Ballston Spa Bancorp annual free cash flow
2022
2023
2024
2025
Ballston Spa Bancorp Free Cash Flow (FCF) History (BSPA)
Ballston Spa Bancorp reported $2.1M in free cash flow for fiscal 2025, an increase of $2.1M from the previous fiscal year, with a free cash flow margin of 6.89%.
View full Ballston Spa Bancorp company overviewBallston Spa Bancorp free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $2.1M | $2.1M | — | +6.89% |
| 2024 | 2024-12-31 | −$81,000 | −$236,000 | — | −0.30% |
| 2023 | 2023-12-31 | $155,000 | −$5.6M | −97.29% | +0.62% |
| 2022 | 2022-12-31 | $5.7M | — | — | +22.77% |
Ballston Spa Bancorp quarterly free cash flow
Q1.25
Q2.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $498,000 | $285,000 | +133.80% | +4.01% |
| Q1 2026 | 2026-03-31 | −$1.4M | −$1.5M | — | −18.31% |
| Q2 2025 | 2025-06-30 | $213,000 | — | — | +2.93% |
| Q1 2025 | 2025-03-31 | $29,000 | — | — | +0.40% |
Ballston Spa Bancorp free cash flow growth trends
Ballston Spa Bancorp's latest reported quarter, Q2 2026, generated $498,000 in free cash flow, an increase of 133.80% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
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