Commerce Bancshares Debt-to-Equity Ratio Growth & History (CBSH)
Commerce Bancshares's debt-to-equity ratio was 0.01 for fiscal 2025.
View full Commerce Bancshares company overviewCommerce Bancshares annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.01 | −0.00 | −11.98% |
| 2024 | 2024-12-31 | 0.01 | 0.00 | +3.17% |
| 2023 | 2023-12-31 | 0.01 | −0.00 | −10.61% |
| 2022 | 2022-12-31 | 0.01 | 0.00 | +29.18% |
| 2021 | 2021-12-31 | 0.01 | −0.00 | −7.94% |
| 2020 | 2020-12-31 | 0.01 | −0.00 | −0.20% |
| 2019 | 2019-12-31 | 0.01 | — | — |
| 2017 | 2017-12-31 | 0.00 | — | — |
| 2013 | 2013-12-31 | 0.21 | −0.03 | −11.39% |
| 2012 | 2012-12-31 | 0.23 | −0.00 | −1.63% |
| 2011 | 2011-12-31 | 0.24 | — | — |
Commerce Bancshares quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.01 | 0.00 | +45.95% |
| Q1 2026 | 2026-03-31 | 0.00 | — | — |
| Q4 2025 | 2025-12-31 | 0.01 | −0.00 | −11.98% |
| Q3 2025 | 2025-09-30 | 0.00 | — | — |
| Q2 2025 | 2025-06-30 | 0.00 | — | — |
| Q4 2024 | 2024-12-31 | 0.01 | 0.00 | +3.17% |
| Q4 2023 | 2023-12-31 | 0.01 | −0.00 | −10.61% |
| Q4 2022 | 2022-12-31 | 0.01 | 0.00 | +29.18% |
| Q4 2021 | 2021-12-31 | 0.01 | −0.00 | −7.94% |
| Q4 2020 | 2020-12-31 | 0.01 | −0.00 | −0.20% |
| Q4 2019 | 2019-12-31 | 0.01 | — | — |
| Q3 2019 | 2019-09-30 | 0.01 | — | — |
| Q2 2019 | 2019-06-30 | 0.01 | — | — |
| Q1 2019 | 2019-03-31 | 0.01 | — | — |
| Q4 2017 | 2017-12-31 | 0.00 | — | — |
| Q4 2013 | 2013-12-31 | 0.21 | −0.03 | −11.39% |
| Q4 2012 | 2012-12-31 | 0.23 | −0.00 | −1.63% |
| Q4 2011 | 2011-12-31 | 0.24 | — | — |
Commerce Bancshares debt-to-equity ratio trends
Over the last five fiscal years, Commerce Bancshares's debt-to-equity ratio decreased from 0.01 to 0.01, a change of −0.00. The latest reported quarter, Q2 2026, shows 0.01.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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