First Commonwealth Financial annual debt-to-equity ratio
2009
2010
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2021
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2023
2024
2025
First Commonwealth Financial Debt-to-Equity Ratio Growth & History (FCF)
First Commonwealth Financial's debt-to-equity ratio was 0.29 for fiscal 2025.
View full First Commonwealth Financial company overviewFirst Commonwealth Financial annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.29 | 0.02 | +5.45% |
| 2024 | 2024-12-31 | 0.28 | −0.36 | −56.51% |
| 2023 | 2023-12-31 | 0.63 | 0.07 | +11.43% |
| 2022 | 2022-12-31 | 0.57 | 0.24 | +72.88% |
| 2021 | 2021-12-31 | 0.33 | −0.05 | −12.84% |
| 2020 | 2020-12-31 | 0.38 | −0.09 | −19.53% |
| 2019 | 2019-12-31 | 0.47 | −0.47 | −49.89% |
| 2018 | 2018-12-31 | 0.94 | 0.03 | +3.65% |
| 2017 | 2017-12-31 | 0.90 | −0.36 | −28.54% |
| 2016 | 2016-12-31 | 1.27 | −0.95 | −42.82% |
| 2015 | 2015-12-31 | 2.21 | 0.44 | +25.03% |
| 2014 | 2014-12-31 | 1.77 | 1.77 | +78626.84% |
| 2013 | 2013-12-31 | 0.00 | −0.85 | −99.74% |
| 2012 | 2012-12-31 | 0.85 | 0.85 | +40346.43% |
| 2011 | 2011-12-31 | 0.00 | −0.52 | −99.60% |
| 2010 | 2010-12-31 | 0.52 | −1.41 | −72.90% |
| 2009 | 2009-12-31 | 1.93 | — | — |
First Commonwealth Financial quarterly debt-to-equity ratio
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Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.19 | −0.16 | −44.84% |
| Q1 2026 | 2026-03-31 | 0.13 | −0.14 | −52.40% |
| Q4 2025 | 2025-12-31 | 0.29 | 0.02 | +5.45% |
| Q3 2025 | 2025-09-30 | 0.30 | −0.22 | −42.25% |
| Q2 2025 | 2025-06-30 | 0.35 | −0.18 | −33.73% |
| Q1 2025 | 2025-03-31 | 0.27 | −0.32 | −54.63% |
| Q4 2024 | 2024-12-31 | 0.28 | −0.36 | −56.51% |
| Q3 2024 | 2024-09-30 | 0.51 | −0.12 | −18.83% |
| Q2 2024 | 2024-06-30 | 0.53 | −0.10 | −16.49% |
| Q1 2024 | 2024-03-31 | 0.58 | 0.16 | +36.98% |
| Q4 2023 | 2023-12-31 | 0.63 | 0.07 | +11.43% |
| Q3 2023 | 2023-09-30 | 0.63 | 0.31 | +97.88% |
| Q2 2023 | 2023-06-30 | 0.63 | 0.33 | +110.02% |
| Q1 2023 | 2023-03-31 | 0.43 | 0.12 | +38.67% |
| Q4 2022 | 2022-12-31 | 0.57 | 0.24 | +72.88% |
| Q3 2022 | 2022-09-30 | 0.32 | 0.00 | +0.97% |
| Q2 2022 | 2022-06-30 | 0.30 | −0.01 | −1.83% |
| Q1 2022 | 2022-03-31 | 0.31 | −0.06 | −15.29% |
| Q4 2021 | 2021-12-31 | 0.33 | −0.05 | −12.84% |
| Q3 2021 | 2021-09-30 | 0.32 | −0.07 | −17.55% |
| Q2 2021 | 2021-06-30 | 0.31 | −0.06 | −17.33% |
| Q1 2021 | 2021-03-31 | 0.36 | −0.05 | −12.54% |
