Citizens Holding annual debt-to-equity ratio
2019
2020
2021
2022
2023
2024
2025
Citizens Holding Debt-to-Equity Ratio Growth & History (CIZN)
Citizens Holding's debt-to-equity ratio was 0.22 for fiscal 2025.
View full Citizens Holding company overviewCitizens Holding annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.22 | −0.10 | −30.93% |
| 2024 | 2024-12-31 | 0.31 | −3.80 | −92.37% |
| 2023 | 2023-12-31 | 4.12 | 0.39 | +10.36% |
| 2022 | 2022-12-31 | 3.73 | 2.49 | +200.90% |
| 2021 | 2021-12-31 | 1.24 | −0.63 | −33.72% |
| 2020 | 2020-12-31 | 1.87 | 1.86 | +27265.64% |
| 2019 | 2019-12-31 | 0.01 | — | — |
Citizens Holding quarterly debt-to-equity ratio
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q4.21
Q4.22
Q1.23
Q4.23
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q1 2026 | 2026-03-31 | 0.28 | −0.01 | −2.38% |
| Q4 2025 | 2025-12-31 | 0.22 | — | — |
| Q3 2025 | 2025-09-30 | 0.24 | — | — |
| Q2 2025 | 2025-06-30 | 0.27 | — | — |
| Q1 2025 | 2025-03-31 | 0.29 | — | — |
| Q4 2023 | 2023-12-31 | 4.12 | 0.39 | +10.36% |
| Q1 2023 | 2023-03-31 | 0.04 | — | — |
| Q4 2022 | 2022-12-31 | 3.73 | 2.49 | +200.90% |
| Q4 2021 | 2021-12-31 | 1.24 | −0.63 | −33.72% |
| Q2 2021 | 2021-06-30 | 0.02 | 0.02 | +351.70% |
| Q1 2021 | 2021-03-31 | 0.02 | 0.02 | +325.07% |
| Q4 2020 | 2020-12-31 | 1.87 | 1.86 | +27265.64% |
| Q3 2020 | 2020-09-30 | 0.02 | 0.01 | +139.80% |
| Q2 2020 | 2020-06-30 | 0.01 | −0.00 | −47.46% |
| Q1 2020 | 2020-03-31 | 0.01 | −0.01 | −51.53% |
| Q4 2019 | 2019-12-31 | 0.01 | — | — |
| Q3 2019 | 2019-09-30 | 0.01 | — | — |
| Q2 2019 | 2019-06-30 | 0.01 | — | — |
| Q1 2019 | 2019-03-31 | 0.01 | — | — |
Citizens Holding debt-to-equity ratio trends
Over the last five fiscal years, Citizens Holding's debt-to-equity ratio decreased from 1.87 to 0.22, a change of −1.65. The latest reported quarter, Q1 2026, shows 0.28.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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