First Business Financial Services Return on Equity (ROE) Growth & History (FBIZ)
First Business Financial Services's return on equity was 14.37% for fiscal 2025.
View full First Business Financial Services company overviewFirst Business Financial Services annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 14.37% | +0.06 pp |
| 2024 | 2024-12-31 | 14.31% | +0.86 pp |
| 2023 | 2023-12-31 | 13.46% | −3.11 pp |
| 2022 | 2022-12-31 | 16.57% | +0.27 pp |
| 2021 | 2021-12-31 | 16.30% | +7.82 pp |
| 2020 | 2020-12-31 | 8.48% | −3.96 pp |
| 2019 | 2019-12-31 | 12.44% | +3.13 pp |
| 2018 | 2018-12-31 | 9.32% | +2.12 pp |
| 2017 | 2017-12-31 | 7.19% | −2.35 pp |
| 2016 | 2016-12-31 | 9.54% | −1.90 pp |
| 2015 | 2015-12-31 | 11.45% | −0.00 pp |
| 2014 | 2014-12-31 | 11.45% | −1.72 pp |
| 2013 | 2013-12-31 | 13.17% | +2.26 pp |
| 2012 | 2012-12-31 | 10.90% | −3.19 pp |
| 2011 | 2011-12-31 | 14.09% | — |
First Business Financial Services quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 4.02% | +0.66 pp |
| Q1 2026 | 2026-03-31 | 3.25% | −0.12 pp |
| Q4 2025 | 2025-12-31 | 3.65% | −0.85 pp |
| Q3 2025 | 2025-09-30 | 4.09% | +0.68 pp |
| Q2 2025 | 2025-06-30 | 3.36% | −0.11 pp |
| Q1 2025 | 2025-03-31 | 3.36% | +0.35 pp |
| Q4 2024 | 2024-12-31 | 4.50% | +1.07 pp |
| Q3 2024 | 2024-09-30 | 3.41% | −0.18 pp |
| Q2 2024 | 2024-06-30 | 3.47% | +0.38 pp |
| Q1 2024 | 2024-03-31 | 3.01% | −0.39 pp |
| Q4 2023 | 2023-12-31 | 3.43% | −0.53 pp |
| Q3 2023 | 2023-09-30 | 3.59% | −0.71 pp |
| Q2 2023 | 2023-06-30 | 3.09% | −1.43 pp |
| Q1 2023 | 2023-03-31 | 3.41% | −0.23 pp |
| Q4 2022 | 2022-12-31 | 3.95% | +0.20 pp |
| Q3 2022 | 2022-09-30 | 4.31% | +0.19 pp |
| Q2 2022 | 2022-06-30 | 4.53% | +0.75 pp |
| Q1 2022 | 2022-03-31 | 3.63% | −0.99 pp |
| Q4 2021 | 2021-12-31 | 3.75% | +0.76 pp |
| Q3 2021 | 2021-09-30 | 4.12% | +1.96 pp |
| Q2 2021 | 2021-06-30 | 3.78% | +2.09 pp |
| Q1 2021 | 2021-03-31 | 4.63% | +2.94 pp |
| Q4 2020 | 2020-12-31 | 2.99% | −0.01 pp |
| Q3 2020 | 2020-09-30 | 2.16% | −0.52 pp |
| Q2 2020 | 2020-06-30 | 1.69% | −1.82 pp |
| Q1 2020 | 2020-03-31 | 1.68% | −1.54 pp |
| Q4 2019 | 2019-12-31 | 3.00% | +0.73 pp |
| Q3 2019 | 2019-09-30 | 2.68% | −0.34 pp |
| Q2 2019 | 2019-06-30 | 3.51% | +1.61 pp |
| Q1 2019 | 2019-03-31 | 3.23% | +1.08 pp |
| Q4 2018 | 2018-12-31 | 2.27% | −0.13 pp |
| Q3 2018 | 2018-09-30 | 3.02% | +1.46 pp |
| Q2 2018 | 2018-06-30 | 1.91% | +0.76 pp |
| Q1 2018 | 2018-03-31 | 2.14% | +0.06 pp |
| Q4 2017 | 2017-12-31 | 2.40% | −0.07 pp |
| Q3 2017 | 2017-09-30 | 1.56% | −0.12 pp |
| Q2 2017 | 2017-06-30 | 1.14% | −1.23 pp |
| Q1 2017 | 2017-03-31 | 2.08% | −0.90 pp |
| Q4 2016 | 2016-12-31 | 2.47% | −0.27 pp |
| Q3 2016 | 2016-09-30 | 1.67% | −1.32 pp |
| Q2 2016 | 2016-06-30 | 2.37% | −0.32 pp |
| Q1 2016 | 2016-03-31 | 2.98% | −0.02 pp |
| Q4 2015 | 2015-12-31 | 2.73% | −0.19 pp |
| Q3 2015 | 2015-09-30 | 3.00% | −0.04 pp |
| Q2 2015 | 2015-06-30 | 2.70% | −0.38 pp |
| Q1 2015 | 2015-03-31 | 3.00% | −0.01 pp |
| Q4 2014 | 2014-12-31 | 2.93% | −0.57 pp |
| Q3 2014 | 2014-09-30 | 3.04% | −0.41 pp |
| Q2 2014 | 2014-06-30 | 3.08% | +0.03 pp |
| Q1 2014 | 2014-03-31 | 3.01% | −0.20 pp |
| Q4 2013 | 2013-12-31 | 3.49% | +0.52 pp |
| Q3 2013 | 2013-09-30 | 3.45% | −0.34 pp |
| Q2 2013 | 2013-06-30 | 3.05% | +0.72 pp |
| Q1 2013 | 2013-03-31 | 3.22% | −0.17 pp |
| Q4 2012 | 2012-12-31 | 2.97% | −0.81 pp |
| Q3 2012 | 2012-09-30 | 3.79% | +0.21 pp |
| Q2 2012 | 2012-06-30 | 2.33% | −2.03 pp |
| Q1 2012 | 2012-03-31 | 3.38% | — |
| Q4 2011 | 2011-12-31 | 3.79% | — |
| Q3 2011 | 2011-09-30 | 3.58% | — |
| Q2 2011 | 2011-06-30 | 4.36% | — |
First Business Financial Services return on equity trends
Over the last five fiscal years, First Business Financial Services's return on equity increased from 8.48% to 14.37%, a change of +5.89 percentage points. The latest reported quarter, Q2 2026, shows 4.02%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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