Pathward Financial annual free cash flow
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2025
Pathward Financial Free Cash Flow (FCF) History (CASH)
Pathward Financial reported $438.9M in free cash flow for fiscal 2025, a decrease of 8.30% from the previous fiscal year, with a free cash flow margin of 52.26%.
View full Pathward Financial company overviewPathward Financial free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-09-30 | $438.9M | −$39.7M | −8.30% | +52.26% |
| 2024 | 2024-09-30 | $478.7M | $159.4M | +49.92% | +60.03% |
| 2023 | 2023-09-30 | $319.3M | $37.4M | +13.27% | +43.88% |
| 2022 | 2022-09-30 | $281.9M | −$286.8M | −50.43% | +46.89% |
| 2021 | 2021-09-30 | $568.7M | $113.7M | +25.00% | +103.42% |
| 2020 | 2020-09-30 | $455.0M | $277.9M | +156.98% | +91.20% |
| 2019 | 2019-09-30 | $177.0M | $47.8M | +37.01% | +36.37% |
| 2018 | 2018-09-30 | $129.2M | $16.0M | +14.15% | +41.01% |
| 2017 | 2017-09-30 | $113.2M | $41.7M | +58.27% | +42.65% |
| 2016 | 2016-09-30 | $71.5M | $27.3M | +61.87% | +40.16% |
| 2015 | 2015-09-30 | $44.2M | $20.7M | +88.14% | +37.64% |
| 2014 | 2014-09-30 | $23.5M | $51.8M | — | +23.96% |
| 2013 | 2013-09-30 | −$28.3M | −$104.2M | — | −30.95% |
| 2012 | 2012-09-30 | $75.9M | $55.8M | +278.82% | +73.43% |
| 2011 | 2011-09-30 | $20.0M | −$12.2M | −37.85% | +21.81% |
| 2010 | 2010-09-30 | $32.2M | $13.1M | +68.55% | +24.69% |
| 2009 | 2009-09-30 | $19.1M | — | — | +17.74% |
Pathward Financial quarterly free cash flow
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| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q3 2026 | 2026-06-30 | $48.6M | $20.9M | +75.41% | +25.61% |
| Q2 2026 | 2026-03-31 | $230.6M | $45.9M | +24.84% | +83.47% |
| Q1 2026 | 2025-12-31 | $104.1M | $177.9M | — | +60.12% |
| Q4 2025 | 2025-09-30 | $300.3M | $161.6M | +116.44% | +160.85% |
| Q3 2025 | 2025-06-30 | $27.7M | −$83.3M | −75.05% | +14.15% |
| Q2 2025 | 2025-03-31 | $184.7M | −$16.5M | −8.21% | +67.23% |
| Q1 2025 | 2024-12-31 | −$73.8M | −$101.5M | — | −40.42% |
| Q4 2024 | 2024-09-30 | $138.8M | $3.1M | +2.32% | +77.29% |
| Q3 2024 | 2024-06-30 | $111.0M | $107.7M | +3288.92% | +58.84% |
| Q2 2024 | 2024-03-31 | $201.3M | $61.3M | +43.75% | +78.14% |
| Q1 2024 | 2023-12-31 | $27.6M | −$12.7M | −31.54% | +16.10% |
| Q4 2023 | 2023-09-30 | $135.6M | $134.9M | +18920.20% | +73.62% |
| Q3 2023 | 2023-06-30 | $3.3M | $9.7M | — | +1.98% |
| Q2 2023 | 2023-03-31 | $140.0M | $7.6M | +5.71% | +61.29% |
| Q1 2023 | 2022-12-31 | $40.4M | −$114.8M | −73.98% | +26.95% |
| Q4 2022 | 2022-09-30 | $713,000 | −$126.7M | −99.44% | +0.58% |
| Q3 2022 | 2022-06-30 | −$6.5M | −$66.1M | — | −5.13% |
| Q2 2022 | 2022-03-31 | $132.5M | −$79.7M | −37.56% | +68.43% |
| Q1 2022 | 2021-12-31 | $155.2M | −$14.3M | −8.46% | +98.09% |
| Q4 2021 | 2021-09-30 | $127.4M | −$54.4M | −29.91% | +106.00% |
| Q3 2021 | 2021-06-30 | $59.6M | $46.6M | +359.32% | +45.52% |
