Bank First Debt-to-Equity Ratio Growth & History (BFC)
Bank First's debt-to-equity ratio was 0.00 for fiscal 2025.
View full Bank First company overviewBank First annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.00 | −0.23 | −98.93% |
| 2024 | 2024-12-31 | 0.23 | 0.15 | +177.84% |
| 2023 | 2023-12-31 | 0.08 | 0.03 | +47.75% |
| 2022 | 2022-12-31 | 0.06 | 0.03 | +127.54% |
| 2021 | 2021-12-31 | 0.02 | −0.01 | −23.84% |
| 2020 | 2020-12-31 | 0.03 | 0.03 | — |
| 2019 | 2019-12-31 | 0.00 | 0.00 | — |
| 2018 | 2018-12-31 | 0.00 | −0.02 | — |
| 2017 | 2017-12-31 | 0.02 | — | — |
Bank First quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.13 | −0.07 | −35.73% |
| Q1 2026 | 2026-03-31 | 0.15 | — | — |
| Q4 2025 | 2025-12-31 | 0.00 | — | — |
| Q3 2025 | 2025-09-30 | 0.35 | — | — |
| Q2 2025 | 2025-06-30 | 0.20 | — | — |
| Q1 2024 | 2024-03-31 | 0.00 | −0.00 | −7.59% |
| Q3 2023 | 2023-09-30 | 0.00 | −0.01 | −74.00% |
| Q2 2023 | 2023-06-30 | 0.00 | −0.01 | −73.53% |
| Q1 2023 | 2023-03-31 | 0.00 | −0.03 | −90.36% |
| Q3 2022 | 2022-09-30 | 0.01 | −0.02 | −68.89% |
| Q2 2022 | 2022-06-30 | 0.01 | −0.02 | −69.51% |
| Q1 2022 | 2022-03-31 | 0.03 | −0.02 | −38.70% |
| Q4 2021 | 2021-12-31 | 0.02 | −0.01 | −23.84% |
| Q3 2021 | 2021-09-30 | 0.03 | −0.06 | −63.61% |
| Q2 2021 | 2021-06-30 | 0.03 | −0.06 | −64.45% |
| Q1 2021 | 2021-03-31 | 0.05 | −0.12 | −72.06% |
| Q4 2020 | 2020-12-31 | 0.03 | 0.03 | — |
| Q3 2020 | 2020-09-30 | 0.09 | 0.09 | +1129.15% |
| Q2 2020 | 2020-06-30 | 0.10 | 0.09 | +942.53% |
| Q1 2020 | 2020-03-31 | 0.17 | 0.16 | +1667.38% |
| Q4 2019 | 2019-12-31 | 0.00 | 0.00 | — |
| Q3 2019 | 2019-09-30 | 0.01 | — | — |
| Q2 2019 | 2019-06-30 | 0.01 | — | — |
| Q1 2019 | 2019-03-31 | 0.01 | — | — |
| Q4 2018 | 2018-12-31 | 0.00 | −0.02 | — |
| Q4 2017 | 2017-12-31 | 0.02 | — | — |
Bank First debt-to-equity ratio trends
Over the last five fiscal years, Bank First's debt-to-equity ratio decreased from 0.03 to 0.00, a change of −0.03. The latest reported quarter, Q2 2026, shows 0.13.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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