Banco Santander, S.A annual total debt
2017
2018
2019
2020
2021
2022
2023
2024
2025
Banco Santander, S.A Total Debt Growth & History (BNC)
Banco Santander, S.A's total debt was €1.82B for fiscal 2025.
View full Banco Santander, S.A company overviewBanco Santander, S.A annual total debt history
| Fiscal year | Period ended | Total debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | €1.82B | −€380.0M | −17.26% |
| 2024 | 2024-12-31 | €2.20B | −€198.0M | −8.25% |
| 2023 · Dec 31 | 2023-12-31 | €2.40B | −€222.0M | −8.47% |
| 2022 | 2022-12-31 | €2.62B | −€234.0M | −8.19% |
| 2021 | 2021-12-31 | €2.86B | −€193.0M | −6.33% |
| 2020 | 2020-12-31 | €3.05B | −€2.06B | −40.31% |
| 2019 | 2019-12-31 | €5.11B | €4.92B | +2588.42% |
| 2018 | 2018-12-31 | €190.0M | −€12.0M | −5.94% |
| 2017 | 2017-12-31 | €202.0M | — | — |
Banco Santander, S.A quarterly total debt
Q4.17
Q4.18
Q4.19
Q4.20
Q4.21
Q4.22
Q4.23
Q4.24
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Total debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | €348.07B | €36.10B | +11.57% |
| Q1 2026 | 2026-03-31 | €328.62B | — | — |
| Q4 2025 | 2025-12-31 | €1.82B | −€380.0M | −17.26% |
| Q3 2025 | 2025-09-30 | €316.62B | — | — |
| Q2 2025 | 2025-06-30 | €311.96B | — | — |
| Q4 2024 | 2024-12-31 | €2.20B | −€198.0M | −8.25% |
| Q4 2023 | 2023-12-31 | €2.40B | −€222.0M | −8.47% |
| Q4 2022 | 2022-12-31 | €2.62B | −€234.0M | −8.19% |
| Q4 2021 | 2021-12-31 | €2.86B | −€193.0M | −6.33% |
| Q4 2020 | 2020-12-31 | €3.05B | −€2.06B | −40.31% |
| Q4 2019 | 2019-12-31 | €5.11B | €4.92B | +2588.42% |
| Q4 2018 | 2018-12-31 | €190.0M | −€12.0M | −5.94% |
| Q4 2017 | 2017-12-31 | €202.0M | — | — |
Banco Santander, S.A total debt trends
Over the last five fiscal years, Banco Santander, S.A's total debt decreased from €3.05B to €1.82B, a change of −€1.23B. The latest reported quarter, Q2 2026, shows €348.07B.
About the metric
What total debt means
Total debt measures a company’s reported interest-bearing borrowing obligations at a reporting-period end. It can include short-term borrowings, current maturities, long-term debt, and finance lease obligations when they are included in the company’s debt facts.
Calculation and source
SEC-reported and combined total debt
TickerStat uses a reported aggregate debt value when available. Otherwise, it combines non-overlapping current and noncurrent debt facts from SEC filings. Total liabilities are not treated as debt, and missing debt is not assumed to be zero. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Banco Santander, S.A source filings ↗