Cincinnati Financial annual return on equity
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2025
Cincinnati Financial Return on Equity (ROE) Growth & History (CINF)
Cincinnati Financial's return on equity was 16.04% for fiscal 2025.
View full Cincinnati Financial company overviewCincinnati Financial annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 16.04% | −1.57 pp |
| 2024 | 2024-12-31 | 17.61% | +1.34 pp |
| 2023 | 2023-12-31 | 16.27% | +20.44 pp |
| 2022 | 2022-12-31 | −4.18% | −29.38 pp |
| 2021 | 2021-12-31 | 25.20% | +13.43 pp |
| 2020 | 2020-12-31 | 11.78% | −10.79 pp |
| 2019 | 2019-12-31 | 22.57% | +19.00 pp |
| 2018 | 2018-12-31 | 3.57% | −10.09 pp |
| 2017 | 2017-12-31 | 13.66% | +4.89 pp |
| 2016 | 2016-12-31 | 8.76% | −0.99 pp |
| 2015 | 2015-12-31 | 9.75% | +1.45 pp |
| 2014 | 2014-12-31 | 8.30% | −0.67 pp |
| 2013 | 2013-12-31 | 8.97% | +0.94 pp |
| 2012 | 2012-12-31 | 8.03% | +4.76 pp |
| 2011 | 2011-12-31 | 3.27% | −4.41 pp |
| 2010 | 2010-12-31 | 7.67% | −1.99 pp |
| 2009 | 2009-12-31 | 9.66% | — |
Cincinnati Financial quarterly return on equity
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Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 7.75% | +2.86 pp |
| Q1 2026 | 2026-03-31 | 1.73% | +2.38 pp |
| Q4 2025 | 2025-12-31 | 4.32% | +1.40 pp |
| Q3 2025 | 2025-09-30 | 7.55% | +1.38 pp |
| Q2 2025 | 2025-06-30 | 4.89% | +2.44 pp |
| Q1 2025 | 2025-03-31 | −0.65% | −6.75 pp |
| Q4 2024 | 2024-12-31 | 2.92% | −7.49 pp |
| Q3 2024 | 2024-09-30 | 6.17% | +7.08 pp |
| Q2 2024 | 2024-06-30 | 2.45% | −2.45 pp |
| Q1 2024 | 2024-03-31 | 6.10% | +3.99 pp |
| Q4 2023 | 2023-12-31 | 10.41% | +0.30 pp |
| Q3 2023 | 2023-09-30 | −0.91% | +3.25 pp |
| Q2 2023 | 2023-06-30 | 4.91% | +12.20 pp |
| Q1 2023 | 2023-03-31 | 2.11% | +4.27 pp |
| Q4 2022 | 2022-12-31 | 10.11% | −2.02 pp |
| Q3 2022 | 2022-09-30 | −4.16% | −5.45 pp |
| Q2 2022 | 2022-06-30 | −7.30% | −13.41 pp |
| Q1 2022 | 2022-03-31 | −2.16% | −7.81 pp |
| Q4 2021 | 2021-12-31 | 12.13% | +1.91 pp |
| Q3 2021 | 2021-09-30 | 1.29% | −3.80 pp |
| Q2 2021 | 2021-06-30 | 6.11% | −4.39 pp |
| Q1 2021 | 2021-03-31 | 5.66% | +19.35 pp |
| Q4 2020 | 2020-12-31 | 10.22% | +3.71 pp |
| Q3 2020 | 2020-09-30 | 5.09% | +2.41 pp |
| Q2 2020 | 2020-06-30 | 10.51% | +5.69 pp |
| Q1 2020 | 2020-03-31 | −13.69% | −22.14 pp |
| Q4 2019 | 2019-12-31 | 6.51% | +12.10 pp |
| Q3 2019 | 2019-09-30 | 2.68% | −4.13 pp |
| Q2 2019 | 2019-06-30 | 4.82% | +2.08 pp |
| Q1 2019 | 2019-03-31 | 8.44% | +8.83 pp |
| Q4 2018 | 2018-12-31 | −5.59% | −13.74 pp |
| Q3 2018 | 2018-09-30 | 6.81% | +5.44 pp |
| Q2 2018 | 2018-06-30 | 2.74% | +1.37 pp |
| Q1 2018 | 2018-03-31 | −0.38% | −3.19 pp |
| Q4 2017 | 2017-12-31 | 8.14% | +6.73 pp |
| Q3 2017 | 2017-09-30 | 1.37% | −1.19 pp |
| Q2 2017 | 2017-06-30 | 1.37% | −0.43 pp |
| Q1 2017 | 2017-03-31 | 2.81% | −0.05 pp |
| Q4 2016 | 2016-12-31 | 1.41% | −1.03 pp |
| Q3 2016 | 2016-09-30 | 2.55% | −0.15 pp |
| Q2 2016 | 2016-06-30 | 1.79% | −0.89 pp |
| Q1 2016 | 2016-03-31 | 2.86% | +0.91 pp |
| Q4 2015 | 2015-12-31 | 2.44% | −0.14 pp |
| Q3 2015 | 2015-09-30 | 2.71% | −0.17 pp |
| Q2 2015 | 2015-06-30 | 2.69% | +1.34 pp |
| Q1 2015 | 2015-03-31 | 1.94% | +0.46 pp |
| Q4 2014 | 2014-12-31 | 2.58% | +0.53 pp |
| Q3 2014 | 2014-09-30 | 2.88% | +0.60 pp |
| Q2 2014 | 2014-06-30 | 1.34% | −0.57 pp |
| Q1 2014 | 2014-03-31 | 1.49% | −1.25 pp |
| Q4 2013 | 2013-12-31 | 2.05% | −1.50 pp |
| Q3 2013 | 2013-09-30 | 2.28% | +0.16 pp |
| Q2 2013 | 2013-06-30 | 1.92% | +1.30 pp |
| Q1 2013 | 2013-03-31 | 2.74% | +1.06 pp |
| Q4 2012 | 2012-12-31 | 3.55% | +0.82 pp |
| Q3 2012 | 2012-09-30 | 2.11% | +1.73 pp |
| Q2 2012 | 2012-06-30 | 0.62% | +1.61 pp |
| Q1 2012 | 2012-03-31 | 1.68% | +0.47 pp |
| Q4 2011 | 2011-12-31 | 2.74% | +0.26 pp |
| Q3 2011 | 2011-09-30 | 0.39% | −2.81 pp |
| Q2 2011 | 2011-06-30 | −0.99% | −1.56 pp |
| Q1 2011 | 2011-03-31 | 1.21% | — |
| Q4 2010 | 2010-12-31 | 2.47% | — |
| Q3 2010 | 2010-09-30 | 3.20% | — |
| Q2 2010 | 2010-06-30 | 0.57% | — |
Cincinnati Financial return on equity trends
Over the last five fiscal years, Cincinnati Financial's return on equity increased from 11.78% to 16.04%, a change of +4.26 percentage points. The latest reported quarter, Q2 2026, shows 7.75%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Cincinnati Financial source filings ↗