Bread Financial Holdings annual ebitda margin
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
Bread Financial Holdings EBITDA Margin Growth & History (BFH)
Bread Financial Holdings's ebitda margin was 35.67% for fiscal 2021.
View full Bread Financial Holdings company overviewBread Financial Holdings annual ebitda margin history
| Fiscal year | Period ended | EBITDA margin | Change (percentage points) |
|---|---|---|---|
| 2021 | 2021-12-31 | 35.67% | +20.96 pp |
| 2020 | 2020-12-31 | 14.71% | −7.79 pp |
| 2019 | 2019-12-31 | 22.49% | −211.29 pp |
| 2018 | 2018-12-31 | 233.79% | +196.97 pp |
| 2017 | 2017-12-31 | 36.81% | +11.91 pp |
| 2016 | 2016-12-31 | 24.90% | −2.33 pp |
| 2015 | 2015-12-31 | 27.24% | +0.62 pp |
| 2014 | 2014-12-31 | 26.62% | −3.83 pp |
| 2013 | 2013-12-31 | 30.45% | −0.89 pp |
| 2012 | 2012-12-31 | 31.34% | +0.90 pp |
| 2011 | 2011-12-31 | 30.44% | +2.76 pp |
| 2010 | 2010-12-31 | 27.67% | +0.53 pp |
| 2009 | 2009-12-31 | 27.14% | −2.70 pp |
| 2008 | 2008-12-31 | 29.84% | — |
Bread Financial Holdings quarterly ebitda margin
Q2.09
Q3.09
Q1.10
Q2.10
Q3.10
Q4.10
Q1.11
Q2.11
Q3.11
Q4.11
Q1.12
Q2.12
Q3.12
Q4.12
Q1.13
Q2.13
Q3.13
Q4.13
Q1.14
Q2.14
Q3.14
Q4.14
Q1.15
Q2.15
Q3.15
Q4.15
Q1.16
Q2.16
Q3.16
Q4.16
Q1.17
Q2.17
Q3.17
Q1.18
Q2.18
Q3.18
Q4.18
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
| Fiscal quarter | Period ended | EBITDA margin | Change (percentage points) |
|---|---|---|---|
| Q3 2021 | 2021-09-30 | 48.71% | −197.46 pp |
| Q2 2021 | 2021-06-30 | 66.07% | −114.68 pp |
| Q1 2021 | 2021-03-31 | 66.97% | −56.46 pp |
| Q4 2020 | 2020-12-31 | −23.87% | −7.07 pp |
| Q3 2020 | 2020-09-30 | 246.17% | +82.98 pp |
| Q2 2020 | 2020-06-30 | 180.75% | +16.42 pp |
| Q1 2020 | 2020-03-31 | 123.43% | −137.71 pp |
| Q4 2019 | 2019-12-31 | −16.80% | −59.79 pp |
| Q3 2019 | 2019-09-30 | 163.19% | −107.38 pp |
| Q2 2019 | 2019-06-30 | 164.33% | −45.33 pp |
| Q1 2019 | 2019-03-31 | 261.14% | +38.42 pp |
| Q4 2018 | 2018-12-31 | 42.99% | — |
| Q3 2018 | 2018-09-30 | 270.58% | +239.03 pp |
| Q2 2018 | 2018-06-30 | 209.66% | +183.48 pp |
| Q1 2018 | 2018-03-31 | 222.72% | +197.33 pp |
| Q3 2017 | 2017-09-30 | 31.54% | +2.50 pp |
| Q2 2017 | 2017-06-30 | 26.18% | +0.43 pp |
| Q1 2017 | 2017-03-31 | 25.40% | −2.81 pp |
| Q4 2016 | 2016-12-31 | 16.80% | −11.17 pp |
| Q3 2016 | 2016-09-30 | 29.05% | +3.19 pp |
| Q2 2016 | 2016-06-30 | 25.74% | −1.43 pp |
| Q1 2016 | 2016-03-31 | 28.20% | +0.34 pp |
| Q4 2015 | 2015-12-31 | 27.97% | +7.72 pp |
| Q3 2015 | 2015-09-30 | 25.86% | −4.31 pp |
| Q2 2015 | 2015-06-30 | 27.18% | −1.03 pp |
| Q1 2015 | 2015-03-31 | 27.87% | −1.00 pp |
| Q4 2014 | 2014-12-31 | 20.25% | −6.48 pp |
| Q3 2014 | 2014-09-30 | 30.17% | −1.14 pp |
| Q2 2014 | 2014-06-30 | 28.20% | −3.19 pp |
| Q1 2014 | 2014-03-31 | 28.86% | −3.80 pp |
| Q4 2013 | 2013-12-31 | 26.73% | −0.41 pp |
| Q3 2013 | 2013-09-30 | 31.30% | −2.29 pp |
| Q2 2013 | 2013-06-30 | 31.39% | −0.91 pp |
| Q1 2013 | 2013-03-31 | 32.66% | −0.01 pp |
| Q4 2012 | 2012-12-31 | 27.14% | +1.21 pp |
| Q3 2012 | 2012-09-30 | 33.59% | +1.53 pp |
| Q2 2012 | 2012-06-30 | 32.31% | +1.54 pp |
| Q1 2012 | 2012-03-31 | 32.68% | −0.72 pp |
| Q4 2011 | 2011-12-31 | 25.93% | +2.47 pp |
| Q3 2011 | 2011-09-30 | 32.07% | +2.47 pp |
| Q2 2011 | 2011-06-30 | 30.77% | +1.68 pp |
| Q1 2011 | 2011-03-31 | 33.40% | +4.41 pp |
| Q4 2010 | 2010-12-31 | 23.47% | — |
| Q3 2010 | 2010-09-30 | 29.60% | +6.98 pp |
| Q2 2010 | 2010-06-30 | 29.09% | +8.13 pp |
| Q1 2010 | 2010-03-31 | 28.99% | — |
| Q3 2009 | 2009-09-30 | 22.62% | — |
| Q2 2009 | 2009-06-30 | 20.96% | — |
Bread Financial Holdings ebitda margin trends
Over the last five fiscal years, Bread Financial Holdings's ebitda margin increased from 24.90% to 35.67%, a change of +10.76 percentage points. The latest reported quarter, Q3 2021, shows 48.71%.
About the metric
What EBITDA margin means
EBITDA margin measures EBITDA as a percentage of revenue. It can help compare operating profitability over time, but it excludes capital intensity, financing costs, taxes, and other items and is generally unsuitable for financial companies.
Calculation and source
How EBITDA margin is calculated
TickerStat calculates EBITDA margin as EBITDA divided by positive reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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