Revenue
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Embassy Bancorp, Inc. (EMYB)
Price$22.24Cached quote
Net income
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Free cash flow
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total cash / debt
CashTotal debt
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Financial statements
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $45.7M | $39.4M | $41.7M | $48.6M | $45.9M | $40.4M | $35.7M | $34.3M | $32.8M | $29.6M | $27.9M | $25.5M | — | — | — | — |
| Operating expenses | $29.0M | $27.3M | $26.4M | $25.7M | $24.1M | $22.1M | $21.7M | $20.9M | $19.8M | $18.8M | $17.0M | $16.3M | $15.4M | $13.7M | $12.7M | $11.9M |
| Net income | $13.7M | $10.4M | $12.7M | $17.7M | $16.8M | $12.8M | $10.9M | $10.1M | $7.3M | $7.1M | $7.4M | $6.4M | $5.5M | $5.7M | $5.1M | $4.7M |
| Net profit margin | 29.98% | 26.52% | 30.37% | 36.41% | 36.58% | 31.74% | 30.45% | 29.39% | 22.29% | 24.13% | 26.54% | 25.14% | — | — | — | — |
| Basic EPSper basic share | $1.79 | $1.37 | $1.67 | $2.34 | $2.23 | $1.71 | $1.46 | $1.35 | $0.98 | $0.96 | $1.01 | $0.87 | $0.76 | $0.80 | $0.72 | $0.67 |
| Diluted EPSper diluted share | $1.79 | $1.37 | $1.67 | $2.34 | $2.22 | $1.70 | $1.44 | $1.34 | $0.97 | $0.96 | $1.00 | $0.87 | $0.76 | $0.80 | $0.71 | $0.65 |
Owners
Reported shareholders
≈7.40%of listed shares
Lobach David M Jr548.23K shares · Jun 15, 2026
View holders
| Holder | % owned |
|---|---|
Lobach David M Jr | ≈7.40%548.23K shares |
BANKO FRANK III | ≈7.26%537.53K shares |
Pittman John C | ≈4.92%364.43K shares |
PHILADELPHIA TRUST CO | 4.00%295.91K shares |
Smith Patti Gates | ≈3.32%245.97K shares |
Siena Capital Partners GP, LLC | 2.06%152.64K shares |
Boyer Geoffrey F | ≈1.40%103.98K shares |
Hunsicker Judith A | ≈1.23%91.19K shares |
Yurconic John T | ≈0.83%61.32K shares |
ENGLESSON JOHN G | ≈0.60%44.52K shares |
Cunningham Diane Maria | ≈0.29%21.29K shares |
Neel Lynne Marie | ≈0.16%12.05K shares |
Macy Michael B | ≈0.11%7.97K shares |
Skumin Jeffrey C. | ≈0.04%3.21K shares |
Tropeano Jennifer | ≈0.03%2.19K shares |
Stefanov Brandi | ≈0.02%1.37K shares |
Lesavoy Bernard M | —— shares |
Percentages use 7.41M shares of this listed class outstanding on Jun 30, 2026. ≈ compares the latest reported holding with a share total from a different date; it is not a confirmed current stake.
Gray completes the 100% scale. Reported positions may overlap; holders have different reporting dates.
Source: SEC Form 4 ↗Updated Sep 29, 2026 · Quarterly data
Insider buys & sells
| Transaction | Insider | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|
| Jun 15, 2026Form 4 | Macy Michael BEVP, CLO Business Banking | BuyCommon Stock | 1.0K | $21.45 | $21.4K | 8.0K |
| Jun 15, 2026Form 4 | Skumin Jeffrey C.EVP, CFO | BuyCommon Stock | 50 | $21.45 | $1.1K | 3.2K |
| Jun 15, 2026Form 4 | Neel Lynne MarieSr. Executive Vice President | BuyCommon Stock | 350 | $21.45 | $7.5K | 12.1K |
| Jun 15, 2026Form 4 | Lesavoy Bernard MDirector | BuyCommon Stock | 100 | $21.45 | $2.1K | 133.7K |
| Jun 15, 2026Form 4 | Lobach David M JrChairman, President and CEO | BuyCommon Stock | 500 | $21.45 | $10.7K | 374.0K |