Bank Of America annual debt-to-equity ratio
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2025
Bank Of America Debt-to-Equity Ratio Growth & History (BAC)
Bank Of America's debt-to-equity ratio was 1.15 for fiscal 2025.
View full Bank Of America company overviewBank Of America annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 1.15 | 0.07 | +6.34% |
| 2024 | 2024-12-31 | 1.08 | −0.04 | −3.85% |
| 2023 | 2023-12-31 | 1.12 | 0.04 | +3.30% |
| 2022 | 2022-12-31 | 1.08 | 0.01 | +0.64% |
| 2021 | 2021-12-31 | 1.08 | 0.08 | +7.55% |
| 2020 | 2020-12-31 | 1.00 | 0.05 | +5.71% |
| 2019 | 2019-12-31 | 0.95 | 0.08 | +9.61% |
| 2018 | 2018-12-31 | 0.86 | 0.01 | +1.57% |
| 2017 | 2017-12-31 | 0.85 | 0.04 | +4.51% |
| 2016 | 2016-12-31 | 0.81 | −0.90 | −52.59% |
| 2015 | 2015-12-31 | 1.72 | −0.24 | −12.05% |
| 2014 | 2014-12-31 | 1.95 | −0.17 | −8.04% |
| 2013 | 2013-12-31 | 2.12 | 0.83 | +64.31% |
| 2012 | 2012-12-31 | 1.29 | −0.48 | −27.09% |
| 2011 | 2011-12-31 | 1.77 | −0.45 | −20.40% |
| 2010 | 2010-12-31 | 2.23 | −0.43 | −16.11% |
| 2009 | 2009-12-31 | 2.66 | 0.25 | +10.27% |
| 2008 | 2008-12-31 | 2.41 | — | — |
Bank Of America quarterly debt-to-equity ratio
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| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 1.17 | 0.09 | +8.03% |
| Q1 2026 | 2026-03-31 | 1.12 | 0.06 | +5.28% |
| Q4 2025 | 2025-12-31 | 1.15 | 0.07 | +6.34% |
| Q3 2025 | 2025-09-30 | 1.05 | 0.02 | +2.03% |
| Q2 2025 | 2025-06-30 | 1.08 | 0.06 | +6.02% |
| Q1 2025 | 2025-03-31 | 1.07 | 0.02 | +2.28% |
| Q4 2024 | 2024-12-31 | 1.08 | −0.04 | −3.85% |
| Q3 2024 | 2024-09-30 | 1.03 | −0.01 | −1.25% |
| Q2 2024 | 2024-06-30 | 1.02 | −0.02 | −2.38% |
| Q1 2024 | 2024-03-31 | 1.04 | −0.01 | −0.68% |
| Q4 2023 | 2023-12-31 | 1.12 | 0.04 | +3.30% |
| Q3 2023 | 2023-09-30 | 1.05 | 0.01 | +0.85% |
| Q2 2023 | 2023-06-30 | 1.04 | −0.02 | −1.76% |
| Q1 2023 | 2023-03-31 | 1.05 | −0.04 | −3.38% |
| Q4 2022 | 2022-12-31 | 1.08 | 0.01 | +0.64% |
| Q3 2022 | 2022-09-30 | 1.04 | −0.03 | −2.37% |
| Q2 2022 | 2022-06-30 | 1.06 | 0.03 | +3.33% |
| Q1 2022 | 2022-03-31 | 1.09 | 0.13 | +13.80% |
| Q4 2021 | 2021-12-31 | 1.08 | 0.08 | +7.55% |
| Q3 2021 | 2021-09-30 | 1.06 | 0.07 | +7.32% |
| Q2 2021 | 2021-06-30 | 1.03 | 0.01 | +0.55% |
| Q1 2021 | 2021-03-31 | 0.95 | −0.05 | −5.35% |
| Q4 2020 | 2020-12-31 | 1.00 | 0.05 | +5.71% |
