First Bancorp Return on Equity (ROE) Growth & History (FBNC)
First Bancorp's return on equity was 7.16% for fiscal 2025.
View full First Bancorp company overviewFirst Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 7.16% | +1.76 pp |
| 2024 | 2024-12-31 | 5.41% | −3.25 pp |
| 2023 | 2023-12-31 | 8.66% | −4.33 pp |
| 2022 | 2022-12-31 | 12.99% | +3.98 pp |
| 2021 | 2021-12-31 | 9.01% | −0.33 pp |
| 2020 | 2020-12-31 | 9.33% | −2.05 pp |
| 2019 | 2019-12-31 | 11.39% | −0.87 pp |
| 2018 | 2018-12-31 | 12.25% | +3.59 pp |
| 2017 | 2017-12-31 | 8.67% | +0.92 pp |
| 2016 | 2016-12-31 | 7.75% | +0.34 pp |
| 2015 | 2015-12-31 | 7.41% | +0.83 pp |
| 2014 | 2014-12-31 | 6.58% | +0.89 pp |
| 2013 | 2013-12-31 | 5.69% | +12.36 pp |
| 2012 | 2012-12-31 | −6.68% | −10.63 pp |
| 2011 | 2011-12-31 | 3.96% | +1.05 pp |
| 2010 | 2010-12-31 | 2.91% | — |
First Bancorp quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 2.97% | +0.46 pp |
| Q1 2026 | 2026-03-31 | 2.80% | +0.33 pp |
| Q4 2025 | 2025-12-31 | 0.96% | +0.72 pp |
| Q3 2025 | 2025-09-30 | 1.29% | −0.01 pp |
| Q2 2025 | 2025-06-30 | 2.52% | +0.45 pp |
| Q1 2025 | 2025-03-31 | 2.47% | +0.63 pp |
| Q4 2024 | 2024-12-31 | 0.24% | −2.01 pp |
| Q3 2024 | 2024-09-30 | 1.30% | −1.04 pp |
| Q2 2024 | 2024-06-30 | 2.07% | −0.20 pp |
| Q1 2024 | 2024-03-31 | 1.84% | +0.54 pp |
| Q4 2023 | 2023-12-31 | 2.26% | −1.56 pp |
| Q3 2023 | 2023-09-30 | 2.34% | −1.37 pp |
| Q2 2023 | 2023-06-30 | 2.26% | −1.09 pp |
| Q1 2023 | 2023-03-31 | 1.30% | −1.59 pp |
| Q4 2022 | 2022-12-31 | 3.81% | +2.84 pp |
| Q3 2022 | 2022-09-30 | 3.71% | +0.69 pp |
| Q2 2022 | 2022-06-30 | 3.36% | +0.07 pp |
| Q1 2022 | 2022-03-31 | 2.89% | −0.29 pp |
| Q4 2021 | 2021-12-31 | 0.97% | −1.69 pp |
| Q3 2021 | 2021-09-30 | 3.01% | +0.35 pp |
| Q2 2021 | 2021-06-30 | 3.29% | +1.40 pp |
| Q1 2021 | 2021-03-31 | 3.19% | +1.06 pp |
| Q4 2020 | 2020-12-31 | 2.67% | +0.19 pp |
| Q3 2020 | 2020-09-30 | 2.66% | −0.37 pp |
| Q2 2020 | 2020-06-30 | 1.89% | −1.09 pp |
| Q1 2020 | 2020-03-31 | 2.12% | −0.75 pp |
| Q4 2019 | 2019-12-31 | 2.48% | −0.70 pp |
| Q3 2019 | 2019-09-30 | 3.03% | +0.04 pp |
| Q2 2019 | 2019-06-30 | 2.98% | −0.20 pp |
| Q1 2019 | 2019-03-31 | 2.87% | −0.09 pp |
| Q4 2018 | 2018-12-31 | 3.17% | +0.82 pp |
| Q3 2018 | 2018-09-30 | 3.00% | +0.41 pp |
| Q2 2018 | 2018-06-30 | 3.18% | +0.93 pp |
| Q1 2018 | 2018-03-31 | 2.96% | +1.19 pp |
| Q4 2017 | 2017-12-31 | 2.35% | +0.07 pp |
| Q3 2017 | 2017-09-30 | 2.58% | +1.30 pp |
| Q2 2017 | 2017-06-30 | 2.25% | +0.11 pp |
| Q1 2017 | 2017-03-31 | 1.76% | −0.21 pp |
| Q4 2016 | 2016-12-31 | 2.28% | +0.37 pp |
| Q3 2016 | 2016-09-30 | 1.29% | −0.61 pp |
| Q2 2016 | 2016-06-30 | 2.15% | +0.50 pp |
| Q1 2016 | 2016-03-31 | 1.98% | +0.19 pp |
| Q4 2015 | 2015-12-31 | 1.91% | +0.07 pp |
| Q3 2015 | 2015-09-30 | 1.90% | +0.45 pp |
| Q2 2015 | 2015-06-30 | 1.65% | −0.11 pp |
| Q1 2015 | 2015-03-31 | 1.79% | +0.27 pp |
| Q4 2014 | 2014-12-31 | 1.84% | +0.29 pp |
| Q3 2014 | 2014-09-30 | 1.46% | −0.30 pp |
| Q2 2014 | 2014-06-30 | 1.76% | +0.20 pp |
| Q1 2014 | 2014-03-31 | 1.52% | +0.65 pp |
| Q4 2013 | 2013-12-31 | 1.55% | +8.97 pp |
| Q3 2013 | 2013-09-30 | 1.75% | +0.46 pp |
| Q2 2013 | 2013-06-30 | 1.56% | +0.59 pp |
| Q1 2013 | 2013-03-31 | 0.87% | +2.39 pp |
| Q4 2012 | 2012-12-31 | −7.42% | — |
| Q3 2012 | 2012-09-30 | 1.30% | — |
| Q2 2012 | 2012-06-30 | 0.97% | — |
| Q1 2012 | 2012-03-31 | −1.52% | — |
First Bancorp return on equity trends
Over the last five fiscal years, First Bancorp's return on equity decreased from 9.33% to 7.16%, a change of −2.17 percentage points. The latest reported quarter, Q2 2026, shows 2.97%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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