BayFirst Financial annual return on equity
2021
2022
2023
2024
2025
BayFirst Financial Return on Equity (ROE) Growth & History (BAFN)
BayFirst Financial's return on equity was −26.11% for fiscal 2025.
View full BayFirst Financial company overviewBayFirst Financial annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | −26.11% | −36.04 pp |
| 2024 | 2024-12-31 | 9.93% | +3.94 pp |
| 2023 | 2023-12-31 | 5.98% | +6.35 pp |
| 2022 | 2022-12-31 | −0.37% | −29.79 pp |
| 2021 | 2021-12-31 | 29.42% | — |
BayFirst Financial quarterly return on equity
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | −34.11% | −32.32 pp |
| Q1 2026 | 2026-03-31 | −7.54% | −6.66 pp |
| Q4 2025 | 2025-12-31 | −3.26% | −10.31 pp |
| Q3 2025 | 2025-09-30 | −20.45% | −21.56 pp |
| Q2 2025 | 2025-06-30 | −1.78% | −2.64 pp |
| Q1 2025 | 2025-03-31 | −0.89% | −1.71 pp |
| Q4 2024 | 2024-12-31 | 7.05% | +5.34 pp |
| Q3 2024 | 2024-09-30 | 1.12% | −0.96 pp |
| Q2 2024 | 2024-06-30 | 0.86% | −0.67 pp |
| Q1 2024 | 2024-03-31 | 0.83% | +0.02 pp |
| Q4 2023 | 2023-12-31 | 1.72% | +0.27 pp |
| Q3 2023 | 2023-09-30 | 2.08% | +3.60 pp |
| Q2 2023 | 2023-06-30 | 1.53% | +1.83 pp |
| Q1 2023 | 2023-03-31 | 0.81% | +0.80 pp |
| Q4 2022 | 2022-12-31 | 1.45% | −1.50 pp |
| Q3 2022 | 2022-09-30 | −1.52% | −3.07 pp |
| Q2 2022 | 2022-06-30 | −0.30% | — |
| Q1 2022 | 2022-03-31 | 0.01% | — |
| Q4 2021 | 2021-12-31 | 2.95% | — |
| Q3 2021 | 2021-09-30 | 1.55% | — |
BayFirst Financial return on equity trends
Between the periods ended 2021-12-31 and 2025-12-31, BayFirst Financial's return on equity decreased from 29.42% to −26.11%, a change of −55.53 percentage points. The latest reported quarter, Q2 2026, shows −34.11%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review BayFirst Financial source filings ↗