Bread Financial Holdings annual net income
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Bread Financial Holdings Net Income Growth & History (BFH)
Bread Financial Holdings's net income was $518.0M for fiscal 2025.
View full Bread Financial Holdings company overviewBread Financial Holdings annual net income history
| Fiscal year | Period ended | Net income | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | $518.0M | $241.0M | +87.00% |
| 2024 | 2024-12-31 | $277.0M | −$441.0M | −61.42% |
| 2023 | 2023-12-31 | $718.0M | $495.0M | +221.97% |
| 2022 | 2022-12-31 | $223.0M | −$578.0M | −72.16% |
| 2021 | 2021-12-31 | $801.0M | $587.0M | +274.30% |
| 2020 | 2020-12-31 | $214.0M | −$64.0M | −23.02% |
| 2019 | 2019-12-31 | $278.0M | −$685.1M | −71.13% |
| 2018 | 2018-12-31 | $963.1M | $174.4M | +22.11% |
| 2017 | 2017-12-31 | $788.7M | $271.1M | +52.38% |
| 2016 | 2016-12-31 | $517.6M | −$87.8M | −14.50% |
| 2015 | 2015-12-31 | $605.4M | $89.3M | +17.30% |
| 2014 | 2014-12-31 | $516.1M | $19.9M | +4.02% |
| 2013 | 2013-12-31 | $496.2M | $73.9M | +17.50% |
| 2012 | 2012-12-31 | $422.3M | — | — |
| 2010 | 2010-12-31 | $193.7M | $50.0M | +34.79% |
| 2009 | 2009-12-31 | $143.7M | −$62.7M | −30.36% |
| 2008 | 2008-12-31 | $206.4M | — | — |
Bread Financial Holdings quarterly net income
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Q2.26
| Fiscal quarter | Period ended | Net income | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $146.0M | $7.0M | +5.04% |
| Q1 2026 | 2026-03-31 | $181.0M | $43.0M | +31.16% |
| Q4 2025 | 2025-12-31 | $53.0M | $45.0M | +562.50% |
| Q3 2025 | 2025-09-30 | $188.0M | $186.0M | +9300.00% |
| Q2 2025 | 2025-06-30 | $139.0M | $6.0M | +4.51% |
| Q1 2025 | 2025-03-31 | $138.0M | $4.0M | +2.99% |
| Q4 2024 | 2024-12-31 | $8.0M | −$36.0M | −81.82% |
| Q3 2024 | 2024-09-30 | $2.0M | −$169.0M | −98.83% |
| Q2 2024 | 2024-06-30 | $133.0M | $85.0M | +177.08% |
| Q1 2024 | 2024-03-31 | $134.0M | −$321.0M | −70.55% |
| Q4 2023 | 2023-12-31 | $44.0M | $177.0M | — |
| Q3 2023 | 2023-09-30 | $171.0M | $37.0M | +27.61% |
| Q2 2023 | 2023-06-30 | $48.0M | $36.0M | +300.00% |
| Q1 2023 | 2023-03-31 | $455.0M | $245.0M | +116.67% |
| Q4 2022 | 2022-12-31 | −$133.0M | −$150.0M | — |
| Q3 2022 | 2022-09-30 | $134.0M | −$90.0M | −40.18% |
| Q2 2022 | 2022-06-30 | $12.0M | −$262.0M | −95.62% |
| Q1 2022 | 2022-03-31 | $210.0M | −$76.0M | −26.57% |
| Q4 2021 | 2021-12-31 | $17.0M | $5.0M | +41.67% |
| Q3 2021 | 2021-09-30 | $224.0M | $90.7M | +68.04% |
| Q2 2021 | 2021-06-30 | $274.0M | $235.6M | +613.54% |
| Q1 2021 | 2021-03-31 | $286.0M | $256.0M | +853.33% |
| Q4 2020 | 2020-12-31 | $12.0M | −$85.5M | −87.69% |
| Q3 2020 | 2020-09-30 | $133.3M | $240.9M | — |
| Q2 2020 | 2020-06-30 | $38.4M | −$100.6M | −72.37% |
