First Business Financial Services annual debt-to-assets ratio
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First Business Financial Services Debt-to-Assets Ratio Growth & History (FBIZ)
First Business Financial Services's debt-to-assets ratio was 0.06 for fiscal 2025.
View full First Business Financial Services company overviewFirst Business Financial Services annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.06 | −0.02 | −25.34% |
| 2024 | 2024-12-31 | 0.09 | −0.01 | −12.15% |
| 2023 | 2023-12-31 | 0.10 | −0.06 | −38.24% |
| 2022 | 2022-12-31 | 0.16 | −0.00 | −0.65% |
| 2021 | 2021-12-31 | 0.16 | −0.01 | −6.91% |
| 2020 | 2020-12-31 | 0.17 | 0.01 | +5.56% |
| 2019 | 2019-12-31 | 0.16 | 0.00 | +2.28% |
| 2018 | 2018-12-31 | 0.16 | 0.04 | +29.36% |
| 2017 | 2017-12-31 | 0.12 | 0.08 | +210.41% |
| 2016 | 2016-12-31 | 0.04 | 0.01 | +55.90% |
| 2015 | 2015-12-31 | 0.03 | −0.00 | −7.70% |
| 2014 | 2014-12-31 | 0.03 | 0.01 | +55.05% |
| 2013 | 2013-12-31 | 0.02 | −0.00 | −5.35% |
| 2012 | 2012-12-31 | 0.02 | −0.02 | −56.90% |
| 2011 | 2011-12-31 | 0.04 | — | — |
First Business Financial Services quarterly debt-to-assets ratio
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| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.08 | 0.01 | +12.97% |
| Q1 2026 | 2026-03-31 | 0.07 | −0.00 | −3.65% |
| Q4 2025 | 2025-12-31 | 0.06 | −0.02 | −25.34% |
| Q3 2025 | 2025-09-30 | 0.07 | −0.03 | −29.26% |
| Q2 2025 | 2025-06-30 | 0.07 | −0.02 | −18.68% |
| Q1 2025 | 2025-03-31 | 0.07 | −0.03 | −26.39% |
| Q4 2024 | 2024-12-31 | 0.09 | −0.01 | −12.15% |
| Q3 2024 | 2024-09-30 | 0.10 | −0.01 | −11.93% |
| Q2 2024 | 2024-06-30 | 0.09 | −0.03 | −24.94% |
| Q1 2024 | 2024-03-31 | 0.10 | −0.01 | −8.84% |
| Q4 2023 | 2023-12-31 | 0.10 | −0.06 | −38.24% |
| Q3 2023 | 2023-09-30 | 0.11 | −0.04 | −27.16% |
| Q2 2023 | 2023-06-30 | 0.12 | −0.10 | −46.54% |
| Q1 2023 | 2023-03-31 | 0.11 | −0.04 | −28.27% |
| Q4 2022 | 2022-12-31 | 0.16 | −0.00 | −0.65% |
| Q3 2022 | 2022-09-30 | 0.15 | −0.01 | −5.54% |
| Q2 2022 | 2022-06-30 | 0.22 | 0.07 | +42.86% |
| Q1 2022 | 2022-03-31 | 0.15 | −0.02 | −12.59% |
| Q4 2021 | 2021-12-31 | 0.16 | −0.01 | −6.91% |
| Q3 2021 | 2021-09-30 | 0.16 | −0.03 | −17.51% |
| Q2 2021 | 2021-06-30 | 0.15 | −0.04 | −22.03% |
| Q1 2021 | 2021-03-31 | 0.18 | −0.02 | −9.50% |
| Q4 2020 | 2020-12-31 | 0.17 | 0.01 | +5.56% |
| Q3 2020 | 2020-09-30 | 0.19 | 0.02 | +14.71% |
| Q2 2020 | 2020-06-30 | 0.20 | 0.04 | +27.81% |
| Q1 2020 | 2020-03-31 | 0.20 | 0.05 | +36.15% |
| Q4 2019 | 2019-12-31 | 0.16 | 0.00 | +2.28% |
| Q3 2019 | 2019-09-30 | 0.17 | 0.01 | +8.95% |
| Q2 2019 | 2019-06-30 | 0.15 | −0.04 | −22.72% |
| Q1 2019 | 2019-03-31 | 0.14 | −0.03 | −15.29% |
| Q4 2018 | 2018-12-31 | 0.16 | 0.04 | +29.36% |
| Q3 2018 | 2018-09-30 | 0.15 | 0.05 | +54.44% |
| Q2 2018 | 2018-06-30 | 0.20 | 0.13 | +200.31% |
| Q1 2018 | 2018-03-31 | 0.17 | 0.10 | +131.90% |
| Q4 2017 | 2017-12-31 | 0.12 | 0.08 | +210.41% |
| Q3 2017 | 2017-09-30 | 0.10 | 0.08 | +342.04% |
| Q2 2017 | 2017-06-30 | 0.07 | 0.04 | +174.76% |
| Q1 2017 | 2017-03-31 | 0.07 | 0.05 | +191.27% |
| Q4 2016 | 2016-12-31 | 0.04 | 0.01 | +55.90% |
| Q3 2016 | 2016-09-30 | 0.02 | −0.00 | −15.77% |
| Q2 2016 | 2016-06-30 | 0.02 | −0.01 | −30.14% |
| Q1 2016 | 2016-03-31 | 0.03 | −0.00 | −5.61% |
| Q4 2015 | 2015-12-31 | 0.03 | −0.00 | −7.70% |
| Q3 2015 | 2015-09-30 | 0.03 | 0.00 | +14.88% |
| Q2 2015 | 2015-06-30 | 0.03 | — | — |
| Q1 2015 | 2015-03-31 | 0.03 | — | — |
| Q4 2014 | 2014-12-31 | 0.03 | 0.01 | +55.05% |
| Q3 2014 | 2014-09-30 | 0.02 | — | — |
| Q4 2013 | 2013-12-31 | 0.02 | −0.00 | −5.35% |
| Q1 2013 | 2013-03-31 | 0.03 | — | — |
| Q4 2012 | 2012-12-31 | 0.02 | −0.02 | −56.90% |
| Q3 2012 | 2012-09-30 | 0.04 | — | — |
| Q2 2012 | 2012-06-30 | 0.05 | — | — |
| Q4 2011 | 2011-12-31 | 0.04 | — | — |
First Business Financial Services debt-to-assets ratio trends
Over the last five fiscal years, First Business Financial Services's debt-to-assets ratio decreased from 0.17 to 0.06, a change of −0.11. The latest reported quarter, Q2 2026, shows 0.08.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review First Business Financial Services source filings ↗