Community Financial System annual net profit margin
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2025
Community Financial System Net Profit Margin Growth & History (CBU)
Community Financial System's net profit margin was 25.57% for fiscal 2025.
View full Community Financial System company overviewCommunity Financial System annual net profit margin history
| Fiscal year | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 25.57% | +1.26 pp |
| 2024 | 2024-12-31 | 24.32% | +5.70 pp |
| 2023 | 2023-12-31 | 18.61% | −8.89 pp |
| 2022 | 2022-12-31 | 27.50% | −3.06 pp |
| 2021 | 2021-12-31 | 30.56% | +2.97 pp |
| 2020 | 2020-12-31 | 27.59% | −1.07 pp |
| 2019 | 2019-12-31 | 28.66% | −0.97 pp |
| 2018 | 2018-12-31 | 29.63% | +0.54 pp |
| 2017 | 2017-12-31 | 29.09% | +4.92 pp |
| 2016 | 2016-12-31 | 24.17% | −0.37 pp |
| 2015 | 2015-12-31 | 24.54% | −0.59 pp |
| 2014 | 2014-12-31 | 25.14% | +1.97 pp |
| 2013 | 2013-12-31 | 23.17% | −0.21 pp |
| 2012 | 2012-12-31 | 23.38% | −1.11 pp |
| 2011 | 2011-12-31 | 24.49% | +1.08 pp |
| 2010 | 2010-12-31 | 23.41% | +6.77 pp |
| 2009 | 2009-12-31 | 16.64% | — |
Community Financial System quarterly net profit margin
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Q1.26
Q2.26
| Fiscal quarter | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 27.90% | +2.30 pp |
| Q1 2026 | 2026-03-31 | 26.58% | +1.44 pp |
| Q4 2025 | 2025-12-31 | 25.08% | −0.15 pp |
| Q3 2025 | 2025-09-30 | 26.47% | +3.39 pp |
| Q2 2025 | 2025-06-30 | 25.60% | −0.40 pp |
| Q1 2025 | 2025-03-31 | 25.14% | +2.24 pp |
| Q4 2024 | 2024-12-31 | 25.22% | +10.80 pp |
| Q3 2024 | 2024-09-30 | 23.07% | −2.09 pp |
| Q2 2024 | 2024-06-30 | 26.00% | −1.56 pp |
| Q1 2024 | 2024-03-31 | 22.90% | +18.24 pp |
| Q4 2023 | 2023-12-31 | 14.42% | −14.68 pp |
| Q3 2023 | 2023-09-30 | 25.16% | −2.56 pp |
| Q2 2023 | 2023-06-30 | 27.55% | +3.75 pp |
| Q1 2023 | 2023-03-31 | 4.66% | −24.65 pp |
| Q4 2022 | 2022-12-31 | 29.10% | +1.82 pp |
| Q3 2022 | 2022-09-30 | 27.72% | −1.17 pp |
| Q2 2022 | 2022-06-30 | 23.80% | −7.83 pp |
| Q1 2022 | 2022-03-31 | 29.31% | −5.35 pp |
| Q4 2021 | 2021-12-31 | 27.28% | −3.58 pp |
| Q3 2021 | 2021-09-30 | 28.89% | +0.84 pp |
| Q2 2021 | 2021-06-30 | 31.63% | +7.31 pp |
| Q1 2021 | 2021-03-31 | 34.66% | +7.66 pp |
| Q4 2020 | 2020-12-31 | 30.86% | +2.24 pp |
| Q3 2020 | 2020-09-30 | 28.05% | +1.62 pp |
| Q2 2020 | 2020-06-30 | 24.33% | −5.88 pp |
| Q1 2020 | 2020-03-31 | 26.99% | −2.43 pp |
| Q4 2019 | 2019-12-31 | 28.62% | −0.21 pp |
| Q3 2019 | 2019-09-30 | 26.43% | −3.93 pp |
| Q2 2019 | 2019-06-30 | 30.21% | −0.89 pp |
| Q1 2019 | 2019-03-31 | 29.42% | +1.20 pp |
| Q4 2018 | 2018-12-31 | 28.83% | −22.65 pp |
| Q3 2018 | 2018-09-30 | 30.36% | +4.70 pp |
| Q2 2018 | 2018-06-30 | 31.10% | +17.80 pp |
| Q1 2018 | 2018-03-31 | 28.22% | +4.69 pp |
| Q4 2017 | 2017-12-31 | 51.48% | +27.24 pp |
| Q3 2017 | 2017-09-30 | 25.66% | +0.61 pp |
| Q2 2017 | 2017-06-30 | 13.30% | −10.85 pp |
| Q1 2017 | 2017-03-31 | 23.53% | +0.32 pp |
| Q4 2016 | 2016-12-31 | 24.24% | +3.79 pp |
| Q3 2016 | 2016-09-30 | 25.05% | −1.64 pp |
| Q2 2016 | 2016-06-30 | 24.15% | −2.07 pp |
| Q1 2016 | 2016-03-31 | 23.21% | −1.88 pp |
| Q4 2015 | 2015-12-31 | 20.45% | −4.78 pp |
| Q3 2015 | 2015-09-30 | 26.69% | +2.50 pp |
| Q2 2015 | 2015-06-30 | 26.21% | +0.15 pp |
| Q1 2015 | 2015-03-31 | 25.08% | +0.02 pp |
| Q4 2014 | 2014-12-31 | 25.23% | +6.36 pp |
| Q3 2014 | 2014-09-30 | 24.19% | −0.74 pp |
| Q2 2014 | 2014-06-30 | 26.06% | +1.37 pp |
| Q1 2014 | 2014-03-31 | 25.06% | +1.12 pp |
| Q4 2013 | 2013-12-31 | 18.87% | −2.95 pp |
| Q3 2013 | 2013-09-30 | 24.93% | +3.23 pp |
| Q2 2013 | 2013-06-30 | 24.70% | −1.17 pp |
| Q1 2013 | 2013-03-31 | 23.94% | −0.39 pp |
| Q4 2012 | 2012-12-31 | 21.82% | −2.67 pp |
| Q3 2012 | 2012-09-30 | 21.70% | −4.02 pp |
| Q2 2012 | 2012-06-30 | 25.86% | +2.49 pp |
| Q1 2012 | 2012-03-31 | 24.33% | −0.02 pp |
| Q4 2011 | 2011-12-31 | 24.49% | — |
| Q3 2011 | 2011-09-30 | 25.72% | +0.79 pp |
| Q2 2011 | 2011-06-30 | 23.37% | −0.28 pp |
| Q1 2011 | 2011-03-31 | 24.35% | — |
| Q3 2010 | 2010-09-30 | 24.93% | — |
| Q2 2010 | 2010-06-30 | 23.66% | — |
Community Financial System net profit margin trends
Over the last five fiscal years, Community Financial System's net profit margin decreased from 27.59% to 25.57%, a change of −2.02 percentage points. The latest reported quarter, Q2 2026, shows 27.90%.
About the metric
What net profit margin means
Net profit margin measures the percentage of revenue remaining as net income after operating costs, interest, taxes, and other expenses. It shows how much bottom-line profit or loss a company generates from each dollar of revenue.
Calculation and source
How net profit margin is calculated
TickerStat calculates net profit margin as SEC-reported net income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Community Financial System source filings ↗