| Q4 2020 | 2020-12-31 | 0.38 | −0.09 | −19.53% |
| Q3 2020 | 2020-09-30 | 0.38 | 0.02 | +4.86% |
| Q2 2020 | 2020-06-30 | 0.37 | −0.46 | −55.21% |
| Q1 2020 | 2020-03-31 | 0.42 | −0.39 | −48.72% |
| Q4 2019 | 2019-12-31 | 0.47 | −0.47 | −49.89% |
| Q3 2019 | 2019-09-30 | 0.36 | −0.44 | −54.55% |
| Q2 2019 | 2019-06-30 | 0.83 | 0.06 | +8.07% |
| Q1 2019 | 2019-03-31 | 0.81 | 0.05 | +6.70% |
| Q4 2018 | 2018-12-31 | 0.94 | 0.03 | +3.65% |
| Q3 2018 | 2018-09-30 | 0.80 | −0.21 | −20.44% |
| Q2 2018 | 2018-06-30 | 0.77 | −0.29 | −27.08% |
| Q1 2018 | 2018-03-31 | 0.76 | −0.43 | −35.91% |
| Q4 2017 | 2017-12-31 | 0.90 | −0.36 | −28.54% |
| Q3 2017 | 2017-09-30 | 1.01 | −0.87 | −46.30% |
| Q2 2017 | 2017-06-30 | 1.05 | −1.03 | −49.44% |
| Q1 2017 | 2017-03-31 | 1.19 | −1.00 | −45.68% |
| Q4 2016 | 2016-12-31 | 1.27 | −0.95 | −42.82% |
| Q3 2016 | 2016-09-30 | 1.88 | −0.12 | −5.84% |
| Q2 2016 | 2016-06-30 | 2.08 | 0.20 | +10.34% |
| Q1 2016 | 2016-03-31 | 2.18 | 0.41 | +23.25% |
| Q4 2015 | 2015-12-31 | 2.21 | 0.44 | +25.03% |
| Q3 2015 | 2015-09-30 | 1.99 | 0.27 | +15.60% |
| Q2 2015 | 2015-06-30 | 1.89 | 0.43 | +29.74% |
| Q1 2015 | 2015-03-31 | 1.77 | 0.67 | +60.75% |
| Q4 2014 | 2014-12-31 | 1.77 | 1.77 | +78626.84% |
| Q3 2014 | 2014-09-30 | 1.72 | 0.64 | +59.69% |
| Q2 2014 | 2014-06-30 | 1.46 | 0.53 | +57.08% |
| Q1 2014 | 2014-03-31 | 1.10 | 0.31 | +40.01% |
| Q4 2013 | 2013-12-31 | 0.00 | −0.85 | −99.74% |
| Q3 2013 | 2013-09-30 | 1.08 | 0.25 | +30.14% |
| Q2 2013 | 2013-06-30 | 0.93 | 0.08 | +9.24% |
| Q1 2013 | 2013-03-31 | 0.79 | 0.11 | +16.95% |
| Q4 2012 | 2012-12-31 | 0.85 | 0.85 | +40346.43% |
| Q3 2012 | 2012-09-30 | 0.83 | 0.37 | +81.18% |
| Q2 2012 | 2012-06-30 | 0.85 | 0.40 | +89.58% |
| Q1 2012 | 2012-03-31 | 0.67 | — | — |
| Q4 2011 | 2011-12-31 | 0.00 | −0.52 | −99.60% |
| Q3 2011 | 2011-09-30 | 0.46 | −0.06 | −12.26% |
| Q2 2011 | 2011-06-30 | 0.45 | −0.50 | −52.52% |
| Q4 2010 | 2010-12-31 | 0.52 | −1.41 | −72.90% |
| Q3 2010 | 2010-09-30 | 0.52 | — | — |
| Q2 2010 | 2010-06-30 | 0.94 | — | — |
| Q4 2009 | 2009-12-31 | 1.93 | — | — |
First Commonwealth Financial debt-to-equity ratio trends
Over the last five fiscal years, First Commonwealth Financial's debt-to-equity ratio decreased from 0.38 to 0.29, a change of −0.09. The latest reported quarter, Q2 2026, shows 0.19.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review First Commonwealth Financial source filings ↗