| Q2 2021 | 2021-03-31 | $212.1M | $85.3M | +67.31% | +113.26% |
| Q1 2021 | 2020-12-31 | $169.5M | $36.1M | +27.09% | +152.10% |
| Q4 2020 | 2020-09-30 | $181.8M | $164.1M | +926.19% | +172.70% |
| Q3 2020 | 2020-06-30 | $13.0M | −$27.0M | −67.57% | +12.57% |
| Q2 2020 | 2020-03-31 | $126.8M | $54.0M | +74.12% | +67.36% |
| Q1 2020 | 2019-12-31 | $133.4M | $86.9M | +186.84% | +130.60% |
| Q4 2019 | 2019-09-30 | $17.7M | −$4.4M | −19.89% | +17.44% |
| Q3 2019 | 2019-06-30 | $40.0M | $33.4M | +502.42% | +36.12% |
| Q2 2019 | 2019-03-31 | $72.8M | −$20.0M | −21.54% | +41.29% |
| Q1 2019 | 2018-12-31 | $46.5M | $38.9M | +508.44% | +47.44% |
| Q4 2018 | 2018-09-30 | $22.1M | −$14.0M | −38.80% | +30.23% |
| Q3 2018 | 2018-06-30 | $6.6M | −$4.1M | −38.33% | +10.77% |
| Q2 2018 | 2018-03-31 | $92.8M | $18.2M | +24.36% | +74.36% |
| Q1 2018 | 2017-12-31 | $7.6M | $16.0M | — | +13.78% |
| Q4 2017 | 2017-09-30 | $36.1M | $9.2M | +34.06% | +66.51% |
| Q3 2017 | 2017-06-30 | $10.8M | $4.7M | +76.65% | +19.31% |
| Q2 2017 | 2017-03-31 | $74.6M | $30.3M | +68.37% | +64.27% |
| Q1 2017 | 2016-12-31 | −$8.3M | −$2.5M | — | −21.29% |
| Q4 2016 | 2016-09-30 | $27.0M | $22.0M | +449.01% | +68.89% |
| Q3 2016 | 2016-06-30 | $6.1M | $3.6M | +141.00% | +13.94% |
| Q2 2016 | 2016-03-31 | $44.3M | $17.5M | +65.33% | +72.86% |
| Q1 2016 | 2015-12-31 | −$5.9M | −$15.8M | — | −17.03% |
| Q4 2015 | 2015-09-30 | $4.9M | $6.6M | — | +15.93% |
| Q3 2015 | 2015-06-30 | $2.5M | −$15.3M | −85.83% | +8.41% |
| Q2 2015 | 2015-03-31 | $26.8M | $22.5M | +522.09% | +88.62% |
| Q1 2015 | 2014-12-31 | $9.9M | $6.9M | +225.67% | +37.85% |
| Q4 2014 | 2014-09-30 | −$1.7M | −$5.6M | — | −6.93% |
| Q3 2014 | 2014-06-30 | $17.9M | $1.0M | +5.95% | +73.13% |
| Q2 2014 | 2014-03-31 | $4.3M | $40.7M | — | +17.53% |
| Q1 2014 | 2013-12-31 | $3.0M | $15.7M | — | +12.66% |
| Q4 2013 | 2013-09-30 | $3.9M | −$56.6M | −93.57% | +17.21% |
| Q3 2013 | 2013-06-30 | $16.8M | $5.4M | +47.17% | +74.17% |
| Q2 2013 | 2013-03-31 | −$36.4M | −$37.8M | — | −151.61% |
| Q1 2013 | 2012-12-31 | −$12.7M | −$15.2M | — | −57.10% |
| Q4 2012 | 2012-09-30 | $60.5M | $55.8M | +1181.21% | +290.83% |
| Q3 2012 | 2012-06-30 | $11.4M | $1.8M | +18.84% | +52.05% |
| Q2 2012 | 2012-03-31 | $1.4M | −$3.2M | −68.97% | +3.94% |
| Q1 2012 | 2011-12-31 | $2.5M | $1.4M | +132.53% | +10.29% |
| Q4 2011 | 2011-09-30 | $4.7M | — | — | +20.71% |
| Q3 2011 | 2011-06-30 | $9.6M | — | — | +54.94% |
| Q2 2011 | 2011-03-31 | $4.6M | — | — | +16.48% |
| Q1 2011 | 2010-12-31 | $1.1M | — | — | +4.56% |
Pathward Financial free cash flow growth trends
Over the last five reported fiscal years, free cash flow declined from $455.0M to $438.9M, a compound annual decline of 0.71%. Pathward Financial's latest reported quarter, Q3 2026, generated $48.6M in free cash flow, an increase of 75.41% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Pathward Financial filings at SEC.gov ↗