46% | −7.81 pp |
| 2021 | 2021-12-31 | 19.27% | +11.82 pp |
| 2020 | 2020-12-31 | 7.45% | −4.94 pp |
| 2019 | 2019-12-31 | 12.39% | +2.95 pp |
| 2018 | 2018-12-31 | 9.44% | +2.51 pp |
| 2017 | 2017-12-31 | 6.93% | −1.05 pp |
| 2016 | 2016-12-31 | 7.98% | −0.96 pp |
| 2015 | 2015-12-31 | 8.94% | +1.17 pp |
| 2014 | 2014-12-31 | 7.77% | +5.65 pp |
| 2013 | 2013-12-31 | 2.12% | −3.99 pp |
| 2012 | 2012-12-31 | 6.11% | +6.90 pp |
| 2011 | 2011-12-31 | −0.79% | −5.79 pp |
| 2010 | 2010-12-31 | 5.00% | — |
Ally Financial quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 2.64% | +0.19 pp |
| Q1 2026 | 2026-03-31 | 2.05% | +3.65 pp |
| Q4 2025 | 2025-12-31 | 2.14% | +1.37 pp |
| Q3 2025 | 2025-09-30 | 2.68% | +1.27 pp |
| Q2 2025 | 2025-06-30 | 2.45% | +0.84 pp |
| Q1 2025 | 2025-03-31 | −1.60% | −2.65 pp |
| Q4 2024 | 2024-12-31 | 0.76% | +0.30 pp |
| Q3 2024 | 2024-09-30 | 1.41% | −0.75 pp |
| Q2 2024 | 2024-06-30 | 1.61% | −0.71 pp |
| Q1 2024 | 2024-03-31 | 1.05% | −1.23 pp |
| Q4 2023 | 2023-12-31 | 0.47% | −1.73 pp |
| Q3 2023 | 2023-09-30 | 2.16% | −0.10 pp |
| Q2 2023 | 2023-06-30 | 2.31% | −0.97 pp |
| Q1 2023 | 2023-03-31 | 2.28% | −1.76 pp |
| Q4 2022 | 2022-12-31 | 2.20% | −1.60 pp |
| Q3 2022 | 2022-09-30 | 2.26% | −1.83 pp |
| Q2 2022 | 2022-06-30 | 3.28% | −2.32 pp |
| Q1 2022 | 2022-03-31 | 4.04% | −1.39 pp |
| Q4 2021 | 2021-12-31 | 3.80% | −0.97 pp |
| Q3 2021 | 2021-09-30 | 4.09% | +0.68 pp |
| Q2 2021 | 2021-06-30 | 5.60% | +3.84 pp |
| Q1 2021 | 2021-03-31 | 5.43% | +7.71 pp |
| Q4 2020 | 2020-12-31 | 4.77% | +2.15 pp |
| Q3 2020 | 2020-09-30 | 3.41% | +0.76 pp |
| Q2 2020 | 2020-06-30 | 1.76% | −2.39 pp |
| Q1 2020 | 2020-03-31 | −2.28% | −5.06 pp |
| Q4 2019 | 2019-12-31 | 2.62% | +0.42 pp |
| Q3 2019 | 2019-09-30 | 2.65% | −0.20 pp |
| Q2 2019 | 2019-06-30 | 4.15% | +1.49 pp |
| Q1 2019 | 2019-03-31 | 2.77% | +0.89 pp |
| Q4 2018 | 2018-12-31 | 2.20% | +0.86 pp |
| Q3 2018 | 2018-09-30 | 2.85% | +0.77 pp |
| Q2 2018 | 2018-06-30 | 2.66% | +0.78 pp |
| Q1 2018 | 2018-03-31 | 1.88% | +0.28 pp |
| Q4 2017 | 2017-12-31 | 1.34% | −0.50 pp |
| Q3 2017 | 2017-09-30 | 2.09% | +0.55 pp |
| Q2 2017 | 2017-06-30 | 1.88% | −0.75 pp |
| Q1 2017 | 2017-03-31 | 1.60% | −0.23 pp |
| Q4 2016 | 2016-12-31 | 1.84% | −0.04 pp |
| Q3 2016 | 2016-09-30 | 1.53% | −0.32 pp |
| Q2 2016 | 2016-06-30 | 2.62% | +1.42 pp |
| Q1 2016 | 2016-03-31 | 1.83% | −1.84 pp |
| Q4 2015 | 2015-12-31 | 1.88% | +0.72 pp |
| Q3 2015 | 2015-09-30 | 1.86% | −0.96 pp |
| Q2 2015 | 2015-06-30 | 1.20% | −1.00 pp |
| Q1 2015 | 2015-03-31 | 3.68% | +2.09 pp |
| Q4 2014 | 2014-12-31 | 1.16% | +0.53 pp |
| Q3 2014 | 2014-09-30 | 2.81% | +2.34 pp |
| Q2 2014 | 2014-06-30 | 2.20% | +6.88 pp |
| Q1 2014 | 2014-03-31 | 1.58% | −3.83 pp |
| Q4 2013 | 2013-12-31 | 0.63% | −6.63 pp |
| Q3 2013 | 2013-09-30 | 0.48% | −1.60 pp |
| Q2 2013 | 2013-06-30 | −4.68% | +0.07 pp |
| Q1 2013 | 2013-03-31 | 5.41% | +3.82 pp |
| Q4 2012 | 2012-12-31 | 7.26% | +8.32 pp |
| Q3 2012 | 2012-09-30 | 2.08% | +3.12 pp |
| Q2 2012 | 2012-06-30 | −4.75% | −5.30 pp |
| Q1 2012 | 2012-03-31 | 1.60% | — |
| Q4 2011 | 2011-12-31 | −1.06% | — |
| Q3 2011 | 2011-09-30 | −1.05% | — |
| Q2 2011 | 2011-06-30 | 0.55% | — |
Ally Financial return on equity trends
Over the last five fiscal years, Ally Financial's return on equity decreased from 7.45% to 5.80%, a change of −1.66 percentage points. The latest reported quarter, Q2 2026, shows 2.64%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Ally Financial source filings ↗