Citizens & Northern annual net debt
2010
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2025
Citizens & Northern Net Debt Growth & History (CZNC)
Citizens & Northern's net debt was −$13.9M for fiscal 2025.
View full Citizens & Northern company overviewCitizens & Northern annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −$13.9M | $106.7M | — |
| 2024 | 2024-12-31 | −$120.5M | −$101.1M | — |
| 2023 | 2023-12-31 | −$19.4M | −$48.6M | — |
| 2022 | 2022-12-31 | $29.1M | $128.5M | — |
| 2021 | 2021-12-31 | −$99.4M | −$21.0M | — |
| 2020 | 2020-12-31 | −$78.4M | −$129.4M | — |
| 2019 | 2019-12-31 | $51.0M | $39.7M | +352.25% |
| 2018 | 2018-12-31 | $11.3M | −$19.4M | −63.27% |
| 2017 | 2017-12-31 | $30.7M | −$5.3M | −14.71% |
| 2016 | 2016-12-31 | $36.0M | −$22.9M | −38.92% |
| 2015 | 2015-12-31 | $59.0M | $12.0M | +25.48% |
| 2014 | 2014-12-31 | $47.0M | −$11.2M | −19.19% |
| 2013 | 2013-12-31 | $58.1M | $23.8M | +69.17% |
| 2012 | 2012-12-31 | $34.4M | −$39.1M | −53.25% |
| 2011 | 2011-12-31 | $73.5M | −$47.1M | −39.06% |
| 2010 | 2010-12-31 | $120.6M | — | — |
Citizens & Northern quarterly net debt
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| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | −$67.9M | $31.2M | — |
| Q1 2026 | 2026-03-31 | −$41.2M | $73.0M | — |
| Q4 2025 | 2025-12-31 | −$13.9M | $106.7M | — |
| Q3 2025 | 2025-09-30 | −$121.6M | $51.2M | — |
| Q2 2025 | 2025-06-30 | −$99.1M | −$15.5M | — |
| Q1 2025 | 2025-03-31 | −$114.2M | −$116.5M | — |
| Q4 2024 | 2024-12-31 | −$120.5M | −$101.1M | — |
| Q3 2024 | 2024-09-30 | −$172.8M | −$143.4M | — |
| Q2 2024 | 2024-06-30 | −$83.5M | −$63.2M | — |
| Q1 2024 | 2024-03-31 | $2.4M | −$38.8M | −94.21% |
| Q4 2023 | 2023-12-31 | −$19.4M | −$48.6M | — |
| Q3 2023 | 2023-09-30 | −$29.4M | $32.2M | — |
| Q2 2023 | 2023-06-30 | −$20.3M | −$41.2M | — |
| Q1 2023 | 2023-03-31 | $41.2M | $153.2M | — |
| Q4 2022 | 2022-12-31 | $29.1M | $128.5M | — |
| Q3 2022 | 2022-09-30 | −$61.6M | $135.5M | — |
| Q2 2022 | 2022-06-30 | $20.9M | $227.6M | — |
| Q1 2022 | 2022-03-31 | −$112.0M | $85.4M | — |
| Q4 2021 | 2021-12-31 | −$99.4M | −$21.0M | — |
| Q3 2021 | 2021-09-30 | −$197.1M | −$63.5M | — |
| Q2 2021 | 2021-06-30 | −$206.7M | −$143.5M | — |
| Q1 2021 | 2021-03-31 | −$197.4M | −$202.3M | — |
| Q4 2020 | 2020-12-31 | −$78.4M | −$129.4M | — |
| Q3 2020 | 2020-09-30 | −$133.6M | −$103.4M | — |
| Q2 2020 | 2020-06-30 | −$63.2M | −$51.2M | — |
| Q1 2020 | 2020-03-31 | $4.9M | $11.0M | — |
| Q4 2019 | 2019-12-31 | $51.0M | $39.7M | +352.25% |
| Q3 2019 | 2019-09-30 | −$30.2M | −$35.5M | — |
| Q2 2019 | 2019-06-30 | −$12.0M | −$7.5M | — |
| Q1 2019 | 2019-03-31 | −$6.0M | −$16.3M | — |
| Q4 2018 | 2018-12-31 | $11.3M | −$19.4M | −63.27% |
| Q3 2018 | 2018-09-30 | $5.4M | −$4.0M | −42.73% |
| Q2 2018 | 2018-06-30 | −$4.5M | −$20.3M | — |
| Q1 2018 | 2018-03-31 | $10.3M | −$19.8M | −65.87% |
| Q4 2017 | 2017-12-31 | $30.7M | −$5.3M | −14.71% |
| Q3 2017 | 2017-09-30 | $9.4M | −$13.6M | −59.24% |
| Q2 2017 | 2017-06-30 | $15.8M | −$24.6M | −60.86% |
| Q1 2017 | 2017-03-31 | $30.1M | $3.9M | +14.71% |
| Q4 2016 | 2016-12-31 | $36.0M | −$22.9M | −38.92% |
| Q3 2016 | 2016-09-30 | $23.0M | −$22.3M | −49.16% |
| Q2 2016 | 2016-06-30 | $40.3M | −$11.4M | −22.02% |
| Q1 2016 | 2016-03-31 | $26.2M | −$20.6M | −44.01% |
| Q4 2015 | 2015-12-31 | $59.0M | $12.0M | +25.48% |
| Q3 2015 | 2015-09-30 | $45.3M | $15.5M | +52.17% |
| Q2 2015 | 2015-06-30 | $51.7M | $28.3M | +120.77% |
| Q1 2015 | 2015-03-31 | $46.8M | $24.1M | +106.27% |
| Q4 2014 | 2014-12-31 | $47.0M | −$11.2M | −19.19% |
| Q3 2014 | 2014-09-30 | $29.8M | −$10.8M | −26.56% |
| Q2 2014 | 2014-06-30 | $23.4M | −$35.5M | −60.21% |
| Q1 2014 | 2014-03-31 | $22.7M | −$18.3M | −44.70% |
| Q4 2013 | 2013-12-31 | $58.1M | $23.8M | +69.17% |
| Q3 2013 | 2013-09-30 | $40.5M | −$31.4M | −43.66% |
| Q2 2013 | 2013-06-30 | $58.9M | $9.1M | +18.18% |
| Q1 2013 | 2013-03-31 | $41.0M | −$25.9M | −38.71% |
| Q4 2012 | 2012-12-31 | $34.4M | −$39.1M | −53.25% |
| Q3 2012 | 2012-09-30 | $71.9M | −$19.6M | −21.39% |
| Q2 2012 | 2012-06-30 | $49.8M | −$54.3M | −52.14% |
| Q1 2012 | 2012-03-31 | $67.0M | — | — |
| Q4 2011 | 2011-12-31 | $73.5M | −$47.1M | −39.06% |
| Q3 2011 | 2011-09-30 | $91.5M | — | — |
| Q2 2011 | 2011-06-30 | $104.1M | — | — |
| Q4 2010 | 2010-12-31 | $120.6M | — | — |
Citizens & Northern net debt trends
Over the last five fiscal years, Citizens & Northern's net debt increased from −$78.4M to −$13.9M, a change of $64.5M. The latest reported quarter, Q2 2026, shows −$67.9M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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