| Q3 2020 | 2020-09-30 | 0.99 | 0.04 | +4.74% |
| Q2 2020 | 2020-06-30 | 1.02 | 0.11 | +11.92% |
| Q1 2020 | 2020-03-31 | 1.01 | 0.09 | +10.40% |
| Q4 2019 | 2019-12-31 | 0.95 | 0.08 | +9.61% |
| Q3 2019 | 2019-09-30 | 0.94 | 0.05 | +5.79% |
| Q2 2019 | 2019-06-30 | 0.91 | 0.06 | +6.65% |
| Q1 2019 | 2019-03-31 | 0.91 | 0.04 | +4.69% |
| Q4 2018 | 2018-12-31 | 0.86 | 0.01 | +1.57% |
| Q3 2018 | 2018-09-30 | 0.89 | 0.05 | +6.21% |
| Q2 2018 | 2018-06-30 | 0.86 | 0.03 | +3.66% |
| Q1 2018 | 2018-03-31 | 0.87 | 0.05 | +5.61% |
| Q4 2017 | 2017-12-31 | 0.85 | 0.04 | +4.51% |
| Q3 2017 | 2017-09-30 | 0.84 | 0.01 | +0.86% |
| Q2 2017 | 2017-06-30 | 0.83 | −0.82 | −49.80% |
| Q1 2017 | 2017-03-31 | 0.83 | −0.90 | −52.01% |
| Q4 2016 | 2016-12-31 | 0.81 | −0.90 | −52.59% |
| Q3 2016 | 2016-09-30 | 0.83 | −1.01 | −54.72% |
| Q2 2016 | 2016-06-30 | 1.65 | −0.32 | −16.44% |
| Q1 2016 | 2016-03-31 | 1.72 | −0.18 | −9.32% |
| Q4 2015 | 2015-12-31 | 1.72 | −0.24 | −12.05% |
| Q3 2015 | 2015-09-30 | 1.84 | −0.26 | −12.35% |
| Q2 2015 | 2015-06-30 | 1.97 | 0.70 | +54.56% |
| Q1 2015 | 2015-03-31 | 1.90 | 0.58 | +43.75% |
| Q4 2014 | 2014-12-31 | 1.95 | −0.17 | −8.04% |
| Q3 2014 | 2014-09-30 | 2.10 | 0.83 | +64.77% |
| Q2 2014 | 2014-06-30 | 1.28 | −0.05 | −4.06% |
| Q1 2014 | 2014-03-31 | 1.32 | −0.04 | −2.63% |
| Q4 2013 | 2013-12-31 | 2.12 | 0.83 | +64.31% |
| Q3 2013 | 2013-09-30 | 1.27 | −0.07 | −5.49% |
| Q2 2013 | 2013-06-30 | 1.33 | −0.11 | −7.92% |
| Q1 2013 | 2013-03-31 | 1.36 | −0.34 | −20.01% |
| Q4 2012 | 2012-12-31 | 1.29 | −0.48 | −27.09% |
| Q3 2012 | 2012-09-30 | 1.35 | −0.53 | −28.25% |
| Q2 2012 | 2012-06-30 | 1.44 | — | — |
| Q1 2012 | 2012-03-31 | 1.70 | — | — |
| Q4 2011 | 2011-12-31 | 1.77 | −0.45 | −20.40% |
| Q3 2011 | 2011-09-30 | 1.88 | −0.48 | −20.30% |
| Q4 2010 | 2010-12-31 | 2.23 | −0.43 | −16.11% |
| Q3 2010 | 2010-09-30 | 2.36 | 0.35 | +17.21% |
| Q1 2010 | 2010-03-31 | 2.60 | — | — |
| Q4 2009 | 2009-12-31 | 2.66 | 0.25 | +10.27% |
| Q3 2009 | 2009-09-30 | 2.01 | — | — |
| Q2 2009 | 2009-06-30 | 2.13 | — | — |
| Q4 2008 | 2008-12-31 | 2.41 | — | — |
Bank Of America debt-to-equity ratio trends
Over the last five fiscal years, Bank Of America's debt-to-equity ratio increased from 1.00 to 1.15, a change of 0.14. The latest reported quarter, Q2 2026, shows 1.17.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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