Bread Financial Holdings annual current ratio
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Bread Financial Holdings Current Ratio Growth & History (BFH)
Bread Financial Holdings's current ratio was 1.69 for fiscal 2021.
View full Bread Financial Holdings company overviewBread Financial Holdings annual current ratio history
| Fiscal year | Period ended | Current ratio | Change | Growth |
|---|---|---|---|---|
| 2021 | 2021-12-31 | 1.69 | −0.20 | −10.43% |
| 2020 | 2020-12-31 | 1.88 | −0.15 | −7.24% |
| 2019 · Dec 31 | 2019-12-31 | 2.03 | −0.12 | −5.61% |
| 2018 · Dec 31 | 2018-12-31 | 2.15 | −0.28 | −11.62% |
| 2017 · Dec 31 | 2017-12-31 | 2.43 | 0.31 | +14.72% |
| 2016 · Dec 31 | 2016-12-31 | 2.12 | −0.42 | −16.37% |
| 2015 | 2015-12-31 | 2.54 | 0.35 | +15.84% |
| 2014 | 2014-12-31 | 2.19 | −0.11 | −4.95% |
| 2013 | 2013-12-31 | 2.30 | 0.49 | +27.02% |
| 2012 | 2012-12-31 | 1.81 | 0.10 | +5.88% |
| 2011 | 2011-12-31 | 1.71 | 0.13 | +7.99% |
| 2010 | 2010-12-31 | 1.59 | 0.48 | +43.27% |
| 2009 | 2009-12-31 | 1.11 | — | — |
Bread Financial Holdings quarterly current ratio
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| Fiscal quarter | Period ended | Current ratio | Change | YoY change |
|---|---|---|---|---|
| Q3 2021 | 2021-09-30 | 1.50 | — | — |
| Q4 2020 | 2020-12-31 | 1.88 | −0.15 | −7.24% |
| Q2 2020 | 2020-06-30 | 1.81 | — | — |
| Q4 2019 | 2019-12-31 | 2.03 | −0.12 | −5.61% |
| Q4 2018 | 2018-12-31 | 2.15 | −0.28 | −11.62% |
| Q4 2017 | 2017-12-31 | 2.43 | 0.31 | +14.72% |
| Q4 2016 | 2016-12-31 | 2.12 | −0.42 | −16.37% |
| Q3 2016 | 2016-09-30 | 2.37 | 0.01 | +0.22% |
| Q2 2016 | 2016-06-30 | 2.23 | 0.03 | +1.55% |
| Q1 2016 | 2016-03-31 | 2.44 | 0.36 | +17.42% |
| Q4 2015 | 2015-12-31 | 2.54 | 0.35 | +15.84% |
| Q3 2015 | 2015-09-30 | 2.36 | 0.24 | +11.18% |
| Q2 2015 | 2015-06-30 | 2.20 | −0.15 | −6.49% |
| Q1 2015 | 2015-03-31 | 2.08 | −0.43 | −16.98% |
| Q4 2014 | 2014-12-31 | 2.19 | −0.11 | −4.95% |
| Q3 2014 | 2014-09-30 | 2.12 | −0.48 | −18.34% |
| Q2 2014 | 2014-06-30 | 2.35 | 0.33 | +16.44% |
| Q1 2014 | 2014-03-31 | 2.51 | 0.71 | +39.32% |
| Q4 2013 | 2013-12-31 | 2.30 | 0.49 | +27.02% |
| Q3 2013 | 2013-09-30 | 2.60 | 0.93 | +55.61% |
| Q2 2013 | 2013-06-30 | 2.02 | 0.10 | +5.30% |
| Q1 2013 | 2013-03-31 | 1.80 | −0.05 | −2.67% |
| Q4 2012 | 2012-12-31 | 1.81 | 0.10 | +5.88% |
| Q3 2012 | 2012-09-30 | 1.67 | 0.19 | +12.73% |
| Q2 2012 | 2012-06-30 | 1.92 | 0.16 | +8.96% |
| Q1 2012 | 2012-03-31 | 1.85 | 0.48 | +35.19% |
| Q4 2011 | 2011-12-31 | 1.71 | 0.13 | +7.99% |
| Q3 2011 | 2011-09-30 | 1.48 | −0.55 | −27.12% |
| Q2 2011 | 2011-06-30 | 1.76 | −0.89 | −33.60% |
| Q1 2011 | 2011-03-31 | 1.37 | — | — |
| Q4 2010 | 2010-12-31 | 1.59 | 0.48 | +43.27% |
| Q3 2010 | 2010-09-30 | 2.03 | — | — |
| Q2 2010 | 2010-06-30 | 2.65 | — | — |
| Q4 2009 | 2009-12-31 | 1.11 | — | — |
Bread Financial Holdings current ratio trends
Over the last five fiscal years, Bread Financial Holdings's current ratio decreased from 2.12 to 1.69, a change of −0.44. The latest reported quarter, Q3 2021, shows 1.50.
About the metric
What the current ratio means
The current ratio compares short-term assets with obligations due within roughly one year. A higher ratio generally indicates more short-term balance-sheet coverage, but normal levels vary by industry and business model.
Calculation and source
How the current ratio is calculated
TickerStat calculates the current ratio as SEC-reported current assets divided by SEC-reported current liabilities for the same balance-sheet date. Periods without a positive current-liability value are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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