Choiceone Financial Services Net Profit Margin Growth & History (COFS)
Choiceone Financial Services's net profit margin was 17.42% for fiscal 2025.
View full Choiceone Financial Services company overviewChoiceone Financial Services annual net profit margin history
| Fiscal year | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 17.42% | −11.49 pp |
| 2024 | 2024-12-31 | 28.91% | +2.60 pp |
| 2023 | 2023-12-31 | 26.32% | −2.73 pp |
| 2022 | 2022-12-31 | 29.05% | +1.44 pp |
| 2021 | 2021-12-31 | 27.61% | +6.44 pp |
| 2020 | 2020-12-31 | 21.16% | +1.75 pp |
| 2019 | 2019-12-31 | 19.41% | −5.89 pp |
| 2018 | 2018-12-31 | 25.30% | +3.56 pp |
| 2017 | 2017-12-31 | 21.74% | −0.63 pp |
| 2016 | 2016-12-31 | 22.37% | +0.34 pp |
| 2015 | 2015-12-31 | 22.03% | −1.06 pp |
| 2014 | 2014-12-31 | 23.09% | +1.72 pp |
| 2013 | 2013-12-31 | 21.37% | +4.02 pp |
| 2012 | 2012-12-31 | 17.35% | +2.75 pp |
| 2011 | 2011-12-31 | 14.60% | +2.59 pp |
| 2010 | 2010-12-31 | 12.01% | +5.11 pp |
| 2009 | 2009-12-31 | 6.90% | — |
Choiceone Financial Services quarterly net profit margin
| Fiscal quarter | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 29.93% | −1.67 pp |
| Q1 2026 | 2026-03-31 | 32.28% | +76.80 pp |
| Q4 2025 | 2025-12-31 | 32.30% | +2.89 pp |
| Q3 2025 | 2025-09-30 | 32.81% | +3.56 pp |
| Q2 2025 | 2025-06-30 | 31.60% | +2.27 pp |
| Q1 2025 | 2025-03-31 | −44.52% | −71.97 pp |
| Q4 2024 | 2024-12-31 | 29.41% | +3.72 pp |
| Q3 2024 | 2024-09-30 | 29.26% | +3.56 pp |
| Q2 2024 | 2024-06-30 | 29.33% | +2.70 pp |
| Q1 2024 | 2024-03-31 | 27.45% | +0.21 pp |
| Q4 2023 | 2023-12-31 | 25.69% | −5.96 pp |
| Q3 2023 | 2023-09-30 | 25.70% | −2.82 pp |
| Q2 2023 | 2023-06-30 | 26.63% | −1.85 pp |
| Q1 2023 | 2023-03-31 | 27.23% | −0.18 pp |
| Q4 2022 | 2022-12-31 | 31.65% | +6.45 pp |
| Q3 2022 | 2022-09-30 | 28.52% | +0.36 pp |
| Q2 2022 | 2022-06-30 | 28.48% | +2.26 pp |
| Q1 2022 | 2022-03-31 | 27.41% | −3.33 pp |
| Q4 2021 | 2021-12-31 | 25.20% | +4.37 pp |
| Q3 2021 | 2021-09-30 | 28.16% | +9.38 pp |
| Q2 2021 | 2021-06-30 | 26.21% | +2.43 pp |
| Q1 2021 | 2021-03-31 | 30.75% | +9.15 pp |
| Q4 2020 | 2020-12-31 | 20.83% | +0.17 pp |
| Q3 2020 | 2020-09-30 | 18.78% | +5.18 pp |
| Q2 2020 | 2020-06-30 | 23.78% | +4.04 pp |
| Q1 2020 | 2020-03-31 | 21.59% | −0.97 pp |
| Q4 2019 | 2019-12-31 | 20.66% | −4.33 pp |
| Q3 2019 | 2019-09-30 | 13.60% | −13.71 pp |
| Q2 2019 | 2019-06-30 | 19.73% | −5.32 pp |
| Q1 2019 | 2019-03-31 | 22.57% | −1.19 pp |
| Q4 2018 | 2018-12-31 | 24.99% | +6.87 pp |
| Q3 2018 | 2018-09-30 | 27.31% | +3.49 pp |
| Q2 2018 | 2018-06-30 | 25.05% | +1.76 pp |
| Q1 2018 | 2018-03-31 | 23.76% | +1.81 pp |
| Q4 2017 | 2017-12-31 | 18.11% | −6.48 pp |
| Q3 2017 | 2017-09-30 | 23.82% | −0.24 pp |
| Q2 2017 | 2017-06-30 | 23.29% | +2.17 pp |
| Q1 2017 | 2017-03-31 | 21.95% | +2.42 pp |
| Q4 2016 | 2016-12-31 | 24.59% | +5.09 pp |
| Q3 2016 | 2016-09-30 | 24.06% | +2.05 pp |
| Q2 2016 | 2016-06-30 | 21.13% | −1.12 pp |
| Q1 2016 | 2016-03-31 | 19.53% | −4.67 pp |
| Q4 2015 | 2015-12-31 | 19.50% | −4.72 pp |
| Q3 2015 | 2015-09-30 | 22.01% | −2.38 pp |
| Q2 2015 | 2015-06-30 | 22.24% | +0.07 pp |
| Q1 2015 | 2015-03-31 | 24.20% | +2.83 pp |
| Q4 2014 | 2014-12-31 | 24.22% | +1.69 pp |
| Q3 2014 | 2014-09-30 | 24.39% | +3.19 pp |
| Q2 2014 | 2014-06-30 | 22.17% | +0.59 pp |
| Q1 2014 | 2014-03-31 | 21.37% | +1.20 pp |
| Q4 2013 | 2013-12-31 | 22.53% | +4.98 pp |
| Q3 2013 | 2013-09-30 | 21.20% | +2.99 pp |
| Q2 2013 | 2013-06-30 | 21.58% | +4.57 pp |
| Q1 2013 | 2013-03-31 | 20.17% | +3.56 pp |
| Q4 2012 | 2012-12-31 | 17.55% | +1.10 pp |
| Q3 2012 | 2012-09-30 | 18.21% | +3.52 pp |
| Q2 2012 | 2012-06-30 | 17.01% | +2.18 pp |
| Q1 2012 | 2012-03-31 | 16.61% | +4.35 pp |
| Q4 2011 | 2011-12-31 | 16.46% | — |
| Q3 2011 | 2011-09-30 | 14.70% | +1.85 pp |
| Q2 2011 | 2011-06-30 | 14.83% | +2.76 pp |
| Q1 2011 | 2011-03-31 | 12.25% | — |
| Q3 2010 | 2010-09-30 | 12.84% | — |
| Q2 2010 | 2010-06-30 | 12.07% | — |
Choiceone Financial Services net profit margin trends
Over the last five fiscal years, Choiceone Financial Services's net profit margin decreased from 21.16% to 17.42%, a change of −3.74 percentage points. The latest reported quarter, Q2 2026, shows 29.93%.
What net profit margin means
Net profit margin measures the percentage of revenue remaining as net income after operating costs, interest, taxes, and other expenses. It shows how much bottom-line profit or loss a company generates from each dollar of revenue.
How net profit margin is calculated
TickerStat calculates net profit margin as SEC-reported net income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Choiceone Financial Services source filings ↗