Atlanticus Holdings Debt-to-Equity Ratio Growth & History (ATLCP)
Atlanticus Holdings's debt-to-equity ratio was 0.04 for fiscal 2025.
View full Atlanticus Holdings company overviewAtlanticus Holdings annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.04 | −0.01 | −15.36% |
| 2024 | 2024-12-31 | 0.05 | −0.00 | −4.03% |
| 2023 | 2023-12-31 | 0.05 | −0.01 | −17.02% |
| 2022 | 2022-12-31 | 0.06 | 0.04 | +266.49% |
| 2021 | 2021-12-31 | 0.02 | −0.16 | −90.57% |
| 2020 | 2020-12-31 | 0.18 | −24.39 | −99.27% |
| 2019 | 2019-12-31 | 24.57 | — | — |
| 2016 | 2016-12-31 | 0.00 | 0.00 | — |
| 2015 | 2015-12-31 | 0.00 | 0.00 | — |
| 2014 | 2014-12-31 | 0.00 | — | — |
Atlanticus Holdings quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.03 | −0.01 | −21.12% |
| Q1 2026 | 2026-03-31 | 0.04 | −0.01 | −16.80% |
| Q4 2025 | 2025-12-31 | 0.04 | −0.01 | −15.36% |
| Q3 2025 | 2025-09-30 | 0.04 | 0.00 | +3.54% |
| Q2 2025 | 2025-06-30 | 0.04 | −0.00 | −6.16% |
| Q1 2025 | 2025-03-31 | 0.05 | −0.00 | −5.88% |
| Q4 2024 | 2024-12-31 | 0.05 | −0.00 | −4.03% |
| Q3 2024 | 2024-09-30 | 0.04 | −0.01 | −21.39% |
| Q2 2024 | 2024-06-30 | 0.05 | −0.01 | −19.77% |
| Q1 2024 | 2024-03-31 | 0.05 | −0.01 | −18.07% |
| Q4 2023 | 2023-12-31 | 0.05 | −0.01 | −17.02% |
| Q3 2023 | 2023-09-30 | 0.05 | −0.01 | −16.75% |
| Q2 2023 | 2023-06-30 | 0.06 | −0.01 | −16.99% |
| Q1 2023 | 2023-03-31 | 0.06 | 0.05 | +555.68% |
| Q4 2022 | 2022-12-31 | 0.06 | 0.04 | +266.49% |
| Q3 2022 | 2022-09-30 | 0.06 | 0.04 | +135.84% |
| Q2 2022 | 2022-06-30 | 0.07 | 0.02 | +52.37% |
| Q1 2022 | 2022-03-31 | 0.01 | −0.09 | −90.91% |
| Q4 2021 | 2021-12-31 | 0.02 | −0.16 | −90.57% |
| Q3 2021 | 2021-09-30 | 0.03 | −0.25 | −90.22% |
| Q2 2021 | 2021-06-30 | 0.04 | −0.78 | −94.56% |
| Q1 2021 | 2021-03-31 | 0.10 | −5.90 | −98.36% |
| Q4 2020 | 2020-12-31 | 0.18 | −24.39 | −99.27% |
| Q3 2020 | 2020-09-30 | 0.28 | −8.36 | −96.74% |
| Q2 2020 | 2020-06-30 | 0.82 | — | — |
| Q1 2020 | 2020-03-31 | 5.99 | — | — |
| Q4 2019 | 2019-12-31 | 24.57 | — | — |
| Q3 2019 | 2019-09-30 | 8.64 | — | — |
| Q1 2017 | 2017-03-31 | 0.00 | 0.00 | — |
| Q4 2016 | 2016-12-31 | 0.00 | 0.00 | — |
| Q3 2016 | 2016-09-30 | 0.00 | 0.00 | — |
| Q2 2016 | 2016-06-30 | 0.00 | 0.00 | — |
| Q1 2016 | 2016-03-31 | 0.00 | 0.00 | — |
| Q4 2015 | 2015-12-31 | 0.00 | 0.00 | — |
| Q3 2015 | 2015-09-30 | 0.00 | — | — |
| Q2 2015 | 2015-06-30 | 0.00 | — | — |
| Q1 2015 | 2015-03-31 | 0.00 | — | — |
| Q4 2014 | 2014-12-31 | 0.00 | — | — |
Atlanticus Holdings debt-to-equity ratio trends
Over the last five fiscal years, Atlanticus Holdings's debt-to-equity ratio decreased from 0.18 to 0.04, a change of −0.14. The latest reported quarter, Q2 2026, shows 0.03.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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