Bread Financial Holdings annual free cash flow
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2022
Bread Financial Holdings Free Cash Flow (FCF) History (BFH)
Bread Financial Holdings reported $1.78B in free cash flow for fiscal 2022, an increase of 22.00% from the previous fiscal year, with a free cash flow margin of 46.52%.
View full Bread Financial Holdings company overviewBread Financial Holdings free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2022 | 2022-12-31 | $1.78B | $321.0M | +22.00% | +46.52% |
| 2021 | 2021-12-31 | $1.46B | −$370.0M | −20.23% | +44.59% |
| 2020 | 2020-12-31 | $1.83B | $753.0M | +69.98% | +55.46% |
| 2019 | 2019-12-31 | $1.08B | −$1.48B | −57.89% | +26.57% |
| 2018 | 2018-12-31 | $2.56B | $181.4M | +7.64% | +266.13% |
| 2017 | 2017-12-31 | $2.37B | $453.5M | +23.62% | +43.36% |
| 2016 | 2016-12-31 | $1.92B | $352.1M | +22.45% | +26.90% |
| 2015 | 2015-12-31 | $1.57B | $382.6M | +32.27% | +24.35% |
| 2014 | 2014-12-31 | $1.19B | $317.4M | +36.56% | +22.36% |
| 2013 | 2013-12-31 | $868.1M | −$149.6M | −14.70% | +20.10% |
| 2012 | 2012-12-31 | $1.02B | $79.9M | +8.52% | +27.95% |
| 2011 | 2011-12-31 | $937.8M | $103.9M | +12.46% | +29.55% |
| 2010 | 2010-12-31 | $834.0M | $528.5M | +173.03% | +29.88% |
| 2009 | 2009-12-31 | $305.4M | −$96.0M | −23.92% | +15.55% |
| 2008 | 2008-12-31 | $401.5M | — | — | +19.82% |
Bread Financial Holdings quarterly free cash flow
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Q4.22
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q4 2022 | 2022-12-31 | $482.0M | $172.0M | +55.48% | +46.66% |
| Q3 2022 | 2022-09-30 | $598.0M | $147.0M | +32.59% | +61.08% |
| Q2 2022 | 2022-06-30 | $223.0M | $30.0M | +15.54% | +24.97% |
| Q1 2022 | 2022-03-31 | $477.0M | −$28.0M | −5.54% | +51.79% |
| Q4 2021 | 2021-12-31 | $310.0M | −$68.3M | −18.05% | +36.26% |
| Q3 2021 | 2021-09-30 | $451.0M | $41.7M | +10.19% | +53.00% |
| Q2 2021 | 2021-06-30 | $193.0M | −$291.6M | −60.17% | +25.26% |
| Q1 2021 | 2021-03-31 | $505.0M | −$51.8M | −9.30% | +62.97% |
| Q4 2020 | 2020-12-31 | $378.3M | $713.3M | — | +34.09% |
| Q3 2020 | 2020-09-30 | $409.3M | −$4.2M | −1.02% | +304.31% |
| Q2 2020 | 2020-06-30 | $484.6M | $59.2M | +13.92% | +405.52% |
| Q1 2020 | 2020-03-31 | $556.8M | −$15.3M | −2.67% | +338.89% |
| Q4 2019 | 2019-12-31 | −$335.0M | −$1.01B | — | −22.93% |
| Q3 2019 | 2019-09-30 | $413.5M | −$239.3M | −36.66% | +208.21% |
| Q2 2019 | 2019-06-30 | $425.4M | −$192.7M | −31.18% | +196.04% |
| Q1 2019 | 2019-03-31 | $572.1M | −$33.1M | −5.47% | +314.00% |
| Q4 2018 | 2018-12-31 | $679.0M | −$112.5M | −14.21% | +46.36% |
