CNFinance Holdings Debt-to-Equity Ratio Growth & History (CNF)
CNFinance Holdings's debt-to-equity ratio was 0.19 for fiscal 2025.
View full CNFinance Holdings company overviewCNFinance Holdings annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.19 | −1.28 | −86.96% |
| 2024 | 2024-12-31 | 1.47 | −0.60 | −28.86% |
| 2023 | 2023-12-31 | 2.06 | 0.07 | +3.35% |
| 2022 | 2022-12-31 | 2.00 | −0.11 | −5.42% |
| 2021 | 2021-12-31 | 2.11 | 0.59 | +39.26% |
| 2020 | 2020-12-31 | 1.52 | −0.34 | −18.49% |
| 2019 | 2019-12-31 | 1.86 | −1.79 | −49.04% |
| 2018 | 2018-12-31 | 3.65 | −3.01 | −45.22% |
| 2017 | 2017-12-31 | 6.66 | — | — |
CNFinance Holdings quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.13 | −0.64 | −82.94% |
| Q4 2025 | 2025-12-31 | 0.19 | −1.28 | −86.96% |
| Q2 2025 | 2025-06-30 | 0.77 | — | — |
| Q4 2024 | 2024-12-31 | 1.47 | −0.60 | −28.86% |
| Q4 2023 | 2023-12-31 | 2.06 | 0.07 | +3.35% |
| Q4 2022 | 2022-12-31 | 2.00 | −0.11 | −5.42% |
| Q3 2022 | 2022-09-30 | 1.96 | — | — |
| Q4 2021 | 2021-12-31 | 2.11 | 0.59 | +39.26% |
| Q4 2020 | 2020-12-31 | 1.52 | −0.34 | −18.49% |
| Q4 2019 | 2019-12-31 | 1.86 | −1.79 | −49.04% |
| Q4 2018 | 2018-12-31 | 3.65 | — | — |
CNFinance Holdings debt-to-equity ratio trends
Over the last five fiscal years, CNFinance Holdings's debt-to-equity ratio decreased from 1.52 to 0.19, a change of −1.32. The latest reported quarter, Q2 2026, shows 0.13.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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