Ameriserv Financial annual debt-to-equity ratio
2010
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2021
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2024
2025
Ameriserv Financial Debt-to-Equity Ratio Growth & History (ASRV)
Ameriserv Financial's debt-to-equity ratio was 0.03 for fiscal 2025.
View full Ameriserv Financial company overviewAmeriserv Financial annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.03 | −0.14 | −81.33% |
| 2024 | 2024-12-31 | 0.18 | −0.26 | −59.32% |
| 2023 | 2023-12-31 | 0.43 | −0.43 | −49.98% |
| 2022 | 2022-12-31 | 0.87 | 0.84 | +2718.95% |
| 2021 | 2021-12-31 | 0.03 | −0.24 | −88.78% |
| 2020 | 2020-12-31 | 0.27 | 0.01 | +2.13% |
| 2019 | 2019-12-31 | 0.27 | −0.84 | −75.72% |
| 2018 | 2018-12-31 | 1.10 | −0.11 | −9.25% |
| 2017 | 2017-12-31 | 1.22 | 0.39 | +47.57% |
| 2016 | 2016-12-31 | 0.82 | −0.16 | −16.21% |
| 2015 | 2015-12-31 | 0.98 | 0.16 | +19.80% |
| 2014 | 2014-12-31 | 0.82 | 0.12 | +16.85% |
| 2013 | 2013-12-31 | 0.70 | 0.32 | +86.00% |
| 2012 | 2012-12-31 | 0.38 | 0.07 | +21.83% |
| 2011 | 2011-12-31 | 0.31 | 0.05 | +21.26% |
| 2010 | 2010-12-31 | 0.26 | — | — |
Ameriserv Financial quarterly debt-to-equity ratio
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Q2.11
Q3.11
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Q1.12
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Q2.13
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Q4.17
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Q4.24
Q1.25
Q2.25
Q3.25
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Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.03 | −0.03 | −50.50% |
| Q1 2026 | 2026-03-31 | 0.03 | −0.10 | −75.83% |
| Q4 2025 | 2025-12-31 | 0.03 | −0.14 | −81.33% |
| Q3 2025 | 2025-09-30 | 0.04 | −0.11 | −76.44% |
| Q2 2025 | 2025-06-30 | 0.06 | −0.32 | −83.71% |
| Q1 2025 | 2025-03-31 | 0.13 | −0.02 | −14.50% |
| Q4 2024 | 2024-12-31 | 0.18 | −0.26 | −59.32% |
| Q3 2024 | 2024-09-30 | 0.15 | −0.51 | −77.38% |
| Q2 2024 | 2024-06-30 | 0.38 | −0.20 | −34.88% |
| Q1 2024 | 2024-03-31 | 0.15 | −0.38 | −71.08% |
| Q4 2023 | 2023-12-31 | 0.43 | −0.43 | −49.98% |
| Q3 2023 | 2023-09-30 | 0.66 | 0.37 | +125.41% |
| Q2 2023 | 2023-06-30 | 0.58 | 0.55 | +1672.04% |
| Q1 2023 | 2023-03-31 | 0.53 | 0.50 | +1623.66% |
| Q4 2022 | 2022-12-31 | 0.87 | 0.84 | +2718.95% |
| Q3 2022 | 2022-09-30 | 0.29 | 0.26 | +808.04% |
| Q2 2022 | 2022-06-30 | 0.03 | −0.00 | −2.81% |
| Q1 2022 | 2022-03-31 | 0.03 | −0.01 | −14.80% |
