Customers Bancorp Debt-to-Equity Ratio Growth & History (CUBI)
Customers Bancorp's debt-to-equity ratio was 0.02 for fiscal 2025.
View full Customers Bancorp company overviewCustomers Bancorp annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.02 | −0.06 | −73.73% |
| 2024 | 2024-12-31 | 0.08 | 0.06 | +581.49% |
| 2023 | 2023-12-31 | 0.01 | −0.22 | −95.16% |
| 2022 | 2022-12-31 | 0.23 | −0.35 | −60.65% |
| 2021 | 2021-12-31 | 0.58 | −4.38 | −88.33% |
| 2020 | 2020-12-31 | 4.95 | 3.61 | +270.00% |
| 2019 | 2019-12-31 | 1.34 | −0.16 | −10.74% |
| 2018 | 2018-12-31 | 1.50 | −0.42 | −21.82% |
| 2017 | 2017-12-31 | 1.92 | 0.81 | +72.51% |
| 2016 | 2016-12-31 | 1.11 | −1.95 | −63.67% |
| 2015 | 2015-12-31 | 3.06 | −0.59 | −16.17% |
| 2014 | 2014-12-31 | 3.65 | 1.66 | +82.91% |
| 2013 | 2013-12-31 | 2.00 | 0.24 | +13.72% |
| 2012 | 2012-12-31 | 1.76 | −0.52 | −22.82% |
| 2011 | 2011-12-31 | 2.27 | — | — |
Customers Bancorp quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.02 | −0.06 | −75.74% |
| Q1 2026 | 2026-03-31 | 0.05 | −0.02 | −29.91% |
| Q4 2025 | 2025-12-31 | 0.02 | −0.06 | −73.73% |
| Q3 2025 | 2025-09-30 | 0.04 | 0.02 | +101.25% |
| Q2 2025 | 2025-06-30 | 0.07 | 0.06 | +571.97% |
| Q1 2025 | 2025-03-31 | 0.07 | 0.06 | +554.03% |
| Q4 2024 | 2024-12-31 | 0.08 | 0.06 | +581.49% |
| Q3 2024 | 2024-09-30 | 0.02 | 0.01 | +71.36% |
| Q2 2024 | 2024-06-30 | 0.01 | −0.00 | −20.23% |
| Q1 2024 | 2024-03-31 | 0.01 | −0.00 | −24.29% |
| Q4 2023 | 2023-12-31 | 0.01 | −0.22 | −95.16% |
| Q3 2023 | 2023-09-30 | 0.01 | −0.27 | −95.56% |
| Q2 2023 | 2023-06-30 | 0.01 | −0.67 | −98.00% |
| Q1 2023 | 2023-03-31 | 0.01 | −0.50 | −97.14% |
| Q4 2022 | 2022-12-31 | 0.23 | −0.35 | −60.65% |
| Q3 2022 | 2022-09-30 | 0.28 | 0.27 | +2152.19% |
| Q2 2022 | 2022-06-30 | 0.68 | −2.42 | −77.98% |
| Q1 2022 | 2022-03-31 | 0.52 | −3.28 | −86.36% |
| Q4 2021 | 2021-12-31 | 0.58 | −4.38 | −88.33% |
| Q3 2021 | 2021-09-30 | 0.01 | −6.04 | −99.80% |
| Q2 2021 | 2021-06-30 | 3.10 | −2.15 | −40.87% |
| Q1 2021 | 2021-03-31 | 3.80 | 3.78 | +17791.32% |
| Q4 2020 | 2020-12-31 | 4.95 | 3.61 | +270.00% |
| Q3 2020 | 2020-09-30 | 6.05 | 6.03 | +27921.00% |
| Q2 2020 | 2020-06-30 | 5.25 | 5.23 | +22282.88% |
| Q1 2020 | 2020-03-31 | 0.02 | −0.00 | −12.15% |
| Q4 2019 | 2019-12-31 | 1.34 | −0.16 | −10.74% |
| Q3 2019 | 2019-09-30 | 0.02 | — | — |
| Q2 2019 | 2019-06-30 | 0.02 | — | — |
| Q1 2019 | 2019-03-31 | 0.02 | — | — |
| Q4 2018 | 2018-12-31 | 1.50 | −0.42 | −21.82% |
| Q4 2017 | 2017-12-31 | 1.92 | 0.81 | +72.51% |
| Q4 2016 | 2016-12-31 | 1.11 | −1.95 | −63.67% |
| Q4 2015 | 2015-12-31 | 3.06 | −0.59 | −16.17% |
| Q4 2014 | 2014-12-31 | 3.65 | 1.66 | +82.91% |
| Q1 2014 | 2014-03-31 | 2.42 | — | — |
| Q4 2013 | 2013-12-31 | 2.00 | 0.24 | +13.72% |
| Q4 2012 | 2012-12-31 | 1.76 | −0.52 | −22.82% |
| Q4 2011 | 2011-12-31 | 2.27 | — | — |
Customers Bancorp debt-to-equity ratio trends
Over the last five fiscal years, Customers Bancorp's debt-to-equity ratio decreased from 4.95 to 0.02, a change of −4.93. The latest reported quarter, Q2 2026, shows 0.02.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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