Eastern Bankshares Debt-to-Equity Ratio Growth & History (EBC)
Eastern Bankshares's debt-to-equity ratio was 0.07 for fiscal 2025.
View full Eastern Bankshares company overviewEastern Bankshares annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.07 | 0.03 | +75.80% |
| 2024 | 2024-12-31 | 0.04 | 0.01 | +17.46% |
| 2023 | 2023-12-31 | 0.03 | −0.29 | −89.12% |
| 2022 | 2022-12-31 | 0.32 | 0.28 | +784.27% |
| 2021 | 2021-12-31 | 0.04 | 0.01 | +45.74% |
| 2020 | 2020-12-31 | 0.02 | — | — |
Eastern Bankshares quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.12 | 0.08 | +209.86% |
| Q1 2026 | 2026-03-31 | 0.19 | 0.15 | +363.49% |
| Q4 2025 | 2025-12-31 | 0.07 | 0.03 | +75.80% |
| Q3 2025 | 2025-09-30 | 0.03 | −0.01 | −17.47% |
| Q2 2025 | 2025-06-30 | 0.04 | 0.00 | +8.99% |
| Q1 2025 | 2025-03-31 | 0.04 | 0.00 | +12.31% |
| Q4 2024 | 2024-12-31 | 0.04 | 0.01 | +17.46% |
| Q3 2024 | 2024-09-30 | 0.04 | −0.27 | −86.79% |
| Q2 2024 | 2024-06-30 | 0.03 | −0.12 | −78.46% |
| Q1 2024 | 2024-03-31 | 0.04 | −0.43 | −92.15% |
| Q4 2023 | 2023-12-31 | 0.03 | −0.29 | −89.12% |
| Q3 2023 | 2023-09-30 | 0.32 | 0.29 | +1085.16% |
| Q2 2023 | 2023-06-30 | 0.16 | 0.13 | +431.41% |
| Q1 2023 | 2023-03-31 | 0.46 | 0.44 | +1532.80% |
| Q4 2022 | 2022-12-31 | 0.32 | 0.28 | +784.27% |
| Q3 2022 | 2022-09-30 | 0.03 | 0.00 | +15.19% |
| Q2 2022 | 2022-06-30 | 0.03 | 0.01 | +27.29% |
| Q1 2022 | 2022-03-31 | 0.03 | 0.00 | +16.20% |
| Q4 2021 | 2021-12-31 | 0.04 | 0.01 | +45.74% |
| Q3 2021 | 2021-09-30 | 0.02 | −0.03 | −55.31% |
| Q2 2021 | 2021-06-30 | 0.02 | −0.03 | −56.35% |
| Q1 2021 | 2021-03-31 | 0.02 | — | — |
| Q4 2020 | 2020-12-31 | 0.02 | — | — |
| Q3 2020 | 2020-09-30 | 0.05 | — | — |
| Q2 2020 | 2020-06-30 | 0.05 | — | — |
Eastern Bankshares debt-to-equity ratio trends
Over the last five fiscal years, Eastern Bankshares's debt-to-equity ratio increased from 0.02 to 0.07, a change of 0.05. The latest reported quarter, Q2 2026, shows 0.12.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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