Civista Bancshares Debt-to-Equity Ratio Growth & History (CIVB)
Civista Bancshares's debt-to-equity ratio was 0.00 for fiscal 2025.
View full Civista Bancshares company overviewCivista Bancshares annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.00 | 0.00 | +60.52% |
| 2024 | 2024-12-31 | 0.00 | −0.00 | −37.63% |
| 2023 | 2023-12-31 | 0.00 | −0.00 | −31.58% |
| 2022 | 2022-12-31 | 0.01 | −0.00 | −1.57% |
| 2021 | 2021-12-31 | 0.01 | −0.00 | −14.83% |
| 2020 | 2020-12-31 | 0.01 | −0.00 | −22.85% |
| 2019 | 2019-12-31 | 0.01 | −0.00 | −1.22% |
| 2018 | 2018-12-31 | 0.01 | 0.01 | — |
| 2017 | 2017-12-31 | 0.00 | 0.00 | — |
| 2016 | 2016-12-31 | 0.00 | 0.00 | — |
| 2015 | 2015-12-31 | 0.00 | 0.00 | — |
| 2014 | 2014-12-31 | 0.00 | 0.00 | — |
| 2013 | 2013-12-31 | 0.00 | — | — |
Civista Bancshares quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.00 | −0.00 | −21.09% |
| Q1 2026 | 2026-03-31 | 0.00 | −0.00 | −35.88% |
| Q4 2025 | 2025-12-31 | 0.00 | 0.00 | +60.52% |
| Q3 2025 | 2025-09-30 | 0.01 | — | — |
| Q2 2025 | 2025-06-30 | 0.01 | — | — |
| Q1 2025 | 2025-03-31 | 0.01 | — | — |
| Q4 2024 | 2024-12-31 | 0.00 | −0.00 | −37.63% |
| Q4 2023 | 2023-12-31 | 0.00 | −0.00 | −31.58% |
| Q4 2022 | 2022-12-31 | 0.01 | −0.00 | −1.57% |
| Q4 2021 | 2021-12-31 | 0.01 | −0.00 | −14.83% |
| Q4 2020 | 2020-12-31 | 0.01 | −0.00 | −22.85% |
| Q1 2020 | 2020-03-31 | 0.01 | 0.00 | +41.05% |
| Q4 2019 | 2019-12-31 | 0.01 | −0.00 | −1.22% |
| Q3 2019 | 2019-09-30 | 0.01 | 0.01 | — |
| Q2 2019 | 2019-06-30 | 0.01 | 0.01 | — |
| Q1 2019 | 2019-03-31 | 0.01 | 0.01 | — |
| Q4 2018 | 2018-12-31 | 0.01 | 0.01 | — |
| Q3 2018 | 2018-09-30 | 0.00 | 0.00 | — |
| Q2 2018 | 2018-06-30 | 0.00 | 0.00 | — |
| Q1 2018 | 2018-03-31 | 0.00 | 0.00 | — |
| Q4 2017 | 2017-12-31 | 0.00 | 0.00 | — |
| Q3 2017 | 2017-09-30 | 0.00 | 0.00 | — |
| Q2 2017 | 2017-06-30 | 0.00 | 0.00 | — |
| Q1 2017 | 2017-03-31 | 0.00 | 0.00 | — |
| Q4 2016 | 2016-12-31 | 0.00 | 0.00 | — |
| Q3 2016 | 2016-09-30 | 0.00 | 0.00 | — |
| Q2 2016 | 2016-06-30 | 0.00 | 0.00 | — |
| Q1 2016 | 2016-03-31 | 0.00 | 0.00 | — |
| Q4 2015 | 2015-12-31 | 0.00 | 0.00 | — |
| Q3 2015 | 2015-09-30 | 0.00 | 0.00 | — |
| Q2 2015 | 2015-06-30 | 0.00 | 0.00 | — |
| Q1 2015 | 2015-03-31 | 0.00 | 0.00 | — |
| Q4 2014 | 2014-12-31 | 0.00 | 0.00 | — |
| Q3 2014 | 2014-09-30 | 0.00 | — | — |
| Q2 2014 | 2014-06-30 | 0.00 | — | — |
| Q1 2014 | 2014-03-31 | 0.00 | — | — |
| Q4 2013 | 2013-12-31 | 0.00 | — | — |
Civista Bancshares debt-to-equity ratio trends
Over the last five fiscal years, Civista Bancshares's debt-to-equity ratio decreased from 0.01 to 0.00, a change of −0.00. The latest reported quarter, Q2 2026, shows 0.00.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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