Capital Bancorp Return on Equity (ROE) Growth & History (CBNK)
Capital Bancorp's return on equity was 15.11% for fiscal 2025.
View full Capital Bancorp company overviewCapital Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 15.11% | +4.95 pp |
| 2024 | 2024-12-31 | 10.15% | −4.83 pp |
| 2023 | 2023-12-31 | 14.98% | −4.83 pp |
| 2022 | 2022-12-31 | 19.82% | −2.57 pp |
| 2021 | 2021-12-31 | 22.38% | +4.74 pp |
| 2020 | 2020-12-31 | 17.65% | +4.02 pp |
| 2019 | 2019-12-31 | 13.63% | +0.52 pp |
| 2018 | 2018-12-31 | 13.12% | — |
Capital Bancorp quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.43% | −0.08 pp |
| Q1 2026 | 2026-03-31 | 2.97% | −0.88 pp |
| Q4 2025 | 2025-12-31 | 3.78% | +1.40 pp |
| Q3 2025 | 2025-09-30 | 3.89% | +0.72 pp |
| Q2 2025 | 2025-06-30 | 3.50% | +0.39 pp |
| Q1 2025 | 2025-03-31 | 3.84% | +1.29 pp |
| Q4 2024 | 2024-12-31 | 2.37% | −1.26 pp |
| Q3 2024 | 2024-09-30 | 3.17% | −0.91 pp |
| Q2 2024 | 2024-06-30 | 3.11% | +0.01 pp |
| Q1 2024 | 2024-03-31 | 2.55% | −1.69 pp |
| Q4 2023 | 2023-12-31 | 3.63% | −0.48 pp |
| Q3 2023 | 2023-09-30 | 4.08% | −1.19 pp |
| Q2 2023 | 2023-06-30 | 3.10% | −2.53 pp |
| Q1 2023 | 2023-03-31 | 4.25% | −0.87 pp |
| Q4 2022 | 2022-12-31 | 4.10% | −1.15 pp |
| Q3 2022 | 2022-09-30 | 5.27% | −0.84 pp |
| Q2 2022 | 2022-06-30 | 5.63% | +0.02 pp |
| Q1 2022 | 2022-03-31 | 5.11% | −0.39 pp |
| Q4 2021 | 2021-12-31 | 5.26% | −1.02 pp |
| Q3 2021 | 2021-09-30 | 6.10% | +0.31 pp |
| Q2 2021 | 2021-06-30 | 5.61% | +2.18 pp |
| Q1 2021 | 2021-03-31 | 5.51% | +3.33 pp |
| Q4 2020 | 2020-12-31 | 6.28% | +2.39 pp |
| Q3 2020 | 2020-09-30 | 5.79% | +2.22 pp |
| Q2 2020 | 2020-06-30 | 3.42% | +0.09 pp |
| Q1 2020 | 2020-03-31 | 2.18% | −0.67 pp |
| Q4 2019 | 2019-12-31 | 3.88% | +0.30 pp |
| Q3 2019 | 2019-09-30 | 3.57% | — |
| Q2 2019 | 2019-06-30 | 3.33% | — |
| Q1 2019 | 2019-03-31 | 2.85% | — |
| Q4 2018 | 2018-12-31 | 3.58% | — |
Capital Bancorp return on equity trends
Over the last five fiscal years, Capital Bancorp's return on equity decreased from 17.65% to 15.11%, a change of −2.54 percentage points. The latest reported quarter, Q2 2026, shows 3.43%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Capital Bancorp source filings ↗