| Q1 2020 | 2020-03-31 | $30.0M | −$119.1M | −79.88% |
| Q4 2019 | 2019-12-31 | $97.5M | −$187.4M | −65.78% |
| Q3 2019 | 2019-09-30 | −$107.6M | −$404.1M | — |
| Q2 2019 | 2019-06-30 | $139.0M | −$78.8M | −36.18% |
| Q1 2019 | 2019-03-31 | $149.1M | −$14.8M | −9.03% |
| Q4 2018 | 2018-12-31 | $284.9M | $13.5M | +4.97% |
| Q3 2018 | 2018-09-30 | $296.5M | $63.3M | +27.14% |
| Q2 2018 | 2018-06-30 | $217.8M | $80.1M | +58.17% |
| Q1 2018 | 2018-03-31 | $163.9M | $17.5M | +11.95% |
| Q4 2017 | 2017-12-31 | $271.4M | $260.9M | +2484.76% |
| Q3 2017 | 2017-09-30 | $233.2M | $25.7M | +12.39% |
| Q2 2017 | 2017-06-30 | $137.7M | −$3.0M | −2.13% |
| Q1 2017 | 2017-03-31 | $146.4M | −$12.5M | −7.87% |
| Q4 2016 | 2016-12-31 | $10.5M | −$169.6M | −94.17% |
| Q3 2016 | 2016-09-30 | $207.5M | $77.1M | +59.13% |
| Q2 2016 | 2016-06-30 | $140.7M | $10.7M | +8.23% |
| Q1 2016 | 2016-03-31 | $158.9M | −$6.0M | −3.64% |
| Q4 2015 | 2015-12-31 | $180.1M | $103.8M | +136.18% |
| Q3 2015 | 2015-09-30 | $130.4M | −$34.5M | −20.94% |
| Q2 2015 | 2015-06-30 | $130.0M | −$9.2M | −6.60% |
| Q1 2015 | 2015-03-31 | $164.9M | $29.2M | +21.48% |
| Q4 2014 | 2014-12-31 | $76.3M | −$41.6M | −35.31% |
| Q3 2014 | 2014-09-30 | $164.9M | $32.1M | +24.13% |
| Q2 2014 | 2014-06-30 | $139.2M | $22.7M | +19.54% |
| Q1 2014 | 2014-03-31 | $135.7M | $6.8M | +5.25% |
| Q4 2013 | 2013-12-31 | $117.9M | — | — |
| Q3 2013 | 2013-09-30 | $132.9M | — | — |
| Q2 2013 | 2013-06-30 | $116.4M | — | — |
| Q1 2013 | 2013-03-31 | $129.0M | — | — |
| Q3 2011 | 2011-09-30 | $94.0M | $40.9M | +77.13% |
| Q2 2011 | 2011-06-30 | $69.0M | $21.7M | +45.86% |
| Q1 2011 | 2011-03-31 | $86.4M | $39.7M | +85.14% |
| Q4 2010 | 2010-12-31 | $46.7M | — | — |
| Q3 2010 | 2010-09-30 | $53.1M | $7.3M | +15.86% |
| Q2 2010 | 2010-06-30 | $47.3M | $17.9M | +60.76% |
| Q1 2010 | 2010-03-31 | $46.7M | — | — |
| Q3 2009 | 2009-09-30 | $45.8M | — | — |
| Q2 2009 | 2009-06-30 | $29.4M | — | — |
Bread Financial Holdings net income trends
Over the last five fiscal years, Bread Financial Holdings's net income increased from $214.0M to $518.0M, a change of $304.0M. The latest reported quarter, Q2 2026, shows $146.0M.
About the metric
What net income means
Net income is a company’s bottom-line profit or loss after operating costs, interest, taxes, and other reported income and expenses. It shows how much of a company’s revenue ultimately remained as earnings, or how large its loss was, during a fiscal period.
Calculation and source
SEC-reported net income
TickerStat standardizes consolidated net income or profit and loss reported in company SEC filings for aligned fiscal periods. It is not adjusted earnings, an analyst estimate, or company guidance. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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