| Q4 2021 | 2021-12-31 | 0.03 | −0.24 | −88.78% |
| Q3 2021 | 2021-09-30 | 0.03 | −0.06 | −66.26% |
| Q2 2021 | 2021-06-30 | 0.03 | −0.08 | −70.07% |
| Q1 2021 | 2021-03-31 | 0.04 | −0.17 | −82.10% |
| Q4 2020 | 2020-12-31 | 0.27 | 0.01 | +2.13% |
| Q3 2020 | 2020-09-30 | 0.10 | −0.05 | −36.46% |
| Q2 2020 | 2020-06-30 | 0.11 | −1.01 | −90.00% |
| Q1 2020 | 2020-03-31 | 0.20 | −0.86 | −80.95% |
| Q4 2019 | 2019-12-31 | 0.27 | −0.84 | −75.72% |
| Q3 2019 | 2019-09-30 | 0.15 | −1.13 | −88.26% |
| Q2 2019 | 2019-06-30 | 1.12 | −0.40 | −26.23% |
| Q1 2019 | 2019-03-31 | 1.06 | −0.02 | −1.59% |
| Q4 2018 | 2018-12-31 | 1.10 | −0.11 | −9.25% |
| Q3 2018 | 2018-09-30 | 1.28 | 0.27 | +26.64% |
| Q2 2018 | 2018-06-30 | 1.52 | 0.40 | +36.16% |
| Q1 2018 | 2018-03-31 | 1.08 | 0.03 | +2.96% |
| Q4 2017 | 2017-12-31 | 1.22 | 0.39 | +47.57% |
| Q3 2017 | 2017-09-30 | 1.01 | 0.24 | +30.66% |
| Q2 2017 | 2017-06-30 | 1.12 | 0.18 | +19.22% |
| Q1 2017 | 2017-03-31 | 1.05 | −0.07 | −6.51% |
| Q4 2016 | 2016-12-31 | 0.82 | −0.16 | −16.21% |
| Q3 2016 | 2016-09-30 | 0.77 | −0.18 | −19.14% |
| Q2 2016 | 2016-06-30 | 0.94 | −0.11 | −10.32% |
| Q1 2016 | 2016-03-31 | 1.12 | 0.40 | +54.51% |
| Q4 2015 | 2015-12-31 | 0.98 | 0.16 | +19.80% |
| Q3 2015 | 2015-09-30 | 0.96 | 0.30 | +45.00% |
| Q2 2015 | 2015-06-30 | 1.04 | 0.48 | +84.14% |
| Q1 2015 | 2015-03-31 | 0.72 | 0.26 | +55.03% |
| Q4 2014 | 2014-12-31 | 0.82 | 0.12 | +16.85% |
| Q3 2014 | 2014-09-30 | 0.66 | 0.07 | +11.56% |
| Q2 2014 | 2014-06-30 | 0.57 | −0.01 | −2.20% |
| Q1 2014 | 2014-03-31 | 0.47 | 0.21 | +79.12% |
| Q4 2013 | 2013-12-31 | 0.70 | 0.32 | +86.00% |
| Q3 2013 | 2013-09-30 | 0.59 | 0.37 | +164.41% |
| Q2 2013 | 2013-06-30 | 0.58 | 0.43 | +299.52% |
| Q1 2013 | 2013-03-31 | 0.26 | 0.09 | +50.45% |
| Q4 2012 | 2012-12-31 | 0.38 | 0.07 | +21.83% |
| Q3 2012 | 2012-09-30 | 0.22 | 0.02 | +11.88% |
| Q2 2012 | 2012-06-30 | 0.15 | −0.06 | −29.09% |
| Q1 2012 | 2012-03-31 | 0.17 | — | — |
| Q4 2011 | 2011-12-31 | 0.31 | 0.05 | +21.26% |
| Q3 2011 | 2011-09-30 | 0.20 | — | — |
| Q2 2011 | 2011-06-30 | 0.20 | — | — |
| Q4 2010 | 2010-12-31 | 0.26 | — | — |
Ameriserv Financial debt-to-equity ratio trends
Over the last five fiscal years, Ameriserv Financial's debt-to-equity ratio decreased from 0.27 to 0.03, a change of −0.24. The latest reported quarter, Q2 2026, shows 0.03.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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