| Q3 2018 | 2018-09-30 | $652.8M | −$23.6M | −3.49% | +293.26% |
| Q2 2018 | 2018-06-30 | $618.1M | $137.8M | +28.69% | +249.84% |
| Q1 2018 | 2018-03-31 | $605.2M | $179.7M | +42.23% | +272.86% |
| Q4 2017 | 2017-12-31 | $791.5M | — | — | — |
| Q3 2017 | 2017-09-30 | $676.4M | $127.2M | +23.16% | +35.37% |
| Q2 2017 | 2017-06-30 | $480.3M | $82.0M | +20.59% | +26.36% |
| Q1 2017 | 2017-03-31 | $425.5M | $200.3M | +88.94% | +22.65% |
| Q3 2016 · Sep 30 | 2016-09-30 | $549.2M | $133.8M | +32.21% | +29.13% |
| Q2 2016 | 2016-06-30 | $398.3M | $54.9M | +15.99% | +22.78% |
| Q1 2016 | 2016-03-31 | $225.2M | $92.9M | +70.22% | +13.44% |
| Q4 2015 | 2015-12-31 | $677.0M | $344.9M | +103.84% | +38.71% |
| Q3 2015 | 2015-09-30 | $415.4M | $72.6M | +21.16% | +26.14% |
| Q2 2015 | 2015-06-30 | $343.4M | $122.5M | +55.44% | +22.88% |
| Q1 2015 | 2015-03-31 | $132.3M | −$157.3M | −54.32% | +8.26% |
| Q4 2014 | 2014-12-31 | $332.1M | $171.1M | +106.24% | +22.35% |
| Q3 2014 | 2014-09-30 | $342.8M | $107.2M | +45.51% | +25.99% |
| Q2 2014 | 2014-06-30 | $220.9M | $165,000 | +0.07% | +17.46% |
| Q1 2014 | 2014-03-31 | $289.6M | $38.9M | +15.52% | +23.49% |
| Q4 2013 | 2013-12-31 | $161.0M | −$72.0M | −30.89% | +14.11% |
| Q3 2013 | 2013-09-30 | $235.6M | −$187.2M | −44.28% | +21.49% |
| Q2 2013 | 2013-06-30 | $220.8M | $67.1M | +43.68% | +21.47% |
| Q1 2013 | 2013-03-31 | $250.7M | $42.5M | +20.39% | +23.80% |
| Q4 2012 | 2012-12-31 | $233.0M | $9.1M | +4.08% | +23.98% |
| Q3 2012 | 2012-09-30 | $422.8M | $82.8M | +24.35% | +46.39% |
| Q2 2012 | 2012-06-30 | $153.6M | −$28.5M | −15.66% | +17.73% |
| Q1 2012 | 2012-03-31 | $208.3M | $16.5M | +8.60% | +23.36% |
| Q4 2011 | 2011-12-31 | $223.9M | $35.1M | +18.61% | +26.42% |
| Q3 2011 | 2011-09-30 | $340.0M | $109.8M | +47.70% | +40.25% |
| Q2 2011 | 2011-06-30 | $182.2M | −$41.7M | −18.62% | +24.60% |
| Q1 2011 | 2011-03-31 | $191.8M | $632,000 | +0.33% | +25.90% |
| Q4 2010 | 2010-12-31 | $188.7M | — | — | +24.98% |
| Q3 2010 | 2010-09-30 | $230.2M | $152.7M | +196.78% | +32.77% |
| Q2 2010 | 2010-06-30 | $223.9M | — | — | +33.43% |
| Q1 2010 | 2010-03-31 | $191.1M | — | — | +28.80% |
| Q3 2009 | 2009-09-30 | $77.6M | — | — | +16.11% |
Bread Financial Holdings free cash flow growth trends
Over the last five reported fiscal years, free cash flow declined from $2.37B to $1.78B, a compound annual decline of 5.59%. Bread Financial Holdings's latest reported quarter, Q4 2022, generated $482.0M in free cash flow, an increase of 55.48% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
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