Community Trust Bancorp Debt-to-Equity Ratio Growth & History (CTBI)
Community Trust Bancorp's debt-to-equity ratio was 0.45 for fiscal 2025.
View full Community Trust Bancorp company overviewCommunity Trust Bancorp annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.45 | 0.03 | +7.76% |
| 2024 | 2024-12-31 | 0.42 | −0.01 | −3.23% |
| 2023 | 2023-12-31 | 0.44 | −0.03 | −5.96% |
| 2022 | 2022-12-31 | 0.46 | 0.06 | +13.83% |
| 2021 | 2021-12-31 | 0.41 | −0.16 | −27.92% |
| 2020 | 2020-12-31 | 0.57 | 0.16 | +39.09% |
| 2019 | 2019-12-31 | 0.41 | −0.01 | −1.93% |
| 2018 | 2018-12-31 | 0.41 | −0.06 | −12.39% |
| 2017 | 2017-12-31 | 0.47 | −0.04 | −7.42% |
| 2016 | 2016-12-31 | 0.51 | −0.02 | −4.61% |
| 2015 | 2015-12-31 | 0.54 | −0.01 | −2.54% |
| 2014 | 2014-12-31 | 0.55 | −0.13 | −19.55% |
| 2013 | 2013-12-31 | 0.68 | −0.03 | −3.60% |
| 2012 | 2012-12-31 | 0.71 | −0.09 | −10.83% |
| 2011 | 2011-12-31 | 0.79 | 0.61 | +338.83% |
| 2010 | 2010-12-31 | 0.18 | — | — |
Community Trust Bancorp quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.02 | −0.00 | −10.02% |
| Q1 2026 | 2026-03-31 | 0.02 | −0.00 | −12.54% |
| Q4 2025 | 2025-12-31 | 0.45 | 0.03 | +7.76% |
| Q3 2025 | 2025-09-30 | 0.02 | −0.00 | −0.37% |
| Q2 2025 | 2025-06-30 | 0.02 | −0.00 | −9.69% |
| Q1 2025 | 2025-03-31 | 0.02 | −0.00 | −8.34% |
| Q4 2024 | 2024-12-31 | 0.42 | −0.01 | −3.23% |
| Q3 2024 | 2024-09-30 | 0.02 | −0.01 | −20.65% |
| Q2 2024 | 2024-06-30 | 0.02 | −0.00 | −15.84% |
| Q1 2024 | 2024-03-31 | 0.02 | −0.00 | −14.62% |
| Q4 2023 | 2023-12-31 | 0.44 | −0.03 | −5.96% |
| Q3 2023 | 2023-09-30 | 0.03 | 0.00 | +22.68% |
| Q2 2023 | 2023-06-30 | 0.03 | 0.01 | +32.87% |
| Q1 2023 | 2023-03-31 | 0.03 | 0.01 | +36.97% |
| Q4 2022 | 2022-12-31 | 0.46 | 0.06 | +13.83% |
| Q3 2022 | 2022-09-30 | 0.02 | 0.00 | +9.64% |
| Q2 2022 | 2022-06-30 | 0.02 | −0.00 | −0.17% |
| Q1 2022 | 2022-03-31 | 0.02 | −0.00 | −4.30% |
| Q4 2021 | 2021-12-31 | 0.41 | −0.16 | −27.92% |
| Q3 2021 | 2021-09-30 | 0.02 | −0.00 | −13.54% |
| Q2 2021 | 2021-06-30 | 0.02 | −0.00 | −14.12% |
| Q1 2021 | 2021-03-31 | 0.02 | −0.00 | −15.55% |
| Q4 2020 | 2020-12-31 | 0.57 | 0.16 | +39.09% |
| Q3 2020 | 2020-09-30 | 0.02 | −0.00 | −12.37% |
| Q2 2020 | 2020-06-30 | 0.02 | −0.00 | −11.90% |
| Q1 2020 | 2020-03-31 | 0.02 | −0.00 | −11.10% |
| Q4 2019 | 2019-12-31 | 0.41 | −0.01 | −1.93% |
| Q3 2019 | 2019-09-30 | 0.03 | — | — |
| Q2 2019 | 2019-06-30 | 0.03 | — | — |
| Q1 2019 | 2019-03-31 | 0.03 | — | — |
| Q4 2018 | 2018-12-31 | 0.41 | −0.06 | −12.39% |
| Q4 2017 | 2017-12-31 | 0.47 | −0.04 | −7.42% |
| Q4 2016 | 2016-12-31 | 0.51 | −0.02 | −4.61% |
| Q4 2015 | 2015-12-31 | 0.54 | −0.01 | −2.54% |
| Q4 2014 | 2014-12-31 | 0.55 | −0.13 | −19.55% |
| Q3 2014 | 2014-09-30 | 0.14 | −0.01 | −6.75% |
| Q2 2014 | 2014-06-30 | 0.14 | −0.01 | −7.73% |
| Q1 2014 | 2014-03-31 | 0.15 | −0.01 | −3.65% |
| Q4 2013 | 2013-12-31 | 0.68 | −0.03 | −3.60% |
| Q3 2013 | 2013-09-30 | 0.15 | −0.00 | −3.08% |
| Q2 2013 | 2013-06-30 | 0.15 | −0.01 | −3.25% |
| Q1 2013 | 2013-03-31 | 0.15 | −0.01 | −7.78% |
| Q4 2012 | 2012-12-31 | 0.71 | −0.09 | −10.83% |
| Q3 2012 | 2012-09-30 | 0.15 | −0.01 | −8.79% |
| Q2 2012 | 2012-06-30 | 0.16 | −0.02 | −9.05% |
| Q1 2012 | 2012-03-31 | 0.16 | — | — |
| Q4 2011 | 2011-12-31 | 0.79 | 0.61 | +338.83% |
| Q3 2011 | 2011-09-30 | 0.17 | — | — |
| Q2 2011 | 2011-06-30 | 0.17 | — | — |
| Q4 2010 | 2010-12-31 | 0.18 | — | — |
Community Trust Bancorp debt-to-equity ratio trends
Over the last five fiscal years, Community Trust Bancorp's debt-to-equity ratio decreased from 0.57 to 0.45, a change of −0.11. The latest reported quarter, Q2 2026, shows 0.02.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Community Trust Bancorp source filings ↗