Cullman Bancorp annual return on equity
2021
2022
2023
2024
2025
Cullman Bancorp Return on Equity (ROE) Growth & History (CULL)
Cullman Bancorp's return on equity was 4.12% for fiscal 2025.
View full Cullman Bancorp company overviewCullman Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 4.12% | +0.65 pp |
| 2024 | 2024-12-31 | 3.47% | −0.44 pp |
| 2023 | 2023-12-31 | 3.92% | −0.27 pp |
| 2022 | 2022-12-31 | 4.18% | +1.95 pp |
| 2021 | 2021-12-31 | 2.23% | — |
Cullman Bancorp quarterly return on equity
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 1.15% | +0.24 pp |
| Q1 2026 | 2026-03-31 | 0.68% | — |
| Q4 2025 | 2025-12-31 | 1.17% | — |
| Q3 2025 | 2025-09-30 | 1.21% | — |
| Q2 2025 | 2025-06-30 | 0.91% | — |
| Q1 2024 | 2024-03-31 | 0.70% | −0.31 pp |
| Q4 2023 | 2023-12-31 | 0.82% | −0.12 pp |
| Q3 2023 | 2023-09-30 | 1.06% | +0.13 pp |
| Q2 2023 | 2023-06-30 | 1.02% | −0.31 pp |
| Q1 2023 | 2023-03-31 | 1.01% | −0.01 pp |
| Q4 2022 | 2022-12-31 | 0.94% | +0.32 pp |
| Q3 2022 | 2022-09-30 | 0.94% | +1.58 pp |
| Q2 2022 | 2022-06-30 | 1.33% | −0.15 pp |
| Q1 2022 | 2022-03-31 | 1.02% | −0.36 pp |
| Q4 2021 | 2021-12-31 | 0.62% | — |
| Q3 2021 | 2021-09-30 | −0.64% | — |
| Q2 2021 | 2021-06-30 | 1.48% | — |
| Q1 2021 | 2021-03-31 | 1.38% | — |
Cullman Bancorp return on equity trends
Between the periods ended 2021-12-31 and 2025-12-31, Cullman Bancorp's return on equity increased from 2.23% to 4.12%, a change of +1.88 percentage points. The latest reported quarter, Q2 2026, shows 1.15%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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