Bank Of The James Financial Group annual net debt
2019
2020
2021
2022
2023
2024
2025
Bank Of The James Financial Group Net Debt Growth & History (BOTJ)
Bank Of The James Financial Group's net debt was −$81.1M for fiscal 2025.
View full Bank Of The James Financial Group company overviewBank Of The James Financial Group annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −$81.1M | −$11.7M | — |
| 2024 | 2024-12-31 | −$69.4M | $1.2M | — |
| 2023 | 2023-12-31 | −$70.6M | −$13.5M | — |
| 2022 | 2022-12-31 | −$57.1M | $121.0M | — |
| 2021 | 2021-12-31 | −$178.1M | −$82.7M | — |
| 2020 | 2020-12-31 | −$95.4M | −$62.2M | — |
| 2019 | 2019-12-31 | −$33.2M | — | — |
Bank Of The James Financial Group quarterly net debt
Q1.19
Q2.19
Q3.19
Q4.19
Q4.20
Q4.21
Q4.22
Q4.23
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | −$26.9M | $42.0M | — |
| Q1 2026 | 2026-03-31 | −$79.3M | −$3.5M | — |
| Q4 2025 | 2025-12-31 | −$81.1M | −$11.7M | — |
| Q3 2025 | 2025-09-30 | −$76.6M | — | — |
| Q2 2025 | 2025-06-30 | −$68.9M | — | — |
| Q1 2025 | 2025-03-31 | −$75.8M | — | — |
| Q4 2024 | 2024-12-31 | −$69.4M | $1.2M | — |
| Q4 2023 | 2023-12-31 | −$70.6M | −$13.5M | — |
| Q4 2022 | 2022-12-31 | −$57.1M | $121.0M | — |
| Q4 2021 | 2021-12-31 | −$178.1M | −$82.7M | — |
| Q4 2020 | 2020-12-31 | −$95.4M | −$62.2M | — |
| Q4 2019 | 2019-12-31 | −$33.2M | — | — |
| Q3 2019 | 2019-09-30 | −$43.4M | — | — |
| Q2 2019 | 2019-06-30 | −$26.0M | — | — |
| Q1 2019 | 2019-03-31 | −$45.9M | — | — |
Bank Of The James Financial Group net debt trends
Over the last five fiscal years, Bank Of The James Financial Group's net debt increased from −$95.4M to −$81.1M, a change of $14.3M. The latest reported quarter, Q2 2026, shows −$26.9M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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