Bar Harbor Bankshares Debt-to-Equity Ratio Growth & History (BHB)
Bar Harbor Bankshares's debt-to-equity ratio was 0.53 for fiscal 2025.
View full Bar Harbor Bankshares company overviewBar Harbor Bankshares annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.53 | −0.13 | −19.72% |
| 2024 | 2024-12-31 | 0.65 | −0.13 | −16.60% |
| 2023 | 2023-12-31 | 0.78 | −0.24 | −23.39% |
| 2022 | 2022-12-31 | 1.02 | 0.58 | +130.74% |
| 2021 | 2021-12-31 | 0.44 | −0.41 | −47.90% |
| 2020 | 2020-12-31 | 0.85 | −0.51 | −37.62% |
| 2019 | 2019-12-31 | 1.37 | −0.59 | −30.11% |
| 2018 | 2018-12-31 | 1.95 | −0.39 | −16.52% |
| 2017 | 2017-12-31 | 2.34 | −1.08 | −31.66% |
| 2016 | 2016-12-31 | 3.42 | 1.26 | +58.05% |
| 2015 | 2015-12-31 | 2.17 | 0.02 | +1.07% |
| 2014 | 2014-12-31 | 2.14 | −0.44 | −16.87% |
| 2013 | 2013-12-31 | 2.58 | −0.28 | −9.94% |
| 2012 | 2012-12-31 | 2.86 | 0.20 | +7.37% |
| 2011 | 2011-12-31 | 2.67 | 1.51 | +130.43% |
| 2010 | 2010-12-31 | 1.16 | — | — |
Bar Harbor Bankshares quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.53 | −0.11 | −16.58% |
| Q1 2026 | 2026-03-31 | 0.42 | −0.10 | −18.63% |
| Q4 2025 | 2025-12-31 | 0.53 | −0.13 | −19.72% |
| Q3 2025 | 2025-09-30 | 0.39 | −0.15 | −27.57% |
| Q2 2025 | 2025-06-30 | 0.63 | −0.25 | −28.68% |
| Q1 2025 | 2025-03-31 | 0.51 | −0.24 | −32.01% |
| Q4 2024 | 2024-12-31 | 0.65 | −0.13 | −16.60% |
| Q3 2024 | 2024-09-30 | 0.54 | −0.37 | −40.98% |
| Q2 2024 | 2024-06-30 | 0.89 | −0.23 | −20.57% |
| Q1 2024 | 2024-03-31 | 0.76 | −0.22 | −22.41% |
| Q4 2023 | 2023-12-31 | 0.78 | −0.24 | −23.39% |
| Q3 2023 | 2023-09-30 | 0.91 | 0.23 | +34.00% |
| Q2 2023 | 2023-06-30 | 1.12 | 0.64 | +135.86% |
| Q1 2023 | 2023-03-31 | 0.98 | 0.51 | +111.20% |
| Q4 2022 | 2022-12-31 | 1.02 | 0.58 | +130.74% |
| Q3 2022 | 2022-09-30 | 0.68 | 0.06 | +9.11% |
| Q2 2022 | 2022-06-30 | 0.47 | −0.37 | −43.97% |
| Q1 2022 | 2022-03-31 | 0.46 | −0.43 | −48.36% |
| Q4 2021 | 2021-12-31 | 0.44 | −0.41 | −47.90% |
| Q3 2021 | 2021-09-30 | 0.62 | −0.52 | −45.60% |
| Q2 2021 | 2021-06-30 | 0.85 | −0.70 | −45.32% |
| Q1 2021 | 2021-03-31 | 0.89 | −0.51 | −36.35% |
| Q4 2020 | 2020-12-31 | 0.85 | −0.51 | −37.62% |
| Q3 2020 | 2020-09-30 | 1.14 | −0.61 | −34.96% |
| Q2 2020 | 2020-06-30 | 1.55 | −0.46 | −22.98% |
| Q1 2020 | 2020-03-31 | 1.41 | −0.58 | −29.06% |
| Q4 2019 | 2019-12-31 | 1.37 | −0.59 | −30.11% |
| Q3 2019 | 2019-09-30 | 1.76 | −0.43 | −19.63% |
| Q2 2019 | 2019-06-30 | 2.01 | −0.18 | −8.18% |
| Q1 2019 | 2019-03-31 | 1.98 | −0.25 | −11.13% |
| Q4 2018 | 2018-12-31 | 1.95 | −0.39 | −16.52% |
| Q3 2018 | 2018-09-30 | 2.19 | −0.13 | −5.58% |
| Q2 2018 | 2018-06-30 | 2.19 | −0.45 | −16.99% |
| Q1 2018 | 2018-03-31 | 2.23 | −0.37 | −14.09% |
| Q4 2017 | 2017-12-31 | 2.34 | −1.08 | −31.66% |
| Q3 2017 | 2017-09-30 | 2.32 | 0.10 | +4.74% |
| Q2 2017 | 2017-06-30 | 2.64 | 0.55 | +26.08% |
| Q1 2017 | 2017-03-31 | 2.60 | 0.46 | +21.39% |
| Q4 2016 | 2016-12-31 | 3.42 | 1.26 | +58.05% |
| Q3 2016 | 2016-09-30 | 2.21 | 0.56 | +33.78% |
| Q2 2016 | 2016-06-30 | 2.09 | −0.41 | −16.51% |
| Q1 2016 | 2016-03-31 | 2.14 | −0.18 | −7.70% |
| Q4 2015 | 2015-12-31 | 2.17 | 0.02 | +1.07% |
| Q3 2015 | 2015-09-30 | 1.65 | −0.51 | −23.43% |
| Q2 2015 | 2015-06-30 | 2.50 | −0.23 | −8.44% |
| Q1 2015 | 2015-03-31 | 2.32 | −0.01 | −0.31% |
| Q4 2014 | 2014-12-31 | 2.14 | −0.44 | −16.87% |
| Q3 2014 | 2014-09-30 | 2.16 | 0.09 | +4.45% |
| Q2 2014 | 2014-06-30 | 2.73 | 0.81 | +42.29% |
| Q1 2014 | 2014-03-31 | 2.32 | 0.57 | +32.45% |
| Q4 2013 | 2013-12-31 | 2.58 | −0.28 | −9.94% |
| Q3 2013 | 2013-09-30 | 2.07 | 0.57 | +38.13% |
| Q2 2013 | 2013-06-30 | 1.92 | 0.17 | +9.48% |
| Q1 2013 | 2013-03-31 | 1.75 | −0.11 | −6.00% |
| Q4 2012 | 2012-12-31 | 2.86 | 0.20 | +7.37% |
| Q3 2012 | 2012-09-30 | 1.50 | 0.42 | +38.58% |
| Q2 2012 | 2012-06-30 | 1.76 | — | — |
| Q1 2012 | 2012-03-31 | 1.87 | — | — |
| Q4 2011 | 2011-12-31 | 2.67 | 1.51 | +130.43% |
| Q3 2011 | 2011-09-30 | 1.08 | — | — |
| Q4 2010 | 2010-12-31 | 1.16 | — | — |
Bar Harbor Bankshares debt-to-equity ratio trends
Over the last five fiscal years, Bar Harbor Bankshares's debt-to-equity ratio decreased from 0.85 to 0.53, a change of −0.33. The latest reported quarter, Q2 2026, shows 